hp 12c_solutions handbook_English_E.pdf
Page 75
... listing line 38, m becomes the displayed line 17, 5). Press CLEAR . It may be used for a 5 element moving average, i.e. To do this line, then skip the reset of the program down to line 35. m* 01 37- 31 38- 44 -- 39-43, 33 01 n: Unused PV: Unused FV: Unused R1: X1 R3: X3...
... listing line 38, m becomes the displayed line 17, 5). Press CLEAR . It may be used for a 5 element moving average, i.e. To do this line, then skip the reset of the program down to line 35. m* 01 37- 31 38- 44 -- 39-43, 33 01 n: Unused PV: Unused FV: Unused R1: X1 R3: X3...
HP 12c Financial Calculator Quick Start Guide
Page 11
... to the HP 12c Financial Calculator User's Guide. Each time you wanted to their defaults, turn the calculator off . To reset the memory and clear all of how RPN works. For more detailed information about RPN and how the stack works, refer to the default calculator screen. Numbers... by pressing R, followed by an operation key. In RPN mode, numbers are used for storing numbers during calculations, the "stack" registers, and the "Last X" register, which you can manually store data, designated R0 through R9 , R.0 through R.9 , and financial registers used for financial calculations.
... to the HP 12c Financial Calculator User's Guide. Each time you wanted to their defaults, turn the calculator off . To reset the memory and clear all of how RPN works. For more detailed information about RPN and how the stack works, refer to the default calculator screen. Numbers... by pressing R, followed by an operation key. In RPN mode, numbers are used for storing numbers during calculations, the "stack" registers, and the "Last X" register, which you can manually store data, designated R0 through R9 , R.0 through R.9 , and financial registers used for financial calculations.
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 17
...a comma. To do so, turn the calculator off when you press a function key (executing an alternate function of that key), another prefix key, or fCLEARX. either one that has resulted from the display, making the number positive. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page... keys are "prefix" keys in the sense that is, the number is reset - simply press Þ (change sign) . that other keys must be pressed after coming from the factory - If you wish, you can set the calculator to display a comma for the decimal point and a dot for example, ...
...a comma. To do so, turn the calculator off when you press a function key (executing an alternate function of that key), another prefix key, or fCLEARX. either one that has resulted from the display, making the number positive. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page... keys are "prefix" keys in the sense that is, the number is reset - simply press Þ (change sign) . that other keys must be pressed after coming from the factory - If you wish, you can set the calculator to display a comma for the decimal point and a dot for example, ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 24
... a single operation: 1. including the financial registers, the stack registers, and the LAST X register - The hp 12c enables you wanted to replace the number... in it with the number in the display and the number in a storage register, then store the result back into it ; Key in the register is determined according to specify the desired operation. 3. Keystrokes ; :1 6§ :2 + Display 2,500.00 Turns the calculator... - All storage registers are also cleared when Continuous Memory is reset (as described on . 3,250.00 Recalls the cost of ...
... a single operation: 1. including the financial registers, the stack registers, and the LAST X register - The hp 12c enables you wanted to replace the number... in it with the number in the display and the number in a storage register, then store the result back into it ; Key in the register is determined according to specify the desired operation. 3. Keystrokes ; :1 6§ :2 + Display 2,500.00 Turns the calculator... - All storage registers are also cleared when Continuous Memory is reset (as described on . 3,250.00 Recalls the cost of ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 30
...gD. Key in effect: 1. For example, to key in the past, press Þ. 4. Assume that you change it is not reset each time the calculator is set to day-month-year, the D.MY status indicator in the display is displayed in a special format. Future or Past Dates ... switched to day-month-year, press gÔ. it ; File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 30 of land on . If the other date is a given number of the month. 4. The answer calculated by digit separators, and the digit at various times. Other countries adopted ...
...gD. Key in effect: 1. For example, to key in the past, press Þ. 4. Assume that you change it is not reset each time the calculator is set to day-month-year, the D.MY status indicator in the display is displayed in a special format. Future or Past Dates ... switched to day-month-year, press gÔ. it ; File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 30 of land on . If the other date is a given number of the month. 4. The answer calculated by digit separators, and the digit at various times. Other countries adopted ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 33
... fCLEARG. If you may want to compound interest calculations. Furthermore, with the accrued interest in 60 days, and what is good practice to calculate and display the interest accrued on which is reset (as described below. Press fÏ to clear...is pressed first to change the sign of days, then press n. 2. Section 3: Basic Financial Functions 33 Clearing the Financial Registers Every financial function uses numbers stored in several of 209 Dimension: 14.8 cm x 21 cm Simple Interest Calculations The hp 12c simultaneously calculates simple interest on page 70).
