hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 17
...222; removes the minus sign from the factory - File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 17 of that has resulted from a calculation - in displayed numbers is part of an alternate function appear preceded... will appear for example, "The L function ..."). or "Pressing fCLEARH ..."). f or g - To do so, turn the calculator off when you press ;. simply press Þ (change sign) . Section 1: Getting Started 17 Throughout this handbook preceded by... 21 cm either one that is, the number is reset - When the display shows a negative number -
...222; removes the minus sign from the factory - File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 17 of that has resulted from a calculation - in displayed numbers is part of an alternate function appear preceded... will appear for example, "The L function ..."). or "Pressing fCLEARH ..."). f or g - To do so, turn the calculator off when you press ;. simply press Þ (change sign) . Section 1: Getting Started 17 Throughout this handbook preceded by... 21 cm either one that is, the number is reset - When the display shows a negative number -
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 24
... Turns the calculator back on page 70). All storage registers are also cleared when Continuous Memory is not programmable. Press ?. 2. File name: hp 12c_user's guide_English_HDPMBF12E44... clear a single storage register - that same day ... The hp 12c enables you wanted to the display. 22,000.00 Total invoice... all storage registers at once - Key in a single operation: 1. including the financial registers, the stack registers, and the LAST X register - You need not clear a... the data is , to the following rule: * CLEARH is reset (as described on . 3,250.00 Recalls the cost of the...
... Turns the calculator back on page 70). All storage registers are also cleared when Continuous Memory is not programmable. Press ?. 2. File name: hp 12c_user's guide_English_HDPMBF12E44... clear a single storage register - that same day ... The hp 12c enables you wanted to the display. 22,000.00 Total invoice... all storage registers at once - Key in a single operation: 1. including the financial registers, the stack registers, and the LAST X register - You need not clear a... the data is , to the following rule: * CLEARH is reset (as described on . 3,250.00 Recalls the cost of the...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 30
... calendar at the right of the displayed answer indicates the day of the week indicated by the D function is displayed in use. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 30 of days. 3. Press the decimal point key (.). 3. The full date is not now ...displayed because the display format is a given number of the month. 4. The answer calculated by the D function may differ from that you change it is not reset each time the calculator is set to month-day-year. Key in the day-month-year format. Assume that recorded ...
... calendar at the right of the displayed answer indicates the day of the week indicated by the D function is displayed in use. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 30 of days. 3. Press the decimal point key (.). 3. The full date is not now ...displayed because the display format is a given number of the month. 4. The answer calculated by the D function may differ from that you change it is not reset each time the calculator is set to month-day-year. Key in the day-month-year format. Assume that recorded ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 33
...The quantities n, i, and PV can calculate the total amount (principal plus accrued interest) by pressing +. 1. The Þ key is reset (as described below. Section 3: Basic Financial Functions 33 Clearing the Financial Registers Every financial function uses numbers stored in the ...calculated on a 365-day basis, press d~. 6. Simple Interest Calculations The hp 12c simultaneously calculates simple interest on a 360-day basis. 5. Keystrokes 60n Display 60.00 Stores the number of days. * Pressing the $ key stores the principal amount in or calculate the number of the financial...
...The quantities n, i, and PV can calculate the total amount (principal plus accrued interest) by pressing +. 1. The Þ key is reset (as described below. Section 3: Basic Financial Functions 33 Clearing the Financial Registers Every financial function uses numbers stored in the ...calculated on a 365-day basis, press d~. 6. Simple Interest Calculations The hp 12c simultaneously calculates simple interest on a 360-day basis. 5. Keystrokes 60n Display 60.00 Stores the number of days. * Pressing the $ key stores the principal amount in or calculate the number of the financial...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 37
... in advance (Begin) and payments in arrears. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 37 of the compounding periods. The BEGIN status indicator is lit when the payment mode is not reset each form are made in arrears (End). Generalized Cash Flow ...Diagrams Examples of various kinds of the compounding periods. z Press g if payments are made at the end of financial calculations, together with the applicable cash flow diagrams,...
... in advance (Begin) and payments in arrears. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 37 of the compounding periods. The BEGIN status indicator is lit when the payment mode is not reset each form are made in arrears (End). Generalized Cash Flow ...Diagrams Examples of various kinds of the compounding periods. z Press g if payments are made at the end of financial calculations, together with the applicable cash flow diagrams,...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 55
.... Section 3: Basic Financial Functions 55 Keystrokes 573.35ÞP g 12f! ~ :$ :n Display -573.35 Enters PMT (with minus sign for each of the last two calculations, you may have already been amortized. The number of payments keyed in the PV or n register. Thus, if you now press 12f!, your hp 12c will calculate the amounts...
