HP 12c Financial Calculator Quick Start Guide
Page 3
Table of Contents Welcome to your HP 12c Financial Calculator 1 The Keys 1 Customizing the Calculator 2 Storage Registers and Continuous Memory 7 Reverse Polish Notation (RPN) Mode 7 Keys and Functions 10 Basic Financial Calculation Example 18 Warranty and Contact Information 20 Replacing the Batteries 20 HP Limited Hardware Warranty and Customer Care 20 Limited Hardware Warranty Period 21 General Terms 21 Customer Care 23 Product Regulatory & Environment Information 28 Contents
Table of Contents Welcome to your HP 12c Financial Calculator 1 The Keys 1 Customizing the Calculator 2 Storage Registers and Continuous Memory 7 Reverse Polish Notation (RPN) Mode 7 Keys and Functions 10 Basic Financial Calculation Example 18 Warranty and Contact Information 20 Replacing the Batteries 20 HP Limited Hardware Warranty and Customer Care 20 Limited Hardware Warranty Period 21 General Terms 21 Customer Care 23 Product Regulatory & Environment Information 28 Contents
HP 12c Financial Calculator Quick Start Guide
Page 7
Display/Description Turns calculator on /off (page 16). The calculator turns off . The low battery symbol (*) appears when battery power is two places to the right of the decimal point. The default setting is nearly exhausted. Number display format (page... minutes after it was last used. Getting Started 3 Refer to the right of the decimal point. Pressing S again turns the calculator off automatically 8 to the section below titled, Replacing the Batteries for instructions on replacing the batteries. are included for more information. Table 1-1 Basic Functions Functions Turn...
Display/Description Turns calculator on /off (page 16). The calculator turns off . The low battery symbol (*) appears when battery power is two places to the right of the decimal point. The default setting is nearly exhausted. Number display format (page... minutes after it was last used. Getting Started 3 Refer to the right of the decimal point. Pressing S again turns the calculator off automatically 8 to the section below titled, Replacing the Batteries for instructions on replacing the batteries. are included for more information. Table 1-1 Basic Functions Functions Turn...
HP 12c Financial Calculator Quick Start Guide
Page 24
... only with the positive polarity symbol facing outward. 4. Keys D Display/Description Calculates monthly payment amount. Use only fresh batteries when replacing the battery. Do not use rechargeable batteries. Remove one battery at a time. 3. Dispose of explosion if the battery is danger of used batteries according to HP's Web site for an exten- 20 Getting Started Please refer to...
... only with the positive polarity symbol facing outward. 4. Keys D Display/Description Calculates monthly payment amount. Use only fresh batteries when replacing the battery. Do not use rechargeable batteries. Remove one battery at a time. 3. Dispose of explosion if the battery is danger of used batteries according to HP's Web site for an exten- 20 Getting Started Please refer to...
HP 12c Financial Calculator Quick Start Guide
Page 35
...disposal will help to conserve natural resources and ensure that it over to comply with your waste equipment at : http://www.hp.com/go/reach Perchlorate Material - Getting Started 31 For more information about the chemical substances in our products as REACH (...waste electrical and electronic equipment. The separate collection and recycling of your other household waste. special handling may apply This calculator's Memory Backup battery may contain perchlorate and may require special handling when recycled or disposed in California. Disposal of Waste Equipment by handing...
...disposal will help to conserve natural resources and ensure that it over to comply with your waste equipment at : http://www.hp.com/go/reach Perchlorate Material - Getting Started 31 For more information about the chemical substances in our products as REACH (...waste electrical and electronic equipment. The separate collection and recycling of your other household waste. special handling may apply This calculator's Memory Backup battery may contain perchlorate and may require special handling when recycled or disposed in California. Disposal of Waste Equipment by handing...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 10
...Standard Deviation 192 Factorial 192 The Rent or Buy Decision 192 Appendix E: Battery, Warranty, and Service Information 193 Battery 193 Low-Power Indication 193 Installing a New Battery 193 Verifying Proper Operation (Self-Tests 194 Warranty 196 Service 197 Regulatory ...in the European Union 200 Appendix F: United Kingdom Calculations 201 Mortgages 201 Annual Percentage Rate (APR) Calculations 202 Bond Calculations 202 Function Key Index 203 Programming Key Index 206 Subject Index 208 File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page:...
