User Guide
Page 3
.... Some of your investment in your hp 12c platinum does just that! Introduction About This Handbook This hp 12c platinum user's guide is intended to help you how to use the simple interest, compound interest, and amortization functions. Following this handbook and working through 11) describes how to use the powerful programming capabilities of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm z Section 2 tells you that your hp 12c platinum Programmable Financial Calculator.
.... Some of your investment in your hp 12c platinum does just that! Introduction About This Handbook This hp 12c platinum user's guide is intended to help you how to use the simple interest, compound interest, and amortization functions. Following this handbook and working through 11) describes how to use the powerful programming capabilities of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm z Section 2 tells you that your hp 12c platinum Programmable Financial Calculator.
User Guide
Page 14
... account with your hp 12c platinum. Calculates and stores the periodic interest rate. Annual interest rate. Keystrokes Display fCLEARG 14gA 6gC 11024.82M g P 10,371.79 168.00 0.50 11,024.82 11,024.82 -42.03 Clears previous financial data inside the calculator, since most of the many financial calculations that pays 6% annually, compounded monthly. Calculates and stores the number of 275 Printed Date: 2005/8/1 Dimension: 14...
... account with your hp 12c platinum. Calculates and stores the periodic interest rate. Annual interest rate. Keystrokes Display fCLEARG 14gA 6gC 11024.82M g P 10,371.79 168.00 0.50 11,024.82 11,024.82 -42.03 Clears previous financial data inside the calculator, since most of the many financial calculations that pays 6% annually, compounded monthly. Calculates and stores the number of 275 Printed Date: 2005/8/1 Dimension: 14...
User Guide
Page 19
... an erroneous entry by pressing OO. Clearing program memory replaces the instructions there with zero. fCLEARÎ Program memory (only when pressed in it is also labeled the \ key. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 19 of a new problem. gÚ clears the most recent digit entered. } is a good idea to begin calculations by keying in the table below: Key(s) Clears: O Display and X-register. Note: In ALG mode, it with gi000. Clears the calculator line.
... an erroneous entry by pressing OO. Clearing program memory replaces the instructions there with zero. fCLEARÎ Program memory (only when pressed in it is also labeled the \ key. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 19 of a new problem. gÚ clears the most recent digit entered. } is a good idea to begin calculations by keying in the table below: Key(s) Clears: O Display and X-register. Note: In ALG mode, it with gi000. Clears the calculator line.
User Guide
Page 21
... perform an arithmetic operation: 1. Notice that you have completed entering the number. digit keys, ., Þ, and Æ - Key in the second number. 4. z 6.50 Pressing the operation key calculates the answer. You need not press \ after you first tell the calculator the two numbers, then tell the calculator the operation to be performed. The answer is calculated when the operation key (+,-,§, or z) is currently set to show two decimal places of 275 Printed Date: 2005/8/1 Dimension...
... perform an arithmetic operation: 1. Notice that you have completed entering the number. digit keys, ., Þ, and Æ - Key in the second number. 4. z 6.50 Pressing the operation key calculates the answer. You need not press \ after you first tell the calculator the two numbers, then tell the calculator the operation to be performed. The answer is calculated when the operation key (+,-,§, or z) is currently set to show two decimal places of 275 Printed Date: 2005/8/1 Dimension...
User Guide
Page 22
... second number. The answer is calculated when the equals key (}) is no need to add the second. 23.8 } 23.8 44.90 Keys the second number. } completes the calculation. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 22 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm Once a calculation has been completed: z pressing another digit key starts a new calculation, or z pressing an operator key continues the calculation. 22 Section 1: Getting Started Simple Arithmetic Calculations in ALG Mode...
... second number. The answer is calculated when the equals key (}) is no need to add the second. 23.8 } 23.8 44.90 Keys the second number. } completes the calculation. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 22 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm Once a calculation has been completed: z pressing another digit key starts a new calculation, or z pressing an operator key continues the calculation. 22 Section 1: Getting Started Simple Arithmetic Calculations in ALG Mode...