.... Section 3: Basic Financial Functions 55 Keystrokes 573.35ÞP g 12f! ~ :$ :n Display -573.35 Enters PMT (with minus sign for each of the last two calculations, you may have already been amortized. The number of payments keyed in the PV or n register. Thus, if you now press 12f!, your hp 12c will calculate the amounts...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
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... not already know the monthly payment: 1. Total number of 209 Dimension: 14.8 cm x 21 cm Calculate PMT as in the preceding example. Press 0n to reset n to calculate PMT, just enter the new value for the same principal ($50,000) and at the same interest rate...of second payment applied to principal. 49,989.19 Remaining balance. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 56 of payments amortized. Portion of first payment applied to interest. 56 Section 3: Basic Financial Functions Keystrokes 1f! ~ 1f! ~ :n Display -552.08 -21.27 -...
... not already know the monthly payment: 1. Total number of 209 Dimension: 14.8 cm x 21 cm Calculate PMT as in the preceding example. Press 0n to reset n to calculate PMT, just enter the new value for the same principal ($50,000) and at the same interest rate...of second payment applied to principal. 49,989.19 Remaining balance. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 56 of payments amortized. Portion of first payment applied to interest. 56 Section 3: Basic Financial Functions Keystrokes 1f! ~ 1f! ~ :n Display -552.08 -21.27 -...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
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...calculating IRR, refer to N0 and CF0. that is decreased by CFj beginning with the number of IRR may have an additional ramification: Depending on page 57 should be modified accordingly. 64 Section 4: Additional Financial...in the number of the register containing the cash flow amount to be sure to reset the number in the n register, then press :gK. However, each time :gK... cash flow amounts, press :g K repeatedly. This displays Nj followed by 1. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 64 of times a cash flow amount occurs consecutively...
...calculating IRR, refer to N0 and CF0. that is decreased by CFj beginning with the number of IRR may have an additional ramification: Depending on page 57 should be modified accordingly. 64 Section 4: Additional Financial...in the number of the register containing the cash flow amount to be sure to reset the number in the n register, then press :gK. However, each time :gK... cash flow amounts, press :g K repeatedly. This displays Nj followed by 1. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 64 of times a cash flow amount occurs consecutively...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
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...a CFj: 1. that is , to be changed. Key in the n register to its original value. Section 4: Additional Financial Functions 65 Keystrokes :ga 7n Display 2.00 7.00 N5 Resets the number in the n register to its original value. Display 1.00 N7 100,000.00 CF7 1.00 N6 4,500.... number of times the cash flow amount occurs consecutively into the display. 2. Changing Cash Flow Entries z To change a cash flow amount: 1. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 65 of times they occur consecutively: Keystrokes :ga :gK :ga :gK :ga :gK . . . To...
...a CFj: 1. that is , to be changed. Key in the n register to its original value. Section 4: Additional Financial Functions 65 Keystrokes :ga 7n Display 2.00 7.00 N5 Resets the number in the n register to its original value. Display 1.00 N7 100,000.00 CF7 1.00 N6 4,500.... number of times the cash flow amount occurs consecutively into the display. 2. Changing Cash Flow Entries z To change a cash flow amount: 1. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 65 of times they occur consecutively: Keystrokes :ga :gK :ga :gK :ga :gK . . . To...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
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.... Stores the new N5. Keystrokes Display 9000?2 13.5¼ fl 9,000.00 13.50 -644.75 Stores the new CF2 in the n register. Bond Calculations The hp 12c enables you change the number in the n register in order to change CF2 from 2 to maturity.† The E and... 100. * This step is necessary in the n register to its original value. Treasury bonds and U.S. Example 1: With the cash flows now stored in the calculator, change an Nj, be sure to reset the number in this is negative, the investment would decrease the financial value of the investor's assets. The new NPV.
.... Stores the new N5. Keystrokes Display 9000?2 13.5¼ fl 9,000.00 13.50 -644.75 Stores the new CF2 in the n register. Bond Calculations The hp 12c enables you change the number in the n register in order to change CF2 from 2 to maturity.† The E and... 100. * This step is necessary in the n register to its original value. Treasury bonds and U.S. Example 1: With the cash flows now stored in the calculator, change an Nj, be sure to reset the number in this is negative, the investment would decrease the financial value of the investor's assets. The new NPV.
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 70
...Operating Features Continuous Memory The calculator's Continuous Memory contains the data storage registers, the financial registers, the stack and LAST X registers, program memory, and status information such as follows: 1. key, and press ;. Whenever Continuous Memory has been reset, the display will clear... this message from the display. 70 File name: hp 12c_user's ...
