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V3 is very fragile and if you use the incompatible accessories, you can ruin their ports easily. One weak point of V3 Phone is the SIM card Port is not an opening flap like other GSM phone but using pin and spring Port style which is mean you have to push your SIM card in and use the SIM Card edge to push the pin down in order to contact with SIM metal area interface. But by pushing force is varied from users so too strong and too hurry will damage the pin. If one of the pins is damaged, when you slide the SIM card in, the contact is missing of one or two pins due to damaging of the pin cause the error message "Insert SIM". In this case, only way is needed to replace the SIM Board underneath. If you can do it yourself, please follow the instruction pictures below. If you are not sure and never do this before, I suggest you send the unit to Motorola Repair Center. Your SIM Card Board and charging port will need to be replaced.

http://www.itsjustmerob.com/files/V3_Razr-repair.pdf This is a Full Motorola V3 Officially Service Manual and even the Motorola Repair Center also has this one. so copy this link and print it out. Around hundreds plus pages but can be your Guide which you cannot find anywhere else. I gave it to you free but I have purchased it before. Hope that you can get it fix. Other solution is looking V3 parts on sale a lot on Ebay and use them to replace part to your phone will be cheaper if your phone is no longer under warranty. If it is still under cover then send the unit to them and don't spend time and money to do it yourself. But if it is out of warranty and want to avoid costly repair then use the method in the manual I provided you and you will be able to get your phone fix. Good Luck

Thanks

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Techygirl