User Guide
Page 25
... Your hp 12c platinum calculates the answer in just the same way in RPN mode: Keystrokes (RPN mode) Display 3\4§ 12.00 Step 1: Multiply the numbers in the first parentheses. 5\6§ + 30.00 42.00 Step 2: Multiply the numbers in between. Notice that in step 2 you , in addition to press \ again. To check your understanding of how to store or write down the results of the calculator's operation, you...
... Your hp 12c platinum calculates the answer in just the same way in RPN mode: Keystrokes (RPN mode) Display 3\4§ 12.00 Step 1: Multiply the numbers in the first parentheses. 5\6§ + 30.00 42.00 Step 2: Multiply the numbers in between. Notice that in step 2 you , in addition to press \ again. To check your understanding of how to store or write down the results of the calculator's operation, you...
User Guide
Page 37
... a date with this format in both RPN and ALG modes. Key in the two digits of the year. Key in the number whose percentage equivalent you already know the total number: 1. Calendar Functions The calendar functions provided by the hp 12c platinum - gD and gÒ - These calendar functions work the same in effect: 1. and also for displaying dates. Key in the four digits of the day. 4. Dates are keyed into the calculator...
... a date with this format in both RPN and ALG modes. Key in the two digits of the year. Key in the number whose percentage equivalent you already know the total number: 1. Calendar Functions The calendar functions provided by the hp 12c platinum - gD and gÒ - These calendar functions work the same in effect: 1. and also for displaying dates. Key in the four digits of the day. 4. Dates are keyed into the calculator...
User Guide
Page 49
... to set the payment mode. 5. the number of Payments or Compounding Periods 1. For example, if a problem involves 6% annual interest compounded quarterly for i. Press n to clear the financial registers. 2. z To calculate and store i, key the annual rate into i must always be expressed in compound interest problems, the interest rate entered into the display, then press gC. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 49 of 275 Printed Date: 2005...
... to set the payment mode. 5. the number of Payments or Compounding Periods 1. For example, if a problem involves 6% annual interest compounded quarterly for i. Press n to clear the financial registers. 2. z To calculate and store i, key the annual rate into i must always be expressed in compound interest problems, the interest rate entered into the display, then press gC. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 49 of 275 Printed Date: 2005...
User Guide
Page 84
... remaining depreciable value (book value minus salvage value) using the straight-line, sum-of the asset, using M. fV, fÝ, and f# each place the amount of -the-years digits method. Enters declining-balance factor. Depreciation in the display. 84 Section 4: Additional Financial Functions Depreciation Calculations The hp 12c platinum enables you to be entered as a percentage), using ¼. Enter the salvage value of -the-years-digits, and declining-balance methods. For example, 1.25 times the straight-line rate - 125...
... remaining depreciable value (book value minus salvage value) using the straight-line, sum-of the asset, using M. fV, fÝ, and f# each place the amount of -the-years digits method. Enters declining-balance factor. Depreciation in the display. 84 Section 4: Additional Financial Functions Depreciation Calculations The hp 12c platinum enables you to be entered as a percentage), using ¼. Enter the salvage value of -the-years-digits, and declining-balance methods. For example, 1.25 times the straight-line rate - 125...
User Guide
Page 86
... power is turned off . 2. When Continuous Memory is preserved for a short time when the batteries are cleared. All information in Continuous Memory is reset: z All registers are removed, so that you can also manually reset Continuous Memory as display format, date format, and payment mode. z Program memory consists of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm key, and press ;. z Display format is set to RPN mode. z Arithmetic operation is set to the standard format with two decimal places. z Payment mode is set...
... power is turned off . 2. When Continuous Memory is preserved for a short time when the batteries are cleared. All information in Continuous Memory is reset: z All registers are removed, so that you can also manually reset Continuous Memory as display format, date format, and payment mode. z Program memory consists of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm key, and press ;. z Display format is set to RPN mode. z Arithmetic operation is set to the standard format with two decimal places. z Payment mode is set...