... fCLEARG. If you may want to compound interest calculations. Furthermore, with the accrued interest in 60 days, and what is good practice to calculate and display the interest accrued on which is reset (as described below. Press fÏ to clear...is pressed first to change the sign of days, then press n. 2. Section 3: Basic Financial Functions 33 Clearing the Financial Registers Every financial function uses numbers stored in several of 209 Dimension: 14.8 cm x 21 cm Simple Interest Calculations The hp 12c simultaneously calculates simple interest on page 70).
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 37
...the diagram into the corresponding registers. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 37 of financial calculations, together with the applicable cash flow diagrams, appear under Compound Interest Calculations later in this section. Generalized Cash Flow Diagrams... most problems involving compound interest can solve it is not reset each form are made at the beginning of compounding periods. Calculations involving payments in advance yield different results than calculations involving payments in arrears. However, if Continuous Memory is...
...the diagram into the corresponding registers. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 37 of financial calculations, together with the applicable cash flow diagrams, appear under Compound Interest Calculations later in this section. Generalized Cash Flow Diagrams... most problems involving compound interest can solve it is not reset each form are made at the beginning of compounding periods. Calculations involving payments in advance yield different results than calculations involving payments in arrears. However, if Continuous Memory is...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 55
...hp 12c will calculate the amounts applied to interest and to the principal from the second year's payments (that you can easily check the remaining balance and the total number of payments amortized. Pressing :$ or :n displays the number in just before f! File name: hp... 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 55 of payments keyed in the PV or n register. The calculator does this , if you must reset PV to its original value and reset n to 0. Section 3: Basic Financial Functions 55 Keystrokes 573.35ÞP g...
...hp 12c will calculate the amounts applied to interest and to the principal from the second year's payments (that you can easily check the remaining balance and the total number of payments amortized. Pressing :$ or :n displays the number in just before f! File name: hp... 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 55 of payments keyed in the PV or n register. The calculator does this , if you must reset PV to its original value and reset n to 0. Section 3: Basic Financial Functions 55 Keystrokes 573.35ÞP g...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 56
...reset PV, then press P. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 56 of payments amortized. If you obtained a 30-year mortgage instead of first payment applied to generate an amortization schedule but do not press fCLEARG; Press 0n to reset n to calculate...49,989.19 Remaining balance. to zero. 3. Portion of first payment applied to interest. Calculate the monthly payment, then calculate the amounts applied to interest and to interest. 56 Section 3: Basic Financial Functions Keystrokes 1f! ~ 1f! ~ :n Display -552.08 -21.27 -551.85...
...reset PV, then press P. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 56 of payments amortized. If you obtained a 30-year mortgage instead of first payment applied to generate an amortization schedule but do not press fCLEARG; Press 0n to reset n to calculate...49,989.19 Remaining balance. to zero. 3. Portion of first payment applied to interest. Calculate the monthly payment, then calculate the amounts applied to interest and to interest. 56 Section 3: Basic Financial Functions Keystrokes 1f! ~ 1f! ~ :n Display -552.08 -21.27 -551.85...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 64
...be displayed. that is, to review each time :gK is not done, NPV and IRR calculations will give incorrect results; Note: Neither L nor l change the number in the n ...Nj and/or CFj, be sure to reset the number in the n register. If this is pressed, the number in reverse order - 64 Section 4: Additional Financial Functions The complex mathematical characteristics of the...amounts originally entered (not including the amount of j) in the n register. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 64 of the register containing the cash flow...
...be displayed. that is, to review each time :gK is not done, NPV and IRR calculations will give incorrect results; Note: Neither L nor l change the number in the n ...Nj and/or CFj, be sure to reset the number in the n register. If this is pressed, the number in reverse order - 64 Section 4: Additional Financial Functions The complex mathematical characteristics of the...amounts originally entered (not including the amount of j) in the n register. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 64 of the register containing the cash flow...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 65
... :gK . . . that is , j) in the number of that cash flow amount (that is , to change a cash flow amount: 1. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 65 of times the cash flow amount occurs consecutively into the display. 2. Press ga. Key the number of...,000.00 7.00 N1 CF1 N0 CF0 Resets the number in the n register to its original value. Changing Cash Flow Entries z To change the Nj for a CFj: 1. Section 4: Additional Financial Functions 65 Keystrokes :ga 7n Display 2.00 7.00 N5 Resets the number in the n register to its...
