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... of the purchase or use of these materials, and the sole and exclusive liability of Texas Instruments, regardless of the form of action, shall not exceed the purchase price of this product. USA FCC Information Concerning Radio Frequency Interference This equipment has been tested ...and found to comply with the instructions, may void your authority to operate the equipment. © 2005 Texas Instruments Incorporated ii This equipment generates, uses, ...
... of the purchase or use of these materials, and the sole and exclusive liability of Texas Instruments, regardless of the form of action, shall not exceed the purchase price of this product. USA FCC Information Concerning Radio Frequency Interference This equipment has been tested ...and found to comply with the instructions, may void your authority to operate the equipment. © 2005 Texas Instruments Incorporated ii This equipment generates, uses, ...
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...Information 95 AOS™ (Algebraic Operating System) Calculations 96 Battery Information 97 In Case of a Lease with Uneven Payments 48 4 Bond Worksheet 51 Bond Worksheet Variables 52 Bond Worksheet Terminology 54 Entering Bond Data and Computing Results 54 Example: Computing Bond Price and Accrued Interest 56 5 Depreciation Worksheet 57 ...Cash Flows 43 Inserting Cash Flows 44 Computing Cash Flows 44 Example: Solving for Unequal Cash Flows 46 Example: Value of Difficulty 98 Texas Instruments Support and Service 99 Texas Instruments (TI) Warranty Information 100 Index 103 iv
...Information 95 AOS™ (Algebraic Operating System) Calculations 96 Battery Information 97 In Case of a Lease with Uneven Payments 48 4 Bond Worksheet 51 Bond Worksheet Variables 52 Bond Worksheet Terminology 54 Entering Bond Data and Computing Results 54 Example: Computing Bond Price and Accrued Interest 56 5 Depreciation Worksheet 57 ...Cash Flows 43 Inserting Cash Flows 44 Computing Cash Flows 44 Example: Solving for Unequal Cash Flows 46 Example: Value of Difficulty 98 Texas Instruments Support and Service 99 Texas Instruments (TI) Warranty Information 100 Index 103 iv
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Examples of Calculator Operations To Press Display Add 6 + 4 6 H 4 N 10.00 Subtract 6 N 4 6 B 4 N 2.00 Multiply 6 Q 4 6 < 4 N 24.00 Divide 6 P 4 6 6 4 N 1.50 1.25 Find universal power: 3 3 ; 1.25 N 3.95 Use parentheses: 7 Q (3 + 5) 7 Display 39.69 3.94 0.31 120.00 5.32 8 Overview of Math Operations These operations require you enter them. Math Operations When you select the chain (Chn) calculation method, the calculator evaluates mathematical expressions (for example, 3 + 2 Q 4) in the order that you to press N to complete.
Examples of Calculator Operations To Press Display Add 6 + 4 6 H 4 N 10.00 Subtract 6 N 4 6 B 4 N 2.00 Multiply 6 Q 4 6 < 4 N 24.00 Divide 6 P 4 6 6 4 N 1.50 1.25 Find universal power: 3 3 ; 1.25 N 3.95 Use parentheses: 7 Q (3 + 5) 7 Display 39.69 3.94 0.31 120.00 5.32 8 Overview of Math Operations These operations require you enter them. Math Operations When you select the chain (Chn) calculation method, the calculator evaluates mathematical expressions (for example, 3 + 2 Q 4) in the order that you to press N to complete.
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...in the standard-decimal format that is either too large or small to be displayed, the calculator displays it in scientific notation, that is, a base value (or mantissa), followed by ...internally stored value. (See "Choosing the Number of Calculator Operations 11 For example, working in 3 < 10 ; 3. Note: The calculator stores values to an accuracy of up to the nearest... penny (two decimal places) before continuing your calculation. to enter a number in scientific notation. (See "Choosing Calculation Methods" on page 4.) Scientific Notation ; Overview of Decimal Places ...
...in the standard-decimal format that is either too large or small to be displayed, the calculator displays it in scientific notation, that is, a base value (or mantissa), followed by ...internally stored value. (See "Choosing the Number of Calculator Operations 11 For example, working in 3 < 10 ; 3. Note: The calculator stores values to an accuracy of up to the nearest... penny (two decimal places) before continuing your calculation. to enter a number in scientific notation. (See "Choosing Calculation Methods" on page 4.) Scientific Notation ; Overview of Decimal Places ...
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...To select Function Press TVM worksheet (Chapter 2) Analyzes equal cash flows, for Financial Solutions The calculator contains worksheets with embedded formulas to solve specific problems. You apply settings or assign... and savings & [ Amortization worksheet Performs amortization (Chapter 2) calculations and generates an amortization schedule & \ Cash Flow worksheet (Chapter 3) Analyzes unequal cash flows by & ' calculating net present value and internal rate of return Bond worksheet (Chapter 4) Computes bond price and yield & l to maturity or call Depreciation worksheet Generates...
...To select Function Press TVM worksheet (Chapter 2) Analyzes equal cash flows, for Financial Solutions The calculator contains worksheets with embedded formulas to solve specific problems. You apply settings or assign... and savings & [ Amortization worksheet Performs amortization (Chapter 2) calculations and generates an amortization schedule & \ Cash Flow worksheet (Chapter 3) Analyzes unequal cash flows by & ' calculating net present value and internal rate of return Bond worksheet (Chapter 4) Computes bond price and yield & l to maturity or call Depreciation worksheet Generates...
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...v Date worksheet (Chapter 7) Computes number of days between two dates, or date/day of the week a specified number of Calculator Operations To select Function Press Statistics worksheet (Chapter 6) Analyzes statistics on page 22.) Note: You can assign values to TVM ... to calculate TVM values or clear the TVM worksheet. 16 Overview of days is from a given date & u Profit Margin worksheet Computes cost, selling price, (Chapter 7) and profit margin & w Breakeven worksheet (Chapter 7) Analyzes relationship between & r fixed cost, variable cost, price, profit, and quantity Memory ...
...v Date worksheet (Chapter 7) Computes number of days between two dates, or date/day of the week a specified number of Calculator Operations To select Function Press Statistics worksheet (Chapter 6) Analyzes statistics on page 22.) Note: You can assign values to TVM ... to calculate TVM values or clear the TVM worksheet. 16 Overview of days is from a given date & u Profit Margin worksheet Computes cost, selling price, (Chapter 7) and profit margin & w Breakeven worksheet (Chapter 7) Analyzes relationship between & r fixed cost, variable cost, price, profit, and quantity Memory ...
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Press % . To Calculate the present value for example, a preferred stock yielding a constant dollar dividend). Perpetual ordinary annuity 30 Time-Value-of...2 N H 110 N Display 733.33 843.33 Answer: You should you pay $733.33 for a perpetual ordinary annuity and $843.33 for a perpetual annuity due. Calculate the present value for a perpetual annuity due. Display PV= 122,891.34 & ] & V BGN & U % . 0.00 PV= 135,180.48...the savings is $122,891.34 with an ordinary annuity and $135,180.48 with an annuity due. What price should pay for the bonds to calculator mode.
Press % . To Calculate the present value for example, a preferred stock yielding a constant dollar dividend). Perpetual ordinary annuity 30 Time-Value-of...2 N H 110 N Display 733.33 843.33 Answer: You should you pay $733.33 for a perpetual ordinary annuity and $843.33 for a perpetual annuity due. Calculate the present value for a perpetual annuity due. Display PV= 122,891.34 & ] & V BGN & U % . 0.00 PV= 135,180.48...the savings is $122,891.34 with an ordinary annuity and $135,180.48 with an annuity due. What price should pay for the bonds to calculator mode.
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... at 7% annual interest, amortized over a 30-year term with a balloon payment due after five years. They want to defaults. Set payments per year to standard-calculator mode. Enter loan amount. Display 3rd year amortization data. # % # # # # Display BAL= PRN= INT= 117,421.60* _-1,507.03* -7,242.53* P1= 22.00 ...819.62* PRN= -1601.98* INT= -7,147.58* Example: Computing Payment, Interest, and Loan Balance After a Specified Payment A group of sellers considers financing the sale price of a property for $82,000 at the end of payments. To Display 2nd year amortization data.
... at 7% annual interest, amortized over a 30-year term with a balloon payment due after five years. They want to defaults. Set payments per year to standard-calculator mode. Enter loan amount. Display 3rd year amortization data. # % # # # # Display BAL= PRN= INT= 117,421.60* _-1,507.03* -7,242.53* P1= 22.00 ...819.62* PRN= -1601.98* INT= -7,147.58* Example: Computing Payment, Interest, and Loan Balance After a Specified Payment A group of sellers considers financing the sale price of a property for $82,000 at the end of payments. To Display 2nd year amortization data.
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... also use the date functions to maturity or call, and accrued interest. Note: Pressing # or " to navigate through the Bond worksheet before you compute bond price, yield to price bonds purchased on page 94.) Bond Worksheet 51
... also use the date functions to maturity or call, and accrued interest. Note: Pressing # or " to navigate through the Bond worksheet before you compute bond price, yield to price bonds purchased on page 94.) Bond Worksheet 51
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... day-count method # 30/360 day-count method & V Two coupons per year # One coupon per year & V Yield to redemption # Dollar price # Accrued interest # Display Variable Type SDT Enter only CPN Enter only RDT Enter only RV Enter only ACT Setting 360 Setting 2/Y Setting 1/Y Setting YLD... CPN RDT RV Default 12-31-1990 0 12-31-1990 100 Variable ACT/360 2/Y, 1/Y YLD PRI Default ACT 2/Y 0 0 • To reset all calculator variables and formats to default values, press & z while in dates: mm.ddyy or dd.mmyy. After keying in either US or European format. (See "...
... day-count method # 30/360 day-count method & V Two coupons per year # One coupon per year & V Yield to redemption # Dollar price # Accrued interest # Display Variable Type SDT Enter only CPN Enter only RDT Enter only RV Enter only ACT Setting 360 Setting 2/Y Setting 1/Y Setting YLD... CPN RDT RV Default 12-31-1990 0 12-31-1990 100 Variable ACT/360 2/Y, 1/Y YLD PRI Default ACT 2/Y 0 0 • To reset all calculator variables and formats to default values, press & z while in dates: mm.ddyy or dd.mmyy. After keying in either US or European format. (See "...
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.... 2. To change the day-count method, press & V. Setting the Day-Count Method 1. Setting the Coupon Frequency 1. To compute to call, enter the call price for RV. • The calculator assumes that the redemption date (RDT) coincides with a coupon date: - To change the coupon frequency, press & V. To compute to maturity, enter the maturity...
.... 2. To change the day-count method, press & V. Setting the Day-Count Method 1. Setting the Coupon Frequency 1. To compute to call, enter the call price for RV. • The calculator assumes that the redemption date (RDT) coincides with a coupon date: - To change the coupon frequency, press & V. To compute to maturity, enter the maturity...
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Dollar Price Price of the security expressed in terms of dollars per $100 of par value. If the bond is redeemed at the maturity date, the redemption value is the bond's par value plus any , and the time value of the investment. Coupon Rate The annual interest rate printed on the bond.... Bond A bond selling for an amount greater than the par value. Redemption Date The date on which the issuing agency retires the bond. The calculator treats the redemption value in the bond contract. Par (Face) Value The value printed on the bond. Premium Bond A bond that sells for less...
Dollar Price Price of the security expressed in terms of dollars per $100 of par value. If the bond is redeemed at the maturity date, the redemption value is the bond's par value plus any , and the time value of the investment. Coupon Rate The annual interest rate printed on the bond.... Bond A bond selling for an amount greater than the par value. Redemption Date The date on which the issuing agency retires the bond. The calculator treats the redemption value in the bond contract. Par (Face) Value The value printed on the bond. Premium Bond A bond that sells for less...
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... 3. Press & l. To clear the worksheet, press & z. 3. To display the day-count method, press # until the AI variable appears. The calculator displays the computed YLD value. The Bond worksheet stores all values and settings until 2/Y or 1/Y appears. 4. The current SDT value appears. 2. Note: ...a worksheet. Bond Worksheet 55 Setting the Bond Day-Count Method and Coupon Frequency 1. Computing the Bond Price (PRI) 1. Computing the Bond Yield (YLD) 1. The calculator automatically computes AI in a value for each variable. Press # to display YLD, and then press %. The...
... 3. Press & l. To clear the worksheet, press & z. 3. To display the day-count method, press # until the AI variable appears. The calculator displays the computed YLD value. The Bond worksheet stores all values and settings until 2/Y or 1/Y appears. 4. The current SDT value appears. 2. Note: ...a worksheet. Bond Worksheet 55 Setting the Bond Day-Count Method and Coupon Frequency 1. Computing the Bond Price (PRI) 1. Computing the Bond Yield (YLD) 1. The calculator automatically computes AI in a value for each variable. Press # to display YLD, and then press %. The...
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... = 7.00 Enter redemption date. # 12.3107 ! Leave two coupon payments # 2/Y per 100. For an 8% yield to maturity, compute the bond's price and accrued interest, accrued interest, and modified duration. RDT = 12-31-2007 Leave redemption value as is $3.15 per 100. 56 Bond Worksheet The... accrued interest is . # RV = 100.00 Select 30/360 day-count # & V 360 method. Example: Computing Bond Price and Accrued Interest You consider buying a semiannual corporate bond maturing on December 31, 2007 and settling on the 30/360 day-count method with a...
... = 7.00 Enter redemption date. # 12.3107 ! Leave two coupon payments # 2/Y per 100. For an 8% yield to maturity, compute the bond's price and accrued interest, accrued interest, and modified duration. RDT = 12-31-2007 Leave redemption value as is $3.15 per 100. 56 Bond Worksheet The... accrued interest is . # RV = 100.00 Select 30/360 day-count # & V 360 method. Example: Computing Bond Price and Accrued Interest You consider buying a semiannual corporate bond maturing on December 31, 2007 and settling on the 30/360 day-count method with a...
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... Worksheet Variables Variable Old value/Cost New value/Selling price Percent change , compound interest, and cost-sellmarkup problems. • To access the Percent Change/Compound Interest worksheet, press & q. • To access the Percent Change/Compound Interest variables, press # or ". 7 Other Worksheets The calculator also includes these worksheets: • Percent Change/Compound Interest...
... Worksheet Variables Variable Old value/Cost New value/Selling price Percent change , compound interest, and cost-sellmarkup problems. • To access the Percent Change/Compound Interest worksheet, press & q. • To access the Percent Change/Compound Interest variables, press # or ". 7 Other Worksheets The calculator also includes these worksheets: • Percent Change/Compound Interest...
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...OLD= present value - To clear the worksheet, press & z. 70 Other Worksheets The current value for all calculator variables and formats, press & } !. Entering Values • For percent-change calculations, enter values for any two of the three variables (OLD, NEW, and %CH) and compute a ...value for the unknown. - NEW= selling price - %CH= percent markup - #PD= 1 Computing Values 1. a negative percent change ...
...OLD= present value - To clear the worksheet, press & z. 70 Other Worksheets The current value for all calculator variables and formats, press & } !. Entering Values • For percent-change calculations, enter values for any two of the three variables (OLD, NEW, and %CH) and compute a ...value for the unknown. - NEW= selling price - %CH= percent markup - #PD= 1 Computing Values 1. a negative percent change ...
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...500. Example: Computing Compound Interest You purchased stock in a value, and press !. (Do not enter a value for $750. OLD= Enter stock purchase price. 500 ! Leave #PD set to an actual amount of $611.94. To Press Display Select Percent Change/Compound & q Interest worksheet. 3. Enter values... these three variables: OLD, NEW, and %CH. OLD= Enter stock selling price. # 750 ! Enter values for three of these three variables: OLD, NEW, and %CH. Enter values for two of $658. The calculator displays the value. NEW= 0 500.00 750.00 Other ...
