User Manual
Page 2
...can radiate radio frequency energy and, if not installed and used in accordance with or arising out of the purchase or use of these materials, and the sole and exclusive liability of Texas Instruments, regardless of the form of action, shall not exceed ... party. Moreover, Texas Instruments shall not be liable to radio communications. This equipment generates, uses, and can try to operate the equipment. © 2005 Texas Instruments Incorporated ii These limits are designed to provide reasonable protection against the use of these materials by Texas Instruments may cause harmful ...
...can radiate radio frequency energy and, if not installed and used in accordance with or arising out of the purchase or use of these materials, and the sole and exclusive liability of Texas Instruments, regardless of the form of action, shall not exceed ... party. Moreover, Texas Instruments shall not be liable to radio communications. This equipment generates, uses, and can try to operate the equipment. © 2005 Texas Instruments Incorporated ii These limits are designed to provide reasonable protection against the use of these materials by Texas Instruments may cause harmful ...
User Manual
Page 3
... Information ii USA FCC Information Concerning Radio Frequency Interferenceii 1 Overview of Calculator Operations 1 Turning On the Calculator 1 Turning Off the Calculator 1 Selecting 2nd Functions 2 Reading the Display 2 Setting Calculator Formats 4 Resetting the Calculator 6 Clearing Calculator Entries and Memories 6 Correcting Entry Errors 7 Math Operations 8 Memory Operations 12 Calculations Using Constants 13 Last Answer Feature 14 Using Worksheets: Tools for Financial Solutions 15...
... Information ii USA FCC Information Concerning Radio Frequency Interferenceii 1 Overview of Calculator Operations 1 Turning On the Calculator 1 Turning Off the Calculator 1 Selecting 2nd Functions 2 Reading the Display 2 Setting Calculator Formats 4 Resetting the Calculator 6 Clearing Calculator Entries and Memories 6 Correcting Entry Errors 7 Math Operations 8 Memory Operations 12 Calculations Using Constants 13 Last Answer Feature 14 Using Worksheets: Tools for Financial Solutions 15...
User Manual
Page 5
... math and memory operations • Use the Last Answer feature • Use worksheets Turning On the Calculator Press $. • If you left it, saving display settings, stored memory, pending operations, and error conditions. Overview of Calculator Operations 1 1 Overview of Calculator Operations This chapter describes the basic operation of your BA II PLUS™ calculator, including how to: • Turn...
... math and memory operations • Use the Last Answer feature • Use worksheets Turning On the Calculator Press $. • If you left it, saving display settings, stored memory, pending operations, and error conditions. Overview of Calculator Operations 1 1 Overview of Calculator Operations This chapter describes the basic operation of your BA II PLUS™ calculator, including how to: • Turn...
User Manual
Page 7
...the selected worksheet. to assign the displayed value to insert a cash flow or statistical data point. INS Press & X to the displayed variable. BGN TVM calculations use end-of the displayed variable. # $ Press " or # to delete a cash flow or statistical data point. INV Press a key to select its ...; The displayed value is negative. When a value changes and invalidates a computed value, the_indicator clears. = The displayed variable is not displayed, TVM calculations use beginning-of the calculator. The displayed value is computed in the worksheet.
...the selected worksheet. to assign the displayed value to insert a cash flow or statistical data point. INS Press & X to the displayed variable. BGN TVM calculations use end-of the displayed variable. # $ Press " or # to delete a cash flow or statistical data point. INV Press a key to select its ...; The displayed value is negative. When a value changes and invalidates a computed value, the_indicator clears. = The displayed variable is not displayed, TVM calculations use beginning-of the calculator. The displayed value is computed in the worksheet.
User Manual
Page 9
.... When you enter 3 H 2 < 4 N, the Chn answer is 11 (2 Q 4 = 8; 3 + 8 = 11). Choosing Calculation Methods When you choose the chain (Chn) calculation method, the calculator solves problems in the order that you enter them. (Most financial calculators use AOS.) For example, when you key in trigonometric calculations. To enter dates, use the round function. Except for all of the display. To...
.... When you enter 3 H 2 < 4 N, the Chn answer is 11 (2 Q 4 = 8; 3 + 8 = 11). Choosing Calculation Methods When you choose the chain (Chn) calculation method, the calculator solves problems in the order that you enter them. (Most financial calculators use AOS.) For example, when you key in trigonometric calculations. To enter dates, use the round function. Except for all of the display. To...
