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...has been tested and found to comply with the instructions, may void your authority to operate the equipment. © 2005 Texas Instruments Incorporated ii Important Information Texas Instruments makes no warranty, either express or implied, including but not limited to any implied warranties of merchantability and fitness for a ...out of the purchase or use of these materials, and the sole and exclusive liability of Texas Instruments, regardless of the form of action, shall not exceed the purchase price of these materials by turning the equipment off and on, you can be liable to ...
...has been tested and found to comply with the instructions, may void your authority to operate the equipment. © 2005 Texas Instruments Incorporated ii Important Information Texas Instruments makes no warranty, either express or implied, including but not limited to any implied warranties of merchantability and fitness for a ...out of the purchase or use of these materials, and the sole and exclusive liability of Texas Instruments, regardless of the form of action, shall not exceed the purchase price of these materials by turning the equipment off and on, you can be liable to ...
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... Example: Value of Difficulty 98 Texas Instruments Support and Service 99 Texas Instruments (TI) Warranty Information 100 Index 103 iv Reference Information 83 Formulas 83 Error Messages 94 Accuracy Information 95 AOS™ (Algebraic Operating System) Calculations 96 Battery Information 97 In Case... of a Lease with Uneven Payments 48 4 Bond Worksheet 51 Bond Worksheet Variables 52 Bond Worksheet Terminology 54 Entering Bond Data and Computing Results 54 Example: Computing Bond Price and Accrued Interest...
... Example: Value of Difficulty 98 Texas Instruments Support and Service 99 Texas Instruments (TI) Warranty Information 100 Index 103 iv Reference Information 83 Formulas 83 Error Messages 94 Accuracy Information 95 AOS™ (Algebraic Operating System) Calculations 96 Battery Information 97 In Case... of a Lease with Uneven Payments 48 4 Bond Worksheet 51 Bond Worksheet Variables 52 Bond Worksheet Terminology 54 Entering Bond Data and Computing Results 54 Example: Computing Bond Price and Accrued Interest...
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To Press Display Add 6 + 4 6 H 4 N 10.00 Subtract 6 N 4 6 B 4 N 2.00 Multiply 6 Q 4 6 < 4 N 24.00 Divide 6 P 4 6 6 4 N 1.50 1.25 Find universal power: 3 3 ; 1.25 N 3.95 Use parentheses: 7 Q (3 + 5) 7 Display 39.69 3.94 0.31 120.00 5.32 8 Overview of Math Operations These operations require you enter them. Examples of Calculator Operations Math Operations When you select the chain (Chn) calculation method, the calculator evaluates mathematical expressions (for example, 3 + 2 Q 4) in the order that you to press N to complete.
To Press Display Add 6 + 4 6 H 4 N 10.00 Subtract 6 N 4 6 B 4 N 2.00 Multiply 6 Q 4 6 < 4 N 24.00 Divide 6 P 4 6 6 4 N 1.50 1.25 Find universal power: 3 3 ; 1.25 N 3.95 Use parentheses: 7 Q (3 + 5) 7 Display 39.69 3.94 0.31 120.00 5.32 8 Overview of Math Operations These operations require you enter them. Examples of Calculator Operations Math Operations When you select the chain (Chn) calculation method, the calculator evaluates mathematical expressions (for example, 3 + 2 Q 4) in the order that you to press N to complete.
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.... With AOS™ selected, you might want to round a computed selling price to enter 3 Q 103, key in scientific notation. (See "Choosing Calculation Methods" on page 4.) Scientific Notation ; Note: The calculator stores values to an accuracy of Decimal Places Displayed" on page 5.) For example..., to the nearest penny (two decimal places) before continuing your calculation. Overview of Calculator Operations 11 to be displayed, the calculator displays it in the Bond worksheet, you can press ; When you compute a value in the standard...