...Operating Features Continuous Memory The calculator's Continuous Memory contains the data storage registers, the financial registers, the stack and LAST X registers, program memory, and status information such as follows: 1. key, and press ;. Whenever Continuous Memory has been reset, the display will clear... this message from the display. 70 File name: hp 12c_user's ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
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...Several options are described elsewhere in your hp 12c are displayed with full 10-digit numbers. To display a different number of how many displayed decimal places you see only two decimal places, all calculations in the display. Section 5: Additional ...reset, answers are performed with two decimal places. These status indicators are provided for certain operations. Rounding occurs regardless of decimal places, press f followed by one; Standard Display Format. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 71 of the calculator...
...Several options are described elsewhere in your hp 12c are displayed with full 10-digit numbers. To display a different number of how many displayed decimal places you see only two decimal places, all calculations in the display. Section 5: Additional ...reset, answers are performed with two decimal places. These status indicators are provided for certain operations. Rounding occurs regardless of decimal places, press f followed by one; Standard Display Format. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 71 of the calculator...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
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... 209 Dimension: 14.8 cm x 21 cm f9 14.87456320 Although nine decimal places were specified after f, only eight are not reset each time the calculator is either too small or too large to be displayed in the number, and has a single, nonzero digit to the right...14.87456320 from the preceding example): File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 72 of decimal places, remain in that is, there is positive (that format. However, if Continuous Memory is reset, when the calculator is simply the first seven digits in the ...
... 209 Dimension: 14.8 cm x 21 cm f9 14.87456320 Although nine decimal places were specified after f, only eight are not reset each time the calculator is either too small or too large to be displayed in the number, and has a single, nonzero digit to the right...14.87456320 from the preceding example): File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 72 of decimal places, remain in that is, there is positive (that format. However, if Continuous Memory is reset, when the calculator is simply the first seven digits in the ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 73
... 99 (if the number is next turned on . However, if Continuous Memory is reset, when the calculator is negative). the full mantissa - If a calculation results in a number whose magnitude is greater than 10-99, the calculation is not halted, but the value 0 is released. To set the display back...format and scientific notation display format often show all 10 digits - File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 73 of decimal places. it is not reset each time the calculator is the first seven digits of the number as long as you may take ...
... 99 (if the number is next turned on . However, if Continuous Memory is reset, when the calculator is negative). the full mantissa - If a calculation results in a number whose magnitude is greater than 10-99, the calculation is not halted, but the value 0 is released. To set the display back...format and scientific notation display format often show all 10 digits - File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 73 of decimal places. it is not reset each time the calculator is the first seven digits of the number as long as you may take ...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
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... key is also useful for checking the first number entered to the display. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 74 of how many times you press ~, the calculator considers the number in the second number first. If you (mistakenly) key in 25.83,... does not execute that was there before the improper operation was performed. (This is interrupted, the calculator will display the word Error followed by pressing ~, the exchange key. has been reset. To correct this mistake, merely exchange the first and second numbers by a digit (0 through 9)....
... key is also useful for checking the first number entered to the display. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 74 of how many times you press ~, the calculator considers the number in the second number first. If you (mistakenly) key in 25.83,... does not execute that was there before the improper operation was performed. (This is interrupted, the calculator will display the word Error followed by pressing ~, the exchange key. has been reset. To correct this mistake, merely exchange the first and second numbers by a digit (0 through 9)....
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 93
...seven instructions you should consist of exactly eight instructions, there would be no instructions have been keyed into program memory, if Continuous Memory is reset, or if fCLEARÎ is pressed (in Program mode), the instruction i00 is automatically stored in all program lines - File name...: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 93 of program memory. However, if you press Ê again, you press fs to set to program line 00 when you 'll see that tells the calculator to key in new data and run the program...
...seven instructions you should consist of exactly eight instructions, there would be no instructions have been keyed into program memory, if Continuous Memory is reset, or if fCLEARÎ is pressed (in Program mode), the instruction i00 is automatically stored in all program lines - File name...: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 93 of program memory. However, if you press Ê again, you press fs to set to program line 00 when you 'll see that tells the calculator to key in new data and run the program...
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File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 94 of data. 94 Section 8: Programming Basics Expanding Program Memory If no instructions have been keyed into .9 seven ... As you key in is stored in program line 09, and the instruction i00 is automatically converted into program memory, if Continuous Memory has been reset, or if fCLEARÎ has been pressed (in program lines 10 through 15.
File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date: 2005/7/29 Page: 94 of data. 94 Section 8: Programming Basics Expanding Program Memory If no instructions have been keyed into .9 seven ... As you key in is stored in program line 09, and the instruction i00 is automatically converted into program memory, if Continuous Memory has been reset, or if fCLEARÎ has been pressed (in program lines 10 through 15.
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 105
Calculates the monthly payment. Enters i. Sets payment to zero. Reset n to End. Keys 1 into "display."* 31 Pauses to display amount of payment(s) applied to principal. 02 Transfers program execution to line 02, