User Manual
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...83 Error Messages 94 Accuracy Information 95 AOS™ (Algebraic Operating System) Calculations 96 Battery Information 97 In Case of a Lease with Uneven Payments 48 ... 63 Regression Models 65 Entering Statistical Data 66 Computing Statistical Results 67 7 Other Worksheets 69 Percent Change/Compound Interest Worksheet 69 Interest Conversion Worksheet 72 Date Worksheet 74 Profit Margin Worksheet 76 Breakeven Worksheet 78 Memory...Cash Flows 46 Example: Value of Difficulty 98 Texas Instruments Support and Service 99 Texas Instruments (TI) Warranty Information 100 Index 103 iv
...83 Error Messages 94 Accuracy Information 95 AOS™ (Algebraic Operating System) Calculations 96 Battery Information 97 In Case of a Lease with Uneven Payments 48 ... 63 Regression Models 65 Entering Statistical Data 66 Computing Statistical Results 67 7 Other Worksheets 69 Percent Change/Compound Interest Worksheet 69 Interest Conversion Worksheet 72 Date Worksheet 74 Profit Margin Worksheet 76 Breakeven Worksheet 78 Memory...Cash Flows 46 Example: Value of Difficulty 98 Texas Instruments Support and Service 99 Texas Instruments (TI) Warranty Information 100 Index 103 iv
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... in a prompted worksheet, but you must return to the standard-calculator mode to calculate TVM values or clear the TVM worksheet. 16 Overview of Calculator Operations or two-variable data using four regression analysis options & k Percent Change/Compound Interest worksheet (Chapter 7) Computes percent change, compound interest, and costsell markup & q Interest Conversion worksheet (Chapter 7) Converts interest...
... in a prompted worksheet, but you must return to the standard-calculator mode to calculate TVM values or clear the TVM worksheet. 16 Overview of Calculator Operations or two-variable data using four regression analysis options & k Percent Change/Compound Interest worksheet (Chapter 7) Computes percent change, compound interest, and costsell markup & q Interest Conversion worksheet (Chapter 7) Converts interest...
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...(C/Y), press & [ #, key in a number, and press !. Payment / Future value 0 Number of payments per year & [ Number of compounding # periods per year - Present value . TVM and Amortization Worksheet Variables Variable Key Number of periods , Interest rate per year End-of-period payments... Setting Setting P1 Enter-only P2 Enter-only BAL Auto-compute PRN Auto-compute INT Auto-compute Note: This guidebook categorizes calculator variables by the method of entry. (See "Types of Worksheet Variables" on page 17.) Using the TVM and Amortization Variables Because the...
...(C/Y), press & [ #, key in a number, and press !. Payment / Future value 0 Number of payments per year & [ Number of compounding # periods per year - Present value . TVM and Amortization Worksheet Variables Variable Key Number of periods , Interest rate per year End-of-period payments... Setting Setting P1 Enter-only P2 Enter-only BAL Auto-compute PRN Auto-compute INT Auto-compute Note: This guidebook categorizes calculator variables by the method of entry. (See "Types of Worksheet Variables" on page 17.) Using the TVM and Amortization Variables Because the...
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...,000.00õ -425.84 Answer: The monthly payments are $425.84. The calculator saves the values you should not have to standard-calculator & U mode. Return to reenter the values for loan amount and interest rate. To Enter loan amount...first example, you enter for 30 years. Return to 4. Computing Quarterly Payments Note: The calculator automatically sets the number of compounding periods (C/Y) to 12. & [ 12 ! To Set payments per year to standard-calculator mode. Compute interest rate. Computing Monthly Payments To Press Set payments per year. Press &[...
...,000.00õ -425.84 Answer: The monthly payments are $425.84. The calculator saves the values you should not have to standard-calculator & U mode. Return to reenter the values for loan amount and interest rate. To Enter loan amount...first example, you enter for 30 years. Return to 4. Computing Quarterly Payments Note: The calculator automatically sets the number of compounding periods (C/Y) to 12. & [ 12 ! To Set payments per year to standard-calculator mode. Compute interest rate. Computing Monthly Payments To Press Set payments per year. Press &[...
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... the account with a 20-year time frame. Compute future value. To Set all variables to compute the future and present values of a savings account paying 0.5% compounded at the end of each year with $5,000, how much money must deposit $9,050.63. 28 Time-Value-of payments. Enter beginning balance. Press & } ! 20...