.... With AOS™ selected, you might want to round a computed selling price to enter 3 Q 103, key in scientific notation. (See "Choosing Calculation Methods" on page 4.) Scientific Notation ; Note: The calculator stores values to an accuracy of Decimal Places Displayed" on page 5.) For example..., to the nearest penny (two decimal places) before continuing your calculation. Overview of Calculator Operations 11 to be displayed, the calculator displays it in the Bond worksheet, you can press ; When you compute a value in the standard...
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... & \ to amortization variables, you ask what if questions and compare results. When you exit a worksheet or turn off the calculator, the calculator retains all variables are prompted. To select Function Press TVM worksheet (Chapter 2) Analyzes equal cash flows, for ,, -, ., example...unequal cash flows by & ' calculating net present value and internal rate of return Bond worksheet (Chapter 4) Computes bond price and yield & l to worksheet variables and then compute the unknown value. Except for Financial Solutions The calculator contains worksheets with embedded formulas to...
... & \ to amortization variables, you ask what if questions and compare results. When you exit a worksheet or turn off the calculator, the calculator retains all variables are prompted. To select Function Press TVM worksheet (Chapter 2) Analyzes equal cash flows, for ,, -, ., example...unequal cash flows by & ' calculating net present value and internal rate of return Bond worksheet (Chapter 4) Computes bond price and yield & l to worksheet variables and then compute the unknown value. Except for Financial Solutions The calculator contains worksheets with embedded formulas to...
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... of days between & r fixed cost, variable cost, price, profit, and quantity Memory worksheet (Chapter 7) Accesses storage area for up to & { 10 values Accessing the TVM Worksheet Variables • To assign values to calculate TVM values or clear the TVM worksheet. 16 Overview of... days is from a given date & u Profit Margin worksheet Computes cost, selling price, (Chapter 7) and profit margin & w Breakeven worksheet (Chapter 7) Analyzes...
... of days between & r fixed cost, variable cost, price, profit, and quantity Memory worksheet (Chapter 7) Accesses storage area for up to & { 10 values Accessing the TVM Worksheet Variables • To assign values to calculate TVM values or clear the TVM worksheet. 16 Overview of... days is from a given date & u Profit Margin worksheet Computes cost, selling price, (Chapter 7) and profit margin & w Breakeven worksheet (Chapter 7) Analyzes...
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...N Display 733.33 843.33 Answer: You should you pay $733.33 for a perpetual ordinary annuity and $843.33 for a perpetual annuity due. What price should pay for example, a preferred stock yielding a constant dollar dividend). Display PV= 122,891.34 & ] & V BGN & U % ..... Set beginning-of equal payments continuing indefinitely (for the bonds to calculator mode. Compute present value (annuity due). To Calculate the present value for a perpetual annuity due. Calculate the present value for a perpetual ordinary annuity. Perpetual ordinary annuity 30...
...N Display 733.33 843.33 Answer: You should you pay $733.33 for a perpetual ordinary annuity and $843.33 for a perpetual annuity due. What price should pay for example, a preferred stock yielding a constant dollar dividend). Display PV= 122,891.34 & ] & V BGN & U % ..... Set beginning-of equal payments continuing indefinitely (for the bonds to calculator mode. Compute present value (annuity due). To Calculate the present value for a perpetual annuity due. Calculate the present value for a perpetual ordinary annuity. Perpetual ordinary annuity 30...
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...,819.62* PRN= -1601.98* INT= -7,147.58* Example: Computing Payment, Interest, and Loan Balance After a Specified Payment A group of sellers considers financing the sale price of a property for $82,000 at the end of payments. Return to defaults. Enter interest rate. Enter number of -Money and Amortization Worksheets 39 Enter... loan amount. Set payments per year to enter next range of the term (balloon payment) Computing the Monthly Payment To Set all variables to standard-calculator mode. To Display 2nd year amortization data. Press # # # Move to P1 and press % to 12.