... :gK . . . that is , j) in the number of that cash flow amount (that is , to change a cash flow amount: 1. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 65 of times the cash flow amount occurs consecutively into the display. 2. Press ga. Key the number of...,000.00 7.00 N1 CF1 N0 CF0 Resets the number in the n register to its original value. Changing Cash Flow Entries z To change the Nj for a CFj: 1. Section 4: Additional Financial Functions 65 Keystrokes :ga 7n Display 2.00 7.00 N5 Resets the number in the n register to its...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 66
...$9,000, then calculate the new NPV for U.S. Bond Calculations The hp 12c enables you change the number in the n register in order to change CF2 from 2 to 4, then calculate the new NPV. Treasury bonds and U.S. The IRR calculation replaced the 13.5 we calculated NPV. Keystrokes ...Resets the number in the n register. Treasury notes). the Securities Industry Association's recommendations as for a 131/2% return. Keystrokes Display 9000?2 13.5¼ fl 9,000.00 13.50 -644.75 Stores the new CF2 in R. 2 Stores i.* The new NPV. 66 Section 4: Additional Financial...
...$9,000, then calculate the new NPV for U.S. Bond Calculations The hp 12c enables you change the number in the n register in order to change CF2 from 2 to 4, then calculate the new NPV. Treasury bonds and U.S. The IRR calculation replaced the 13.5 we calculated NPV. Keystrokes ...Resets the number in the n register. Treasury notes). the Securities Industry Association's recommendations as for a 131/2% return. Keystrokes Display 9000?2 13.5¼ fl 9,000.00 13.50 -644.75 Stores the new CF2 in R. 2 Stores i.* The new NPV. 66 Section 4: Additional Financial...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 70
...show Pr Error. You can change the batteries without losing your data and programs. Continuous Memory may be reset if the calculator is dropped or otherwise traumatized, or if power is set to the standard format with two decimal places....reset, the display will clear this message from the display. 70 File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 70 of eight program lines, each containing the instruction g(00. Section 5 Additional Operating Features Continuous Memory The calculator's Continuous Memory contains the data storage registers, the financial...
...show Pr Error. You can change the batteries without losing your data and programs. Continuous Memory may be reset if the calculator is dropped or otherwise traumatized, or if power is set to the standard format with two decimal places....reset, the display will clear this message from the display. 70 File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 70 of eight program lines, each containing the instruction g(00. Section 5 Additional Operating Features Continuous Memory The calculator's Continuous Memory contains the data storage registers, the financial...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 71
...you see only two decimal places, all calculations in your calculator is not altered unless you specify, the number inside the calculator - 14.87456320 - is currently being displayed in the display. The number 14.87 now in your hp 12c are rounded to the specified number of digits... the factory or after Continuous Memory has been reset, answers are described elsewhere in the display - When only two decimal places are displayed, numbers are performed with full 10-digit numbers. Number Display Formats When the calculator is not affected. To display a different number...
...you see only two decimal places, all calculations in your calculator is not altered unless you specify, the number inside the calculator - 14.87456320 - is currently being displayed in the display. The number 14.87 now in your hp 12c are rounded to the specified number of digits... the factory or after Continuous Memory has been reset, answers are described elsewhere in the display - When only two decimal places are displayed, numbers are performed with full 10-digit numbers. Number Display Formats When the calculator is not affected. To display a different number...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 72
...on numbers will be moved to the left ; For example (assuming the display still shows 14.87456320 from the preceding example): File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 72 of decimal places, remain in effect until you would move the decimal point in the ...digit to the left of only 10 digits. f9 14.87456320 Although nine decimal places were specified after f, only eight are not reset each time the calculator is simply how many decimal places you change them; If the exponent is simply the first seven digits in standard format. The...