User Manual
Page 10
... 0.00 appear, confirming that let you clear data selectively, use reset carefully to avoid losing data needlessly. (See "Clearing Calculator Entries and Memories" on page 6.) For example, you might reset the calculator before attempting to reset. Note: To cancel reset, press & U. 0.00 appears. 2. Clearing Calculator Entries and Memories Note: To clear variables selectively, see...
... 0.00 appear, confirming that let you clear data selectively, use reset carefully to avoid losing data needlessly. (See "Clearing Calculator Entries and Memories" on page 6.) For example, you might reset the calculator before attempting to reset. Note: To cancel reset, press & U. 0.00 appears. 2. Clearing Calculator Entries and Memories Note: To clear variables selectively, see...
User Manual
Page 12
Examples of Calculator Operations To Press Display Add 6 + 4 6 H 4 N 10.00 Subtract 6 N 4 6 B 4 N 2.00 Multiply 6 Q 4 6 < 4 N 24.00 Divide 6 P 4 6 6 4 N 1.50 1.25 Find universal power: 3 3 ; 1.25 N 3.95 Use parentheses: 7 Q (3 + 5) 7 Display 39.69 3.94 0.31 120.00 5.32 8 Overview of Math Operations These operations require you enter them. Math Operations When you select the chain (Chn) calculation method, the calculator evaluates mathematical expressions (for example, 3 + 2 Q 4) in the order that you to press N to complete.
Examples of Calculator Operations To Press Display Add 6 + 4 6 H 4 N 10.00 Subtract 6 N 4 6 B 4 N 2.00 Multiply 6 Q 4 6 < 4 N 24.00 Divide 6 P 4 6 6 4 N 1.50 1.25 Find universal power: 3 3 ; 1.25 N 3.95 Use parentheses: 7 Q (3 + 5) 7 Display 39.69 3.94 0.31 120.00 5.32 8 Overview of Math Operations These operations require you enter them. Math Operations When you select the chain (Chn) calculation method, the calculator evaluates mathematical expressions (for example, 3 + 2 Q 4) in the order that you to press N to complete.
User Manual
Page 14
...Use parentheses to control the order in which you compute a factorial must be a positive integer less than or equal to 69. Pressing N closes parentheses automatically, evaluates the expression, and displays the final result. Note: You do not have to press : for expressions ending in division, multiplication, powers, roots, and logarithm calculations.... To view intermediate results, press : once for which the calculator evaluates a numeric expression in a series of parentheses and up to 8 ...
...Use parentheses to control the order in which you compute a factorial must be a positive integer less than or equal to 69. Pressing N closes parentheses automatically, evaluates the expression, and displays the final result. Note: You do not have to press : for expressions ending in division, multiplication, powers, roots, and logarithm calculations.... To view intermediate results, press : once for which the calculator evaluates a numeric expression in a series of parentheses and up to 8 ...
User Manual
Page 16
... 3 (M3) Recall a value from memory 7 (M7) Press 0 D 4 14.95 D 3 J 7 Memory Arithmetic Using memory arithmetic, you can store in memory any of 10 memories using the standard calculator keys. Memory Examples To Clear memory 4 (by storing a zero value in it . • To clear all 10...press a numeric key (0 through 9). Note: You can also use the Memory worksheet. (See "Memory Worksheet" on page 80.) • You can perform a calculation with a stored value and store the result with a single operation. 12 Overview of Calculator Operations Note: The recalled number remains in memory, press J ...
... 3 (M3) Recall a value from memory 7 (M7) Press 0 D 4 14.95 D 3 J 7 Memory Arithmetic Using memory arithmetic, you can store in memory any of 10 memories using the standard calculator keys. Memory Examples To Clear memory 4 (by storing a zero value in it . • To clear all 10...press a numeric key (0 through 9). Note: You can also use the Memory worksheet. (See "Memory Worksheet" on page 80.) • You can perform a calculation with a stored value and store the result with a single operation. 12 Overview of Calculator Operations Note: The recalled number remains in memory, press J ...
User Manual
Page 17
... a number and an operation, and then press & `. Enter the value for use the stored constant, key in memory 3 (M3). Store the operation and value, and then calculate. D; 4 Calculations Using Constants To store a constant for the first calculation. To use in memory 0 (M0) by the displayed value. DH 9 Subtract the displayed value from the value stored in...
... a number and an operation, and then press & `. Enter the value for use the stored constant, key in memory 3 (M3). Store the operation and value, and then calculate. D; 4 Calculations Using Constants To store a constant for the first calculation. To use in memory 0 (M0) by the displayed value. DH 9 Subtract the displayed value from the value stored in...
User Manual
Page 18
Keystrokes for various operations. To* Add c to each subsequent entry Subtract c from each subsequent entry Multiply each subsequent entry by c Divide each subsequent entry by c Raise each subsequent entry to the power of c Add c% of each subsequent entry to create a constant for Constant Calculations This table shows how to that entry Subtract c% of each subsequent entry from the entry Press** n H&` c N n B&` c N n
Keystrokes for various operations. To* Add c to each subsequent entry Subtract c from each subsequent entry Multiply each subsequent entry by c Divide each subsequent entry by c Raise each subsequent entry to the power of c Add c% of each subsequent entry to create a constant for Constant Calculations This table shows how to that entry Subtract c% of each subsequent entry from the entry Press** n H&` c N n B&` c N n
User Manual
Page 19
...Chapter 4) Computes bond price and yield & l to worksheet variables and then compute the unknown value. Except for Financial Solutions The calculator contains worksheets with embedded formulas to solve specific problems. You apply settings or assign known values to maturity or call...a depreciation (Chapter 5) schedule using one of six depreciation methods & p Overview of the others: operations in a worksheet do not affect variables in a new calculation Recall the last answer Complete the calculation Press 2 ; & x N Display 2.00 4.00 16.00 Using Worksheets: Tools for TVM variables...
...Chapter 4) Computes bond price and yield & l to worksheet variables and then compute the unknown value. Except for Financial Solutions The calculator contains worksheets with embedded formulas to solve specific problems. You apply settings or assign known values to maturity or call...a depreciation (Chapter 5) schedule using one of six depreciation methods & p Overview of the others: operations in a worksheet do not affect variables in a new calculation Recall the last answer Complete the calculation Press 2 ; & x N Display 2.00 4.00 16.00 Using Worksheets: Tools for TVM variables...
User Manual
Page 20
... (Chapter 7) Accesses storage area for up to & { 10 values Accessing the TVM Worksheet Variables • To assign values to the TVM worksheet variables, use the five TVM keys 0). • To access other TVM worksheet functions, press the & key, and then press a TVM function key (xP/Y, P/Y, ...statistics on page 22.) Note: You can assign values to TVM variables while in a prompted worksheet, but you must return to the standard-calculator mode to calculate TVM values or clear the TVM worksheet. 16 Overview of days is from a given date & u Profit Margin worksheet Computes cost, selling ...
... (Chapter 7) Accesses storage area for up to & { 10 values Accessing the TVM Worksheet Variables • To assign values to the TVM worksheet variables, use the five TVM keys 0). • To access other TVM worksheet functions, press the & key, and then press a TVM function key (xP/Y, P/Y, ...statistics on page 22.) Note: You can assign values to TVM variables while in a prompted worksheet, but you must return to the standard-calculator mode to calculate TVM values or clear the TVM worksheet. 16 Overview of days is from a given date & u Profit Margin worksheet Computes cost, selling ...
User Manual
Page 21
...example, P/Y and C/Y. To compute a value, display a compute-only variable and press %. Overview of a math calculation. • Recalled from memory. • Obtained from another worksheet using the last answer feature. Enter-Only Variables Values for enter-only variables must be entered, cannot be : • ...Entered directly from the keyboard. • The result of Calculator Operations 17 after keying in a value to ...
...example, P/Y and C/Y. To compute a value, display a compute-only variable and press %. Overview of a math calculation. • Recalled from memory. • Obtained from another worksheet using the last answer feature. Enter-Only Variables Values for enter-only variables must be entered, cannot be : • ...Entered directly from the keyboard. • The result of Calculator Operations 17 after keying in a value to ...
User Manual
Page 25
... and Amortization Worksheets 21 Time-Value-of -Money (TVM) variables to solve problems with unequal cash flows, use the Cash Flow worksheet. (See "Cash Flow Worksheet" on page 41.) After solving a TVM problem, you can use the Amortization worksheet to generate an amortization schedule. • To access a TVM variable, press a TVM key...
... and Amortization Worksheets 21 Time-Value-of -Money (TVM) variables to solve problems with unequal cash flows, use the Cash Flow worksheet. (See "Cash Flow Worksheet" on page 41.) After solving a TVM problem, you can use the Amortization worksheet to generate an amortization schedule. • To access a TVM variable, press a TVM key...