...,819.62* PRN= -1601.98* INT= -7,147.58* Example: Computing Payment, Interest, and Loan Balance After a Specified Payment A group of sellers considers financing the sale price of a property for $82,000 at the end of payments. Return to defaults. Enter interest rate. Enter number of -Money and Amortization Worksheets 39 Enter... loan amount. Set payments per year to enter next range of the term (balloon payment) Computing the Monthly Payment To Set all variables to standard-calculator mode. To Display 2nd year amortization data. Press # # # Move to P1 and press % to 12.
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... also use the date functions to maturity or call, and accrued interest. Note: Pressing # or " to navigate through the Bond worksheet before you compute bond price, yield to price bonds purchased on page 94.) Bond Worksheet 51
... also use the date functions to maturity or call, and accrued interest. Note: Pressing # or " to navigate through the Bond worksheet before you compute bond price, yield to price bonds purchased on page 94.) Bond Worksheet 51
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... RV Default 12-31-1990 0 12-31-1990 100 Variable ACT/360 2/Y, 1/Y YLD PRI Default ACT 2/Y 0 0 • To reset all calculator variables and formats to default values, including the Bond worksheet variables, press & } !. Entering Dates • Use the following convention to key in ... day-count method # 30/360 day-count method & V Two coupons per year # One coupon per year & V Yield to redemption # Dollar price # Accrued interest # Display Variable Type SDT Enter only CPN Enter only RDT Enter only RV Enter only ACT Setting 360 Setting 2/Y Setting 1/Y Setting YLD...
... RV Default 12-31-1990 0 12-31-1990 100 Variable ACT/360 2/Y, 1/Y YLD PRI Default ACT 2/Y 0 0 • To reset all calculator variables and formats to default values, including the Bond worksheet variables, press & } !. Entering Dates • Use the following convention to key in ... day-count method # 30/360 day-count method & V Two coupons per year # One coupon per year & V Yield to redemption # Dollar price # Accrued interest # Display Variable Type SDT Enter only CPN Enter only RDT Enter only RV Enter only ACT Setting 360 Setting 2/Y Setting 1/Y Setting YLD...
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Setting the Day-Count Method 1. To display the coupon frequency, press # until ACT or 360 appears. 2. • The calculator assumes that the redemption date (RDT) coincides with a coupon date: - Bond Worksheet 53 Entering RV The redemption value (RV) is a percentage of the coupon payment.... than the dollar amount of the bond par value: • For to maturity analysis, enter 100 for RV. • For to call, enter the call price for RDT. - Setting the Coupon Frequency 1. To compute to call analysis, enter the call date for RDT. To display the day-count method, press # ...
Setting the Day-Count Method 1. To display the coupon frequency, press # until ACT or 360 appears. 2. • The calculator assumes that the redemption date (RDT) coincides with a coupon date: - Bond Worksheet 53 Entering RV The redemption value (RV) is a percentage of the coupon payment.... than the dollar amount of the bond par value: • For to maturity analysis, enter 100 for RV. • For to call, enter the call price for RDT. - Setting the Coupon Frequency 1. To compute to call analysis, enter the call date for RDT. To display the day-count method, press # ...
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...the bond is redeemed at the maturity date, the redemption value is the bond's par value plus any , and the time value of the investment. If the bond is redeemed at the ...54 Bond Worksheet Coupon Payment The periodic payment made to the owner of a bond when retired. The calculator treats the redemption value in terms of dollars per $100 of par value. Yield to maturity takes...for funds. Premium Bond A bond that sells for an amount greater than the par value. Dollar Price Price of the security expressed in the bond contract. The call date. Redemption Date The date on the...
...the bond is redeemed at the maturity date, the redemption value is the bond's par value plus any , and the time value of the investment. If the bond is redeemed at the ...54 Bond Worksheet Coupon Payment The periodic payment made to the owner of a bond when retired. The calculator treats the redemption value in terms of dollars per $100 of par value. Yield to maturity takes...for funds. Premium Bond A bond that sells for an amount greater than the par value. Dollar Price Price of the security expressed in the bond contract. The call date. Redemption Date The date on the...
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...this convention: mm.ddyy (US) or dd.mmyy (European). To change the coupon frequency, press & V. The calculator displays the computed PRI value. Computing Accrued Interest (AI) To compute accrued interest, press # until 2/Y or 1/Y...Press # until you clear a worksheet. Press # to display PRI, and then press %. The calculator automatically computes AI in a new SDT value and press !. 4. Key in a value for YLD and press ...!. 3. Key in a value for each variable. The calculator displays the computed YLD value. The current SDT value appears. 2. If necessary, ...
...this convention: mm.ddyy (US) or dd.mmyy (European). To change the coupon frequency, press & V. The calculator displays the computed PRI value. Computing Accrued Interest (AI) To compute accrued interest, press # until 2/Y or 1/Y...Press # until you clear a worksheet. Press # to display PRI, and then press %. The calculator automatically computes AI in a new SDT value and press !. 4. Key in a value for YLD and press ...!. 3. Key in a value for each variable. The calculator displays the computed YLD value. The current SDT value appears. 2. If necessary, ...
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...on June 12, 2006. YLD = 8.00 Compute price # % PRI = 98.56 View modified duration # DUR = 1.44 Answer: The bond price is $3.15 per 100. 56 Bond Worksheet Enter yield. # 8 ! Example: Computing Bond Price and Accrued Interest You consider buying a semiannual corporate bond maturing...-count method with a coupon rate of 7%, redeemable at 100% of par value. The accrued interest is $98.56 per year. Computing Bond Price and Accrued Interest To Press Display Select Bond worksheet. & l SDT = 12-31-1990 Enter settlement date. 6.1206 ! For an 8% yield...
...on June 12, 2006. YLD = 8.00 Compute price # % PRI = 98.56 View modified duration # DUR = 1.44 Answer: The bond price is $3.15 per 100. 56 Bond Worksheet Enter yield. # 8 ! Example: Computing Bond Price and Accrued Interest You consider buying a semiannual corporate bond maturing...-count method with a coupon rate of 7%, redeemable at 100% of par value. The accrued interest is $98.56 per year. Computing Bond Price and Accrued Interest To Press Display Select Bond worksheet. & l SDT = 12-31-1990 Enter settlement date. 6.1206 ! For an 8% yield...
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7 Other Worksheets The calculator also includes these worksheets: • Percent Change/Compound Interest worksheet (& q) • Interest Conversion worksheet (& v) • Date worksheet (& u) • Profit Margin worksheet (& w) • Breakeven ...entry. (See "Types of Worksheet Variables" on page 17.) Other Worksheets 69 Percent Change/Compound Interest Worksheet Variables Variable Old value/Cost New value/Selling price Percent change , compound interest, and cost-sellmarkup problems. • To access the Percent Change/Compound Interest worksheet, press & q. • To access...
7 Other Worksheets The calculator also includes these worksheets: • Percent Change/Compound Interest worksheet (& q) • Interest Conversion worksheet (& v) • Date worksheet (& u) • Profit Margin worksheet (& w) • Breakeven ...entry. (See "Types of Worksheet Variables" on page 17.) Other Worksheets 69 Percent Change/Compound Interest Worksheet Variables Variable Old value/Cost New value/Selling price Percent change , compound interest, and cost-sellmarkup problems. • To access the Percent Change/Compound Interest worksheet, press & q. • To access...
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... the Percent Change/Compound Interest worksheet, press & q. A positive percent change represents a percentage decrease. • For compound-interest calculations, enter values for the three known variables and compute a value for the unknown fourth variable. - NEW= selling price - %CH= percent markup - #PD= 1 Computing Values 1. Variable Default OLD 0 NEW 0 Variable %CH #PD Default 0 1 • To...
... the Percent Change/Compound Interest worksheet, press & q. A positive percent change represents a percentage decrease. • For compound-interest calculations, enter values for the three known variables and compute a value for the unknown fourth variable. - NEW= selling price - %CH= percent markup - #PD= 1 Computing Values 1. Variable Default OLD 0 NEW 0 Variable %CH #PD Default 0 1 • To...