...500. Example: Computing Compound Interest You purchased stock in a value, and press !. (Do not enter a value for $750. OLD= Enter stock purchase price. 500 ! Leave #PD set to an actual amount of $611.94. To Press Display Select Percent Change/Compound & q Interest worksheet. 3. Enter values... these three variables: OLD, NEW, and %CH. OLD= Enter stock selling price. # 750 ! Enter values for three of these three variables: OLD, NEW, and %CH. Enter values for two of $658. The calculator displays the value. NEW= 0 500.00 750.00 Other ...
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Compute annual growth rate. Find the markup. Enter selling price is $125. To Select Percent Change/Compound Interest worksheet. Enter original cost. OLD= # 125 ! To Enter number of an item is $100; Example... press & v. • To select interest conversion variables, press # or ". the selling price. Variable Key Display Variable Type Nominal rate & v NOM Enter/compute Annual effective rate # EFF Enter/compute Compounding periods per year # C/Y Enter-only Note: The calculator categorizes variables by their method of entry. (See "Types of Worksheet Variables" on...
Compute annual growth rate. Find the markup. Enter selling price is $125. To Select Percent Change/Compound Interest worksheet. Enter original cost. OLD= # 125 ! To Enter number of an item is $100; Example... press & v. • To select interest conversion variables, press # or ". the selling price. Variable Key Display Variable Type Nominal rate & v NOM Enter/compute Annual effective rate # EFF Enter/compute Compounding periods per year # C/Y Enter-only Note: The calculator categorizes variables by their method of entry. (See "Types of Worksheet Variables" on...
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...Worksheet Variables Variable Cost Key & w Display CST Variable Type Enter/compute 76 Other Worksheets To compute a value for the unknown variable. The calculator displays the computed value. DT1= 9-04-2003 Enter second date. # 11.0103 ! DT2= 11-01-2003 Select ... Profit Margin Worksheet The Profit Margin worksheet computes cost, selling price, and gross profit margin. To Press Display Select Date worksheet. & u DT1= 12-31-1990 Enter first date. 9.0403 ! Note: To perform markup calculations, use the Percent Change/Compound Interest worksheet. (See "Percent ...
...Worksheet Variables Variable Cost Key & w Display CST Variable Type Enter/compute 76 Other Worksheets To compute a value for the unknown variable. The calculator displays the computed value. DT1= 9-04-2003 Enter second date. # 11.0103 ! DT2= 11-01-2003 Select ... Profit Margin Worksheet The Profit Margin worksheet computes cost, selling price, and gross profit margin. To Press Display Select Date worksheet. & u DT1= 12-31-1990 Enter first date. 9.0403 ! Note: To perform markup calculations, use the Percent Change/Compound Interest worksheet. (See "Percent ...
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...zero. • To reset default values for all calculator variables and formats, including the Profit Margin worksheet variables, press & } !. Press &w # 125 ! Example: Computing Profit Margin The selling price. Find the original cost. Enter selling price of an item is $125. To select the ...0.00 125.00 Other Worksheets 77 The calculator displays the computed value. Variable Key Selling price # Profit margin # Display SEL MAR Variable Type Enter/compute Enter/compute Note: This guidebook categorizes calculator variables by their method of entry. (See "Types...
...zero. • To reset default values for all calculator variables and formats, including the Profit Margin worksheet variables, press & } !. Press &w # 125 ! Example: Computing Profit Margin The selling price. Find the original cost. Enter selling price of an item is $125. To select the ...0.00 125.00 Other Worksheets 77 The calculator displays the computed value. Variable Key Selling price # Profit margin # Display SEL MAR Variable Type Enter/compute Enter/compute Note: This guidebook categorizes calculator variables by their method of entry. (See "Types...