User Manual
Page 9
...calculator solves problems according to the standard rules of two decimal places. After you key in the order that you select the default setting of results in this convention: mm.ddyy (US) or dd.mmyy (European). Note: All examples in trigonometric calculations. No indicator appears when you enter them. (Most financial calculators... use the round function. Choosing the Angle Units The angle unit value affects the display of degrees. Using Dates The calculator uses ...
...calculator solves problems according to the standard rules of two decimal places. After you key in the order that you select the default setting of results in this convention: mm.ddyy (US) or dd.mmyy (European). Note: All examples in trigonometric calculations. No indicator appears when you enter them. (Most financial calculators... use the round function. Choosing the Angle Units The angle unit value affects the display of degrees. Using Dates The calculator uses ...
User Manual
Page 18
Keystrokes for various operations. To* Add c to each subsequent entry to create a constant for Constant Calculations This table shows how to that entry Subtract c% of each subsequent entry from each subsequent entry Multiply each subsequent entry by c Divide each subsequent entry by c Raise each subsequent entry to the power of c Add c% of each subsequent entry Subtract c from the entry Press** n H&` c N n B&` c N n
Keystrokes for various operations. To* Add c to each subsequent entry to create a constant for Constant Calculations This table shows how to that entry Subtract c% of each subsequent entry from each subsequent entry Multiply each subsequent entry by c Divide each subsequent entry by c Raise each subsequent entry to the power of c Add c% of each subsequent entry Subtract c from the entry Press** n H&` c N n B&` c N n
User Manual
Page 19
... variables in the standardcalculator mode, all worksheet data. To Key in a new calculation Recall the last answer Complete the calculation Press 2 ; & x N Display 2.00 4.00 16.00 Using Worksheets: Tools for Financial Solutions The calculator contains worksheets with embedded formulas to solve specific problems. You apply settings or assign known values to maturity or call Depreciation...
... variables in the standardcalculator mode, all worksheet data. To Key in a new calculation Recall the last answer Complete the calculation Press 2 ; & x N Display 2.00 4.00 16.00 Using Worksheets: Tools for Financial Solutions The calculator contains worksheets with embedded formulas to solve specific problems. You apply settings or assign known values to maturity or call Depreciation...
User Manual
Page 25
... unequal cash flows, use the Cash Flow worksheet. (See "Cash Flow Worksheet" on page 41.) After solving a TVM problem, you can use the Amortization worksheet to generate an amortization schedule. • To access a TVM variable, press a TVM key or 0). • To access ...prompted Amortization worksheet, press & \. 2 Time-Value-of-Money and Amortization Worksheets Use the Time-Value-of -Money and Amortization Worksheets 21 For cash-flow problems with equal and regular cash flows that are either all inflows or all outflows (for example, annuities, loans, mortgages, leases, and savings).
... unequal cash flows, use the Cash Flow worksheet. (See "Cash Flow Worksheet" on page 41.) After solving a TVM problem, you can use the Amortization worksheet to generate an amortization schedule. • To access a TVM variable, press a TVM key or 0). • To access ...prompted Amortization worksheet, press & \. 2 Time-Value-of-Money and Amortization Worksheets Use the Time-Value-of -Money and Amortization Worksheets 21 For cash-flow problems with equal and regular cash flows that are either all inflows or all outflows (for example, annuities, loans, mortgages, leases, and savings).
User Manual
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... END BGN Setting Setting P1 Enter-only P2 Enter-only BAL Auto-compute PRN Auto-compute INT Auto-compute Note: This guidebook categorizes calculator variables by the method of entry. (See "Types of Worksheet Variables" on page 17.) Using the TVM and Amortization Variables Because the... calculator stores values assigned to the TVM variables until you clear or change them, you should not have to perform all steps each time you work a problem. • To assign a value to a TVM variable, key in a ...
... END BGN Setting Setting P1 Enter-only P2 Enter-only BAL Auto-compute PRN Auto-compute INT Auto-compute Note: This guidebook categorizes calculator variables by the method of entry. (See "Types of Worksheet Variables" on page 17.) Using the TVM and Amortization Variables Because the... calculator stores values assigned to the TVM variables until you clear or change them, you should not have to perform all steps each time you work a problem. • To assign a value to a TVM variable, key in a ...
User Manual
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...the range (P1 and P2), and press " or # to the default value, press & ] & z. Clearing the Unused Variable For problems using only four of the five TVM variables, enter a value of -Money and Amortization Worksheets 23 Entering Positive and Negative Values for Outflows ...). Time-Value-of zero for the unused variable. For example, to positive, press S. Resetting the TVM and Amortization Worksheet Variables • To reset all calculator variables and formats to default values (including TVM and amortization variables), press & } !: Variable N I/Y PV PMT FV P/Y C/Y Default 0 0 0 ...
...the range (P1 and P2), and press " or # to the default value, press & ] & z. Clearing the Unused Variable For problems using only four of the five TVM variables, enter a value of -Money and Amortization Worksheets 23 Entering Positive and Negative Values for Outflows ...). Time-Value-of zero for the unused variable. For example, to positive, press S. Resetting the TVM and Amortization Worksheet Variables • To reset all calculator variables and formats to default values (including TVM and amortization variables), press & } !: Variable N I/Y PV PMT FV P/Y C/Y Default 0 0 0 ...
User Manual
Page 45
... unequal cash flows. 3 Cash Flow Worksheet Use the Cash Flow worksheet to solve problems with equal cash flows, use the TVM worksheet. (See "Time-Value-of-Money and Amortization Worksheets" on page 21.) • To access the Cash Flow ...
... unequal cash flows. 3 Cash Flow Worksheet Use the Cash Flow worksheet to solve problems with equal cash flows, use the TVM worksheet. (See "Time-Value-of-Money and Amortization Worksheets" on page 21.) • To access the Cash Flow ...
User Manual
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All cash-flow problems start with an initial cash flow labeled CFo. The calculator accepts up to insert or delete cash flows. Inserting and Deleting Cash Flows The calculator displays INS or DEL to confirm that you can press & X or & W to 24 additional cash flows (C01-C24). Cash-...the default value, press ( and then & z. • To reset IRR to the default value, press ) and then & z. • To reset all calculator variables and formats to default values, including all Cash Flow worksheet variables, press & } !. Entering Cash Flows • You must enter an initial cash flow (...
All cash-flow problems start with an initial cash flow labeled CFo. The calculator accepts up to insert or delete cash flows. Inserting and Deleting Cash Flows The calculator displays INS or DEL to confirm that you can press & X or & W to 24 additional cash flows (C01-C24). Cash-...the default value, press ( and then & z. • To reset IRR to the default value, press ) and then & z. • To reset all calculator variables and formats to default values, including all Cash Flow worksheet variables, press & } !. Entering Cash Flows • You must enter an initial cash flow (...
User Manual
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... cash-flow variable, press #. The C02 value appears. 8. You must enter unequal cash flows separately, you delete a cash flow, the calculator decreases the number of consecutive, equal cash flows simultaneously using the Fnn variable. Deleting Cash Flows When you can have a unique value. Entering...a value and press !. 7. Repeat steps 4 through 7 for CFo and press !. 3. Cash Flow Worksheet 43 Grouped Cash Flows Cash-flow problems can contain cash flows with unique values as well as consecutive cash flows of an initial cash flow (CFo) and up to 24 additional cash...
... cash-flow variable, press #. The C02 value appears. 8. You must enter unequal cash flows separately, you delete a cash flow, the calculator decreases the number of consecutive, equal cash flows simultaneously using the Fnn variable. Deleting Cash Flows When you can have a unique value. Entering...a value and press !. 7. Repeat steps 4 through 7 for CFo and press !. 3. Cash Flow Worksheet 43 Grouped Cash Flows Cash-flow problems can contain cash flows with unique values as well as consecutive cash flows of an initial cash flow (CFo) and up to 24 additional cash...
User Manual
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...one , two, or three IRR solutions can exist. • When solving complex cash-flow problems, the calculator might not find IRR, even if a solution exists. Because the displayed solution has no financial meaning, you how to enter and edit unequal cash-flow data to zero. As an outflow,... the initial cash flow (CFo) appears as a negative value. 46 Cash Flow Worksheet In this case, the calculator displays Error 7 (iteration limit exceeded). ...
...one , two, or three IRR solutions can exist. • When solving complex cash-flow problems, the calculator might not find IRR, even if a solution exists. Because the displayed solution has no financial meaning, you how to enter and edit unequal cash-flow data to zero. As an outflow,... the initial cash flow (CFo) appears as a negative value. 46 Cash Flow Worksheet In this case, the calculator displays Error 7 (iteration limit exceeded). ...
User Manual
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... number. To represent the next depreciation year, press % to increment the value for DEP, RBV, and RDV. Note: Dates are not changed when you work a problem. To specify that the asset will begin to depreciate. Working with YR • When computing depreciation, the value you either the declining balance (DB) or...
... number. To represent the next depreciation year, press % to increment the value for DEP, RBV, and RDV. Note: Dates are not changed when you work a problem. To specify that the asset will begin to depreciate. Working with YR • When computing depreciation, the value you either the declining balance (DB) or...
User Manual
Page 73
7 Other Worksheets The calculator also includes these worksheets: • Percent Change/Compound Interest worksheet (& q) • Interest Conversion worksheet (& v) • Date worksheet (& u) • Profit Margin worksheet (& w) • Breakeven worksheet (&... 69 Percent Change/Compound Interest Worksheet Variables Variable Old value/Cost New value/Selling price Percent change , compound interest, and cost-sellmarkup problems. • To access the Percent Change/Compound Interest worksheet, press & q. • To access the Percent Change/Compound Interest variables, press # or...
7 Other Worksheets The calculator also includes these worksheets: • Percent Change/Compound Interest worksheet (& q) • Interest Conversion worksheet (& v) • Date worksheet (& u) • Profit Margin worksheet (& w) • Breakeven worksheet (&... 69 Percent Change/Compound Interest Worksheet Variables Variable Old value/Cost New value/Selling price Percent change , compound interest, and cost-sellmarkup problems. • To access the Percent Change/Compound Interest worksheet, press & q. • To access the Percent Change/Compound Interest variables, press # or...
User Manual
Page 99
...date • Bond and Date worksheets: a date is not > 0 during calculations. • Cash Flow worksheet: the calculator computed IRR without at least one sign change in the wrong format (for a complex problem with a redemption date earlier than or the same as 13-digit numbers but...outflows are negative.) • TVM, Cash Flow, and Bond worksheets: the LN (logarithm) input is invalid (for a very complex problem. Error 8 Canceled iterative calculation • TVM worksheet: $ was pressed to stop the evaluation of I/Y. • Amortization worksheet: $ was pressed to stop the evaluation...
...date • Bond and Date worksheets: a date is not > 0 during calculations. • Cash Flow worksheet: the calculator computed IRR without at least one sign change in the wrong format (for a complex problem with a redemption date earlier than or the same as 13-digit numbers but...outflows are negative.) • TVM, Cash Flow, and Bond worksheets: the LN (logarithm) input is invalid (for a very complex problem. Error 8 Canceled iterative calculation • TVM worksheet: $ was pressed to stop the evaluation of I/Y. • Amortization worksheet: $ was pressed to stop the evaluation...
User Manual
Page 100
...P 3 = 0.3333333333333 2. 0.3333333333333 Q 3 = 0.9999999999999 The calculator rounds the result and displays it performs operations. For example, consider this problem. 1 P 3 Q 3 = ? In most cases, the cumulative error from these calculations is maintained beyond the 10digit display so that no inaccuracy is 5 or... use iterative calculations, in which inaccuracies can accumulate in the guard digits. Internally, the calculator solves the problem in two steps, as 1. AOS™ (Algebraic Operating System) Calculations When you select the AOS calculation method, the calculator uses the ...
...P 3 = 0.3333333333333 2. 0.3333333333333 Q 3 = 0.9999999999999 The calculator rounds the result and displays it performs operations. For example, consider this problem. 1 P 3 Q 3 = ? In most cases, the cumulative error from these calculations is maintained beyond the 10digit display so that no inaccuracy is 5 or... use iterative calculations, in which inaccuracies can accumulate in the guard digits. Internally, the calculator solves the problem in two steps, as 1. AOS™ (Algebraic Operating System) Calculations When you select the AOS calculation method, the calculator uses the ...
User Manual
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... of possible solutions to difficulties you might encounter with the calculator to zero. An error occurs. (See "Error Messages" on page 6.) 98 Appendix - Check the settings of the current worksheet to return it for the problem you experience difficulties other than those listed above, press &... hole in fire. • The batteries can correct a problem before having to make sure they are working; Battery Disposal • Do not mutilate, or dispose of batteries in back of the calculator. (See "Resetting the Calculator" on page 94.) If you are correct for service.
... of possible solutions to difficulties you might encounter with the calculator to zero. An error occurs. (See "Error Messages" on page 6.) 98 Appendix - Check the settings of the current worksheet to return it for the problem you experience difficulties other than those listed above, press &... hole in fire. • The batteries can correct a problem before having to make sure they are working; Battery Disposal • Do not mutilate, or dispose of batteries in back of the calculator. (See "Resetting the Calculator" on page 94.) If you are correct for service.