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...Example: Computing Compound Interest You purchased stock in a new actual amount of these three variables: OLD, NEW, and %CH. OLD= Enter stock purchase price. 500 ! Leave #PD set to 1. • Compound Interest - Enter values for $500. To Press Display Select Percent Change/Compound & q Interest...if it were 7% below the original forecast. OLD= Enter stock selling price. # 750 ! Enter values for two of $611.94. OLD= Enter actual amount. # 700 ! What was the annual growth rate? The calculator displays the value. Second, determine what the new amount would result in...
...Example: Computing Compound Interest You purchased stock in a new actual amount of these three variables: OLD, NEW, and %CH. OLD= Enter stock purchase price. 500 ! Leave #PD set to 1. • Compound Interest - Enter values for $500. To Press Display Select Percent Change/Compound & q Interest...if it were 7% below the original forecast. OLD= Enter stock selling price. # 750 ! Enter values for two of $611.94. OLD= Enter actual amount. # 700 ! What was the annual growth rate? The calculator displays the value. Second, determine what the new amount would result in...
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...NEW= # % %CH= 0.00 100.00 125.00 25.00 Answer: The markup is 8.45%. OLD= # 125 ! the selling price. To Select Percent Change/Compound Interest worksheet. Clear worksheet variables. Enter original cost. Compute annual growth rate. Interest Conversion Worksheet The Interest Conversion worksheet converts... Enter/compute Annual effective rate # EFF Enter/compute Compounding periods per year # C/Y Enter-only Note: The calculator categorizes variables by their method of entry. (See "Types of Worksheet Variables" on page 17.) 72 Other Worksheets
...NEW= # % %CH= 0.00 100.00 125.00 25.00 Answer: The markup is 8.45%. OLD= # 125 ! the selling price. To Select Percent Change/Compound Interest worksheet. Clear worksheet variables. Enter original cost. Compute annual growth rate. Interest Conversion Worksheet The Interest Conversion worksheet converts... Enter/compute Annual effective rate # EFF Enter/compute Compounding periods per year # C/Y Enter-only Note: The calculator categorizes variables by their method of entry. (See "Types of Worksheet Variables" on page 17.) 72 Other Worksheets
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... DT2= 11-01-2003 Select actual/actual day-count # # ACT method. Profit Margin Worksheet The Profit Margin worksheet computes cost, selling price, and gross profit margin. To change the day-count method setting, press # until November 1, 2003. To compute a value for the unknown ...then compute a value for the unknown variable, press # or " to display the variable, and then press %. Note: To perform markup calculations, use the Percent Change/Compound Interest worksheet. (See "Percent Change/Compound Interest Worksheet" on September 4, 2003 defers the first payment until ACT ...
... DT2= 11-01-2003 Select actual/actual day-count # # ACT method. Profit Margin Worksheet The Profit Margin worksheet computes cost, selling price, and gross profit margin. To change the day-count method setting, press # until November 1, 2003. To compute a value for the unknown ...then compute a value for the unknown variable, press # or " to display the variable, and then press %. Note: To perform markup calculations, use the Percent Change/Compound Interest worksheet. (See "Percent Change/Compound Interest Worksheet" on September 4, 2003 defers the first payment until ACT ...
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.... Press &w # 125 ! Repeat step 2 for one of the cost. To Select Profit Margin worksheet. Variable Key Selling price # Profit margin # Display SEL MAR Variable Type Enter/compute Enter/compute Note: This guidebook categorizes calculator variables by their method of entry. (See "Types of Worksheet Variables" on page 17.) Gross Profit Margin and...
.... Press &w # 125 ! Repeat step 2 for one of the cost. To Select Profit Margin worksheet. Variable Key Selling price # Profit margin # Display SEL MAR Variable Type Enter/compute Enter/compute Note: This guidebook categorizes calculator variables by their method of entry. (See "Types of Worksheet Variables" on page 17.) Gross Profit Margin and...