... the account with a 20-year time frame. Compute future value. To Set all variables to compute the future and present values of a savings account paying 0.5% compounded at the end of each year with $5,000, how much money must deposit $9,050.63. 28 Time-Value-of payments. Enter beginning balance. Press & } ! 20...
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... flows as a series of variable cash flows is $23,171.23, which exceeds the machine's cost by $171.23. The present value of compound interest payments. You offer to memory. Sum to sell it for the machine? Press % . This is a profitable investment. Example: Computing Present ...Value of a Lease With Residual Value The Peach Bright Company wants to the beginning of 22% compounded monthly. To Compute present value of $1200 remaining on the lease. Recall total present value. Note: Although variable cash flow payments are due at...
... flows as a series of variable cash flows is $23,171.23, which exceeds the machine's cost by $171.23. The present value of compound interest payments. You offer to memory. Sum to sell it for the machine? Press % . This is a profitable investment. Example: Computing Present ...Value of a Lease With Residual Value The Peach Bright Company wants to the beginning of 22% compounded monthly. To Compute present value of $1200 remaining on the lease. Recall total present value. Note: Although variable cash flow payments are due at...
User Manual
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...company $40,573.18 for two years, how much is the present value of the residual value plus the present value of -Money and Amortization Worksheets Set payments per year to standard-calculator mode. & U Enter number of lease % . The total value of the machine is the...finance the purchase of asset. 6500 S 0 Compute residual present value. % . Enter lease payment amount. 1200 S / Compute present value of payments. 46 , Calculate and enter periodic interest rate. 22 6 12 N - Set beginning-of-period payments. &] &V Return to 12. Enter residual value of a new desk and ...
...company $40,573.18 for two years, how much is the present value of the residual value plus the present value of -Money and Amortization Worksheets Set payments per year to standard-calculator mode. & U Enter number of lease % . The total value of the machine is the...finance the purchase of asset. 6500 S 0 Compute residual present value. % . Enter lease payment amount. 1200 S / Compute present value of payments. 46 , Calculate and enter periodic interest rate. 22 6 12 N - Set beginning-of-period payments. &] &V Return to 12. Enter residual value of a new desk and ...
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... & U Enter number of the period are referred to as annuity due accounts. Enter interest rate. 20 - Set payments per year to standard-calculator mode. RST & [ 12 ! Display 0.00 N= 24.00 I/Y= PV= PMT= 20.00 525.00 -26.72...Compute payment. % / Answer: Your monthly payment is $26.72. P/Y= & ] & V BGN Display 0.00 12.00 & U 0.00 Time-Value-of 7.5 % compounded monthly, assuming beginningof-period payments? Enter loan amount. 525 . What will the account balance be at the beginning of -period payments. Return to 12. To...
... & U Enter number of the period are referred to as annuity due accounts. Enter interest rate. 20 - Set payments per year to standard-calculator mode. RST & [ 12 ! Display 0.00 N= 24.00 I/Y= PV= PMT= 20.00 525.00 -26.72...Compute payment. % / Answer: Your monthly payment is $26.72. P/Y= & ] & V BGN Display 0.00 12.00 & U 0.00 Time-Value-of 7.5 % compounded monthly, assuming beginningof-period payments? Enter loan amount. 525 . What will the account balance be at the beginning of -period payments. Return to 12. To...
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... 36 Time-Value-of-Money and Amortization Worksheets The finance company charges 7.5% APR compounded monthly on a 48-month loan. P/Y= 12.00 Return to defaults. & } ! Enter interest rate. To Press Display Set all variables to standard-calculator mode & U 0.00 Enter number of payments using payment multiplier. To Enter number of payments...
... 36 Time-Value-of-Money and Amortization Worksheets The finance company charges 7.5% APR compounded monthly on a 48-month loan. P/Y= 12.00 Return to defaults. & } ! Enter interest rate. To Press Display Set all variables to standard-calculator mode & U 0.00 Enter number of payments using payment multiplier. To Enter number of payments...
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... -period payments. &] &V Return to equal P/Y (payments per year), you deposit if the annual interest rate is automatically set to standard-calculator & U mode. Set payments per year) is 0.5% with a down payment Press % . Set beginning-of $203.13. How much should you... must change the C/Y value. Set compounding periods to 12. & [ 12 ! Note: Because C/Y (compounding periods per year to 4. # 4 ! Time-Value-of deposits using 10 & Z , payment multiplier. Compute down payment of ...
... -period payments. &] &V Return to equal P/Y (payments per year), you deposit if the annual interest rate is automatically set to standard-calculator & U mode. Set payments per year) is 0.5% with a down payment Press % . Set beginning-of $203.13. How much should you... must change the C/Y value. Set compounding periods to 12. & [ 12 ! Note: Because C/Y (compounding periods per year to 4. # 4 ! Time-Value-of deposits using 10 & Z , payment multiplier. Compute down payment of ...
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Compute internal rate of a Lease with Uneven Payments A lease with monthly compounding: • What is the present value of 20%. A 36-month lease has the following payment schedule and beginning-ofperiod payments. Computing IRR To Access IRR. ...
Compute internal rate of a Lease with Uneven Payments A lease with monthly compounding: • What is the present value of 20%. A 36-month lease has the following payment schedule and beginning-ofperiod payments. Computing IRR To Access IRR. ...
User Manual
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... $100 of par value. If the bond is redeemed at the stated yield rate. The calculator treats the redemption value in the bond contract. Settlement Date The date on which a bond...when retired. Premium Bond A bond that sells for such a bond is the bond's par value plus any , and the time value of the bond as interest. The call premium. Coupon Rate The... periodic payment made to maturity takes into account the amount of principal and interest, with interest compounded semiannually at the maturity date, the redemption value is exchanged for settlement date (SDT), coupon rate...
... $100 of par value. If the bond is redeemed at the stated yield rate. The calculator treats the redemption value in the bond contract. Settlement Date The date on which a bond...when retired. Premium Bond A bond that sells for such a bond is the bond's par value plus any , and the time value of the bond as interest. The call premium. Coupon Rate The... periodic payment made to maturity takes into account the amount of principal and interest, with interest compounded semiannually at the maturity date, the redemption value is exchanged for settlement date (SDT), coupon rate...
User Manual
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7 Other Worksheets The calculator also includes these worksheets: • Percent Change/Compound Interest worksheet (& q) • Interest Conversion worksheet (& v) • Date worksheet (& u) • Profit Margin worksheet (& w) • Breakeven worksheet (& r) • Memory worksheet (& {) Percent Change/Compound Interest Worksheet Use the Percent Change/Compound Interest worksheet to solve percent change /Percent markup Number of periods Key &q # # Display OLD...
7 Other Worksheets The calculator also includes these worksheets: • Percent Change/Compound Interest worksheet (& q) • Interest Conversion worksheet (& v) • Date worksheet (& u) • Profit Margin worksheet (& w) • Breakeven worksheet (& r) • Memory worksheet (& {) Percent Change/Compound Interest Worksheet Use the Percent Change/Compound Interest worksheet to solve percent change /Percent markup Number of periods Key &q # # Display OLD...
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... Default 0 1 • To reset default values for the unknown fourth variable. - a negative percent change represents a percentage decrease. • For compound-interest calculations, enter values for the three known variables and compute a value for all calculator variables and formats, press & } !. OLD= present value - OLD = cost - The current value for the unknown variable (leave #PD...
... Default 0 1 • To reset default values for the unknown fourth variable. - a negative percent change represents a percentage decrease. • For compound-interest calculations, enter values for the three known variables and compute a value for all calculator variables and formats, press & } !. OLD= present value - OLD = cost - The current value for the unknown variable (leave #PD...
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...over the original forecast of these three variables: OLD, NEW, and %CH. What was the annual growth rate? To Press Display Select Percent Change/Compound & q Interest worksheet. Enter values for two of $658. OLD= Enter actual amount. # 700 ! NEW= 0 500.00 750.00... value for the unknown variable, press # or " until the variable you sell the stock for the variable you wish to 1. • Compound Interest - The calculator displays the value. A decrease of 7% would be if it were 7% below the original forecast. OLD= Enter original forecast amount. 658 ...
...over the original forecast of these three variables: OLD, NEW, and %CH. What was the annual growth rate? To Press Display Select Percent Change/Compound & q Interest worksheet. Enter values for two of $658. OLD= Enter actual amount. # 700 ! NEW= 0 500.00 750.00... value for the unknown variable, press # or " until the variable you sell the stock for the variable you wish to 1. • Compound Interest - The calculator displays the value. A decrease of 7% would be if it were 7% below the original forecast. OLD= Enter original forecast amount. 658 ...
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OLD= # 125 ! To Select Percent Change/Compound Interest worksheet. Press Display # # 5 ! #PD= " % %CH= 5.00 8.45 Answer: The annual growth rate is 25%. the selling price. Find the markup. NEW= #..., press # or ". Variable Key Display Variable Type Nominal rate & v NOM Enter/compute Annual effective rate # EFF Enter/compute Compounding periods per year # C/Y Enter-only Note: The calculator categorizes variables by their method of entry. (See "Types of years. Enter selling price is $100; To Enter number of Worksheet...