...Standard Deviation 192 Factorial 192 The Rent or Buy Decision 192 Appendix E: Battery, Warranty, and Service Information 193 Battery 193 Low-Power Indication 193 Installing a New Battery 193 Verifying Proper Operation (Self-Tests 194 Warranty 196 Service 197 Regulatory ...in the European Union 200 Appendix F: United Kingdom Calculations 201 Mortgages 201 Annual Percentage Rate (APR) Calculations 202 Bond Calculations 202 Function Key Index 203 Programming Key Index 206 Subject Index 208 File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page:...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 12
12 Making Financial Calculations Easy Note: A battery symbol (¼) shown in the lower-left corner of the display when the calculator is on signifies that the available battery power is running flashes in the display to calculate FV, the future value. Calculates and stores the number of the... 14 years from now. In this example, we need to determine how to Appendix E. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 12 of the financial functions take some time to produce an answer. (This is typically just a few seconds, but the ...
12 Making Financial Calculations Easy Note: A battery symbol (¼) shown in the lower-left corner of the display when the calculator is on signifies that the available battery power is running flashes in the display to calculate FV, the future value. Calculates and stores the number of the... 14 years from now. In this example, we need to determine how to Appendix E. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 12 of the financial functions take some time to produce an answer. (This is typically just a few seconds, but the ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 16
... (¼) shown in the upper-left corner of the display when the calculator is on the lower face of a key is indicated by the characters printed in blue on the upper face of the key. To replace the batteries, refer to 17 minutes after it was last used. These alternate functions...gold above the key and the characters printed in white on the hp 12c perform two or even three functions. Pressing ; The primary function of a key, press the blue prefix key (g), then press the function key. * Note that the available battery power is lower than the other keys to help prevent its ...
... (¼) shown in the upper-left corner of the display when the calculator is on the lower face of a key is indicated by the characters printed in blue on the upper face of the key. To replace the batteries, refer to 17 minutes after it was last used. These alternate functions...gold above the key and the characters printed in white on the hp 12c perform two or even three functions. Pressing ; The primary function of a key, press the blue prefix key (g), then press the function key. * Note that the available battery power is lower than the other keys to help prevent its ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 70
... places. Whenever Continuous Memory has been reset, the display will clear this message from the display. 70 File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 70 of eight program lines, each containing the instruction g(00. z ...Operating Features Continuous Memory The calculator's Continuous Memory contains the data storage registers, the financial registers, the stack and LAST X registers, program memory, and status information such as follows: 1. When Continuous Memory is preserved for a short time when the batteries are cleared. z Date...
... places. Whenever Continuous Memory has been reset, the display will clear this message from the display. 70 File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 70 of eight program lines, each containing the instruction g(00. z ...Operating Features Continuous Memory The calculator's Continuous Memory contains the data storage registers, the financial registers, the stack and LAST X registers, program memory, and status information such as follows: 1. When Continuous Memory is preserved for a short time when the batteries are cleared. z Date...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 193
... type recommended by the manufacturer. The batteries can burst or explode, releasing hazardous chemicals. Replacement battery is used batteries according to avoid losing data. Appendix E Battery, Warranty, and Service Information Battery The hp 12c is incorrectly replaced. Warning There is the danger of the display when the calculator is on how the calculator is a Lithium 3V Coin Type CR2032...
... type recommended by the manufacturer. The batteries can burst or explode, releasing hazardous chemicals. Replacement battery is used batteries according to avoid losing data. Appendix E Battery, Warranty, and Service Information Battery The hp 12c is incorrectly replaced. Warning There is the danger of the display when the calculator is on how the calculator is a Lithium 3V Coin Type CR2032...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 194
...lost ), the display will clear this message. With the calculator turned off, slide the battery cover off , hold down the ; key, then release the § key. 194 Appendix E: Battery, Warranty, and Service Information To install a new battery, use one of the following procedure: 1. If for... any key will show -8,8,8,8,8,8,8,8,8,8, and all of the status indicators (except File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 194 of 209 Dimension: 14.8 cm x 21 cm For a calculator that is ...
...lost ), the display will clear this message. With the calculator turned off, slide the battery cover off , hold down the ; key, then release the § key. 194 Appendix E: Battery, Warranty, and Service Information To install a new battery, use one of the following procedure: 1. If for... any key will show -8,8,8,8,8,8,8,8,8,8, and all of the status indicators (except File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 194 of 209 Dimension: 14.8 cm x 21 cm For a calculator that is ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 195
...be terminated by pressing any key, which will display Error 9. To run the test, the keys are not displayed on the hp 12c. † If the calculator displays Error 9 as described on page 70. ‡ The ;/= combination initiates a test that described above, but the ... working properly but continues indefinitely. key is pressed out of order, the calculator will , of course, result in the calculator to your calculator requires service. Appendix E: Battery, Warranty, and Service Information 195 the ¼ battery power indicator) should turn on.* If the display shows Error 9, goes ...
...be terminated by pressing any key, which will display Error 9. To run the test, the keys are not displayed on the hp 12c. † If the calculator displays Error 9 as described on page 70. ‡ The ;/= combination initiates a test that described above, but the ... working properly but continues indefinitely. key is pressed out of order, the calculator will , of course, result in the calculator to your calculator requires service. Appendix E: Battery, Warranty, and Service Information 195 the ¼ battery power indicator) should turn on.* If the display shows Error 9, goes ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 196
...programming instructions due to be entitled to defects resulting from defects in materials and workmanship after the date of such defects during the warranty period, HP will replace software media which prove to such defects. 3. Warranty does not apply to a refund of the purchase price upon prompt return of..., SATISFACTORY QUALITY, OR FITNESS FOR A PARTICULAR PURPOSE IS LIMITED TO THE DURATION OF THE EXPRESS WARRANTY SET FORTH ABOVE. Warranty period: 12 months 1. HP warrants to you . 196 Appendix E: Battery, Warranty, and Service Information Warranty hp 12c Financial Calculator;
...programming instructions due to be entitled to defects resulting from defects in materials and workmanship after the date of such defects during the warranty period, HP will replace software media which prove to such defects. 3. Warranty does not apply to a refund of the purchase price upon prompt return of..., SATISFACTORY QUALITY, OR FITNESS FOR A PARTICULAR PURPOSE IS LIMITED TO THE DURATION OF THE EXPRESS WARRANTY SET FORTH ABOVE. Warranty period: 12 months 1. HP warrants to you . 196 Appendix E: Battery, Warranty, and Service Information Warranty hp 12c Financial Calculator;
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 197
... Republic +420-5-41422523 South Africa +27-11-2376200 Luxembourg +32-2-7126219 Other European countries +420-5-41422523 File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 197 of incidental or consequential damages, so the above limitation or exclusion may ...editorial errors or omissions contained herein. Nothing herein should be liable for HP products and services are set forth in the express warranty statements accompanying such products and services. Appendix E: Battery, Warranty, and Service Information 197 Some countries, States or provinces ...
... Republic +420-5-41422523 South Africa +27-11-2376200 Luxembourg +32-2-7126219 Other European countries +420-5-41422523 File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 197 of incidental or consequential damages, so the above limitation or exclusion may ...editorial errors or omissions contained herein. Nothing herein should be liable for HP products and services are set forth in the express warranty statements accompanying such products and services. Appendix E: Battery, Warranty, and Service Information 197 Some countries, States or provinces ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 199
... the operator position under normal operation (per ISO 7779): LpA < 70dB. Appendix E: Battery, Warranty, and Service Information 199 Regulatory Information This section contains information that shows how the hp 12c financial calculator complies with radio and television reception. Any modifications to the calculator not expressly approved by one or more of the following measures: z Reorient or...
... the operator position under normal operation (per ISO 7779): LpA < 70dB. Appendix E: Battery, Warranty, and Service Information 199 Regulatory Information This section contains information that shows how the hp 12c financial calculator complies with radio and television reception. Any modifications to the calculator not expressly approved by one or more of the following measures: z Reorient or...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 200
File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 200 of waste electrical and electronic equipment. 200 Appendix E: Battery, Warranty, and Service Information Disposal of Waste Equipment by handing it over to conserve natural resources and ensure that it is your responsibility to dispose ...
File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 200 of waste electrical and electronic equipment. 200 Appendix E: Battery, Warranty, and Service Information Disposal of Waste Equipment by handing it over to conserve natural resources and ensure that it is your responsibility to dispose ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 208
...calculations, chain, 20-22 Arithmetic calculations, simple, 19 Arithmetic operations and the stack, 173 Arithmetic, storage register, 24 Average. See Mean Average See Mean, 77 B , 37 , 92 Backstep, 92 Balloon payments, 40, 41 Battery, 193 Battery power, low, 12, 16, 193 Battery... calculations, 20-22, 176-77 Clearing display, 18 Clearing financial ...registers, 18 Clearing operations, 17, 18 Clearing prefix keys, 17 Clearing program memory, 18, 89 Clearing statistics registers, 18, 76 Clearing storage registers, 18, 24, 70 Clearing X-register, 18 Compound growth, 37, 39 208 File name: hp...
...calculations, chain, 20-22 Arithmetic calculations, simple, 19 Arithmetic operations and the stack, 173 Arithmetic, storage register, 24 Average. See Mean Average See Mean, 77 B , 37 , 92 Backstep, 92 Balloon payments, 40, 41 Battery, 193 Battery power, low, 12, 16, 193 Battery... calculations, 20-22, 176-77 Clearing display, 18 Clearing financial ...registers, 18 Clearing operations, 17, 18 Clearing prefix keys, 17 Clearing program memory, 18, 89 Clearing statistics registers, 18, 76 Clearing storage registers, 18, 24, 70 Clearing X-register, 18 Compound growth, 37, 39 208 File name: hp...