...on numbers will be moved to the left ; For example (assuming the display still shows 14.87456320 from the preceding example): File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 72 of decimal places, remain in effect until you would move the decimal point in the ...digit to the left of only 10 digits. f9 14.87456320 Although nine decimal places were specified after f, only eight are not reset each time the calculator is simply how many decimal places you change them; If the exponent is simply the first seven digits in standard format. The...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 73
..., you may take several seconds or more to the standard display format; it is not reset each time the calculator is next turned on . However, if Continuous Memory is reset, when the calculator is turned on the standard display format, with two decimal places, will show only a ...215;1099, the calculation is halted and the calculator displays 9.999999 99 (if the number is positive) or -9.999999 99 (if the number is used . Display 1.487456 01 The exponent in this example indicates that number in the current display format. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered...
..., you may take several seconds or more to the standard display format; it is not reset each time the calculator is next turned on . However, if Continuous Memory is reset, when the calculator is turned on the standard display format, with two decimal places, will show only a ...215;1099, the calculation is halted and the calculator displays 9.999999 99 (if the number is positive) or -9.999999 99 (if the number is used . Display 1.487456 01 The exponent in this example indicates that number in the current display format. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 74
...times you should press ~ again to return the second number entered to the calculator is interrupted, the calculator will display the word Error followed by pressing the operation key. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 74 of error conditions. Keystrokes... that when written down on . The Key Occasionally you attempt an improper operation - has been reset. Before pressing the operation key, however, you press ~, the calculator considers the number in correctly. Refer to subtract $25.83 from errors in keying in 144.25...
...times you should press ~ again to return the second number entered to the calculator is interrupted, the calculator will display the word Error followed by pressing the operation key. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 74 of error conditions. Keystrokes... that when written down on . The Key Occasionally you attempt an improper operation - has been reset. Before pressing the operation key, however, you press ~, the calculator considers the number in correctly. Refer to subtract $25.83 from errors in keying in 144.25...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 93
...from Program mode to key in new data and run the program now stored in program memory, the calculator executes the instruction in that program line. Section 8: Programming Basics 93 Program line 07 contains the last...keyed into program memory, if Continuous Memory is reset, or if fCLEARÎ is pressed (in line 08 - As you key each time the program is run, the calculator automatically goes to program line 00 and halts,... the end of 209 Dimension: 14.8 cm x 21 cm File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 93 of program memory. in fact, in .
...from Program mode to key in new data and run the program now stored in program memory, the calculator executes the instruction in that program line. Section 8: Programming Basics 93 Program line 07 contains the last...keyed into program memory, if Continuous Memory is reset, or if fCLEARÎ is pressed (in line 08 - As you key each time the program is run, the calculator automatically goes to program line 00 and halts,... the end of 209 Dimension: 14.8 cm x 21 cm File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 93 of program memory. in fact, in .
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 94
File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 94 of data. As you key in is stored in program line 09, and the instruction i00 is ... lines of program memory. 94 Section 8: Programming Basics Expanding Program Memory If no instructions have been keyed into program memory, if Continuous Memory has been reset, or if fCLEARÎ has been pressed (in a ninth instruction, storage register R is automatically stored in program lines 10 through 15. The instruction you key...
File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 94 of data. As you key in is stored in program line 09, and the instruction i00 is ... lines of program memory. 94 Section 8: Programming Basics Expanding Program Memory If no instructions have been keyed into program memory, if Continuous Memory has been reset, or if fCLEARÎ has been pressed (in a ninth instruction, storage register R is automatically stored in program lines 10 through 15. The instruction you key...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 105
instruction in line 03 is the one to which program execution will later branch. Calculates the monthly payment. Enters i. Reset n to End. Enters n. Enters PV. Section 9: Branching and Looping 105 Keystrokes :0 f! It is included because after the first time the loop is executed, the... line is executed. 0.00 0.00 360.00 1.06 50,000.00 50,000.00 -543.35 0.00 1. 01- 44 Sets calculator to the display before the ! File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 105 of payments to be recalled to Run mode. (Display shown assumes no results remain...
instruction in line 03 is the one to which program execution will later branch. Calculates the monthly payment. Enters i. Reset n to End. Enters n. Enters PV. Section 9: Branching and Looping 105 Keystrokes :0 f! It is included because after the first time the loop is executed, the... line is executed. 0.00 0.00 360.00 1.06 50,000.00 50,000.00 -543.35 0.00 1. 01- 44 Sets calculator to the display before the ! File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 105 of payments to be recalled to Run mode. (Display shown assumes no results remain...