OLD= # 125 ! To Select Percent Change/Compound Interest worksheet. Press Display # # 5 ! #PD= " % %CH= 5.00 8.45 Answer: The annual growth rate is 25%. the selling price. Find the markup. NEW= #..., press # or ". Variable Key Display Variable Type Nominal rate & v NOM Enter/compute Annual effective rate # EFF Enter/compute Compounding periods per year # C/Y Enter-only Note: The calculator categorizes variables by their method of entry. (See "Types of years. Enter selling price is $100; To Enter number of Worksheet...
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... Interest Rates 1. To enter a value for a known variable, press # or " until NOM or EFF is the interest rate per compounding period multiplied by the number of time stated. Comparing the Nominal Interest Rate of Investments Comparing the nominal interest rate (annual percentage rate) of... rate but different numbers of compounding periods per year. • The annual effective interest rate (EFF) is the compound annual interest rate that you actually earn for the period of compounding periods per year. Resetting Variables • To reset all calculator variables and formats to an...
... Interest Rates 1. To enter a value for a known variable, press # or " until NOM or EFF is the interest rate per compounding period multiplied by the number of time stated. Comparing the Nominal Interest Rate of Investments Comparing the nominal interest rate (annual percentage rate) of... rate but different numbers of compounding periods per year. • The annual effective interest rate (EFF) is the compound annual interest rate that you actually earn for the period of compounding periods per year. Resetting Variables • To reset all calculator variables and formats to an...
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...DT1 Enter/compute DT2 Enter/compute DBD Enter/compute ACT* Setting 360* Setting 74 Other Worksheets Enter number of 15% with quarterly compounding. Compute annual effective interest rate. Date Worksheet Variables Variable Key Date 1 & u Date 2 # Days between two dates. ...6. Example: A bank offers a certificate that pays a nominal interest rate of compounding periods per year. Press & v Display NOM= 15 ! The calculator displays the computed value. What is equivalent to find the number of days. • To access the Date ...
...DT1 Enter/compute DT2 Enter/compute DBD Enter/compute ACT* Setting 360* Setting 74 Other Worksheets Enter number of 15% with quarterly compounding. Compute annual effective interest rate. Date Worksheet Variables Variable Key Date 1 & u Date 2 # Days between two dates. ...6. Example: A bank offers a certificate that pays a nominal interest rate of compounding periods per year. Press & v Display NOM= 15 ! The calculator displays the computed value. What is equivalent to find the number of days. • To access the Date ...
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...for the two known variables, and then compute a value for the unknown variable. Note: To perform markup calculations, use the Percent Change/Compound Interest worksheet. (See "Percent Change/Compound Interest Worksheet" on September 4, 2003 defers the first payment until ACT or 360 is displayed. 7. Profit Margin...between the two dates, the loan accrues interest for the unknown variable, press # or " to display the variable, and then press %. The calculator displays the computed value. " % DBD= 58.00 Answer: Because there are 58 days between dates. DT1= 9-04-2003 ...
...for the two known variables, and then compute a value for the unknown variable. Note: To perform markup calculations, use the Percent Change/Compound Interest worksheet. (See "Percent Change/Compound Interest Worksheet" on September 4, 2003 defers the first payment until ACT or 360 is displayed. 7. Profit Margin...between the two dates, the loan accrues interest for the unknown variable, press # or " to display the variable, and then press %. The calculator displays the computed value. " % DBD= 58.00 Answer: Because there are 58 days between dates. DT1= 9-04-2003 ...
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... supplemental information to help you use your BA II PLUSé calculator: • Formulas • Error conditions • Accuracy information • IRR (internal-rate-of-return) calculations • Algebraic operating system (AOS™) • Battery information • In case of Money i = [e(y × ln(x + 1))]-1 where: PMT ƒÄ0 y =C/Y P P/Y x =(.01 Q I/Y) P C/Y C/Y =compounding periods per year P/Y =payment periods per year...
... supplemental information to help you use your BA II PLUSé calculator: • Formulas • Error conditions • Accuracy information • IRR (internal-rate-of-return) calculations • Algebraic operating system (AOS™) • Battery information • In case of Money i = [e(y × ln(x + 1))]-1 where: PMT ƒÄ0 y =C/Y P P/Y x =(.01 Q I/Y) P C/Y C/Y =compounding periods per year P/Y =payment periods per year...