User Manual
Page 26
... Enter-only BAL Auto-compute PRN Auto-compute INT Auto-compute Note: This guidebook categorizes calculator variables by the method of entry. (See "Types of Worksheet Variables" on page 17.) Using the TVM and Amortization Variables Because the calculator stores values assigned to the TVM variables until you clear or change them, you...
... Enter-only BAL Auto-compute PRN Auto-compute INT Auto-compute Note: This guidebook categorizes calculator variables by the method of entry. (See "Types of Worksheet Variables" on page 17.) Using the TVM and Amortization Variables Because the calculator stores values assigned to the TVM variables until you clear or change them, you...
User Manual
Page 27
... each variable (BAL, PRN, and INT). Time-Value-of zero for the unused variable. Resetting the TVM and Amortization Worksheet Variables • To reset all calculator variables and formats to default values (including TVM and amortization variables), press & } !: Variable N I/Y PV PMT FV P/Y C/Y Default 0 0 0 0 0... the Amortization worksheet. • To reset END/BGN to the default value, press & ] & z. Clearing the Unused Variable For problems using only four of the five TVM variables, enter a value of -Money and Amortization Worksheets 23 For example, to determine the present value (...
... each variable (BAL, PRN, and INT). Time-Value-of zero for the unused variable. Resetting the TVM and Amortization Worksheet Variables • To reset all calculator variables and formats to default values (including TVM and amortization variables), press & } !: Variable N I/Y PV PMT FV P/Y C/Y Default 0 0 0 0 0... the Amortization worksheet. • To reset END/BGN to the default value, press & ] & z. Clearing the Unused Variable For problems using only four of the five TVM variables, enter a value of -Money and Amortization Worksheets 23 For example, to determine the present value (...
User Manual
Page 28
...I/Y, P/Y, and C/Y • Enter I /Y, PV, PMT, or FV) in the value and store it by the decimal format. • When solving for FV, the calculator uses the unrounded value for a next range of -Money and Amortization Worksheets The TVM worksheet automatically converts I/Y to the number of the five TVM variables (N, I /Y as...be different than the computed value for FV following the same number of payments. • When solving for BAL, PRN, and INT, the calculator uses the PMT value rounded to a per period rate based on which mode is an ordinary annuity or an annuity due. • Set END ...
...I/Y, P/Y, and C/Y • Enter I /Y, PV, PMT, or FV) in the value and store it by the decimal format. • When solving for FV, the calculator uses the unrounded value for a next range of -Money and Amortization Worksheets The TVM worksheet automatically converts I/Y to the number of the five TVM variables (N, I /Y as...be different than the computed value for FV following the same number of payments. • When solving for BAL, PRN, and INT, the calculator uses the PMT value rounded to a per period rate based on which mode is an ordinary annuity or an annuity due. • Set END ...
User Manual
Page 29
...the remaining balance after payment P2 • PRN- the principal • INT- Using [xP/Y] to N for N 1. To specify the first in a range of payments, key in standard-calculator mode. the interest paid over the specified range Time-Value-of the automatically computed values...an Amortization Schedule Manually 1. To assign the displayed value to Calculate a Value for a TVM calculation, press ,. Press & \. Press # to multiply by the stored P/Y value. Generating an Amortization Schedule The Amortization worksheet uses TVM values to the displayed variable, because the = indicator...
...the remaining balance after payment P2 • PRN- the principal • INT- Using [xP/Y] to N for N 1. To specify the first in a range of payments, key in standard-calculator mode. the interest paid over the specified range Time-Value-of the automatically computed values...an Amortization Schedule Manually 1. To assign the displayed value to Calculate a Value for a TVM calculation, press ,. Press & \. Press # to multiply by the stored P/Y value. Generating an Amortization Schedule The Amortization worksheet uses TVM values to the displayed variable, because the = indicator...
User Manual
Page 30
... in the next range of payments. Press & \. - Press # to 13 through 4 until the schedule is the interest rate on your mortgage? The calculator computes the next range of payments using the payment multiplier. Press # to represent the next range of payments. 5. or - Both P1 and P2 update automatically to display each range...
... in the next range of payments. Press & \. - Press # to 13 through 4 until the schedule is the interest rate on your mortgage? The calculator computes the next range of payments using the payment multiplier. Press # to represent the next range of payments. 5. or - Both P1 and P2 update automatically to display each range...