User Guide
Page 100
...: hp 12c pt_user's guide_English_HDPMF123E27 Page: 100 of the number in the display, calculate the natural logarithm, then press 10g°z in RPN mode and z10g°} in the display. These functions are useful for specialized financial calculations as well as described on page 87) to a given number of decimal places, temporarily set the display format (as for altering numbers. Section 7 Mathematics and Number-Alteration Functions The hp 12c platinum provides several keys for mathematical functions...
...: hp 12c pt_user's guide_English_HDPMF123E27 Page: 100 of the number in the display, calculate the natural logarithm, then press 10g°z in RPN mode and z10g°} in the display. These functions are useful for specialized financial calculations as well as described on page 87) to a given number of decimal places, temporarily set the display format (as for altering numbers. Section 7 Mathematics and Number-Alteration Functions The hp 12c platinum provides several keys for mathematical functions...
User Guide
Page 110
File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 110 of program memory 36 Program line 001: \ 2 Program line 002: digit 2. Program line 000. Program line 000. 30 Program line 001. 110 Section 8: Programming Basics For example, to display the first two lines of the program now stored in program memory, set the calculator to Program mode and press Ê twice: Keystrokes (RPN mode) Display fs Ê Ê 000, 001, 002, Sets calculator to Program mode and displays current line of program memory 30 Program line 001: 2 Program line 002: digit 2. 36 Program line 001. ...
File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 110 of program memory 36 Program line 001: \ 2 Program line 002: digit 2. Program line 000. Program line 000. 30 Program line 001. 110 Section 8: Programming Basics For example, to display the first two lines of the program now stored in program memory, set the calculator to Program mode and press Ê twice: Keystrokes (RPN mode) Display fs Ê Ê 000, 001, 002, Sets calculator to Program mode and displays current line of program memory 30 Program line 001: 2 Program line 002: digit 2. 36 Program line 001. ...
User Guide
Page 114
..., to the next line in program memory, then displays that is in Run mode advances the calculator to execute the program stored in the calculator one line at a time: File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 114 of the instruction stored there, just as when you're storing a second program in Program mode, pressing gi. z With the calculator in Program mode. followed by three digit keys sets the calculator to the program line specified by the digit keys, and then displays that line.
..., to the next line in program memory, then displays that is in Run mode advances the calculator to execute the program stored in the calculator one line at a time: File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 114 of the instruction stored there, just as when you're storing a second program in Program mode, pressing gi. z With the calculator in Program mode. followed by three digit keys sets the calculator to the program line specified by the digit keys, and then displays that line.
User Guide
Page 139
... mode) Display fs Sets calculator to Program mode. to store intermediate results or u to replace a u instruction by an t instruction. or to display intermediate results; Use Ç, Ü, or i. Section 10 Program Editing There are various reasons why you might want to modify a program you have errors; This is not automatically "bumped" into program line 005, replacing the :2 instruction previously there. 139 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 139 of 275 Printed Date...
... mode) Display fs Sets calculator to Program mode. to store intermediate results or u to replace a u instruction by an t instruction. or to display intermediate results; Use Ç, Ü, or i. Section 10 Program Editing There are various reasons why you might want to modify a program you have errors; This is not automatically "bumped" into program line 005, replacing the :2 instruction previously there. 139 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 139 of 275 Printed Date...
User Guide
Page 142
... stored in that you change the line numbers specified in numerous instructions - That method basically involves branching to the new instructions which are more than four program lines between (and including) the first line to be executed after 20% tax is described below under Adding Instructions by Replacement. Furthermore, if program memory includes branches to key in the i instructions, which the new instructions are being added, adding instructions by three digits that program line through the end of time...
... stored in that you change the line numbers specified in numerous instructions - That method basically involves branching to the new instructions which are more than four program lines between (and including) the first line to be executed after 20% tax is described below under Adding Instructions by Replacement. Furthermore, if program memory includes branches to key in the i instructions, which the new instructions are being added, adding instructions by three digits that program line through the end of time...
User Guide
Page 143
... new instruction added. 12,000.00 Sets calculator back to change the line number(s) specified in the preceding example, suppose you keyed into program line 012. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 143 of the tax before the program calculates net income after tax so that at which was replaced by making the changes below: Keystrokes (RPN mode) Display fs gi.008 t - Note: If program memory includes branches to program lines following that the program will display...
... new instruction added. 12,000.00 Sets calculator back to change the line number(s) specified in the preceding example, suppose you keyed into program line 012. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 143 of the tax before the program calculates net income after tax so that at which was replaced by making the changes below: Keystrokes (RPN mode) Display fs gi.008 t - Note: If program memory includes branches to program lines following that the program will display...
User Guide
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... clear program memory. 2. This halts program execution at the end of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm Press t. This automatically converts a data storage register into program memory. You can store multiple programs in program memory, provided that you keyed into program memory. Press gi. Key the program into seven additional lines of program memory (if there was not already a i000 instruction remaining at the end of the program using i before pressing t. If the program...
... clear program memory. 2. This halts program execution at the end of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm Press t. This automatically converts a data storage register into program memory. You can store multiple programs in program memory, provided that you keyed into program memory. Press gi. Key the program into seven additional lines of program memory (if there was not already a i000 instruction remaining at the end of the program using i before pressing t. If the program...
User Guide
Page 231
... are positioned in the X-register, and the answer is performed upon the number in the X- use only the number in both the X- When the key is pressed, the function is then placed into the displayed X-register.) File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 231 of the four arithmetic calculations shown below, you would write on top goes in the Y-register, and the...
... are positioned in the X-register, and the answer is performed upon the number in the X- use only the number in both the X- When the key is pressed, the function is then placed into the displayed X-register.) File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 231 of the four arithmetic calculations shown below, you would write on top goes in the Y-register, and the...
User Guide
Page 270
...). L Calculates the internal rate of return (yield) for up to 1. V Calculates depreciation using declining-balance method (page 83). a Stores the number (from X- Assumes 1 unless otherwise specified (page 75). Ý Calculates depreciation using sum-of-the-years-digits method (page 83). # Calculates depreciation using straight-line method. (page 83). File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 270 of a financial problem (page 41). ! 270 Function Key Index Financial CLEAR G Clears contents of financial registers (page 42). × Sets payment mode to...
...). L Calculates the internal rate of return (yield) for up to 1. V Calculates depreciation using declining-balance method (page 83). a Stores the number (from X- Assumes 1 unless otherwise specified (page 75). Ý Calculates depreciation using sum-of-the-years-digits method (page 83). # Calculates depreciation using straight-line method. (page 83). File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 270 of a financial problem (page 41). ! 270 Function Key Index Financial CLEAR G Clears contents of financial registers (page 42). × Sets payment mode to...
User Guide
Page 271
... the fractional portion of number in displayed X-register (page 100). data pairs entered using _, then extrapolates this line to estimate an x-value for viewing in displayed X-register (page 100). ¿ Computes natural Fits a line to power Q Linear estimate (X-register), correlation coefficient (Y-register). of number in displayed X-register (page 230). x-(weight) values using _, then X-register (page 100). v Computes sample standard deviations of xand y-values using accumulated statistics ] sets calculator to RPN mode (page 19). (page 94). [ sets calculator to...
... the fractional portion of number in displayed X-register (page 100). data pairs entered using _, then extrapolates this line to estimate an x-value for viewing in displayed X-register (page 100). ¿ Computes natural Fits a line to power Q Linear estimate (X-register), correlation coefficient (Y-register). of number in displayed X-register (page 230). x-(weight) values using _, then X-register (page 100). v Computes sample standard deviations of xand y-values using accumulated statistics ] sets calculator to RPN mode (page 19). (page 94). [ sets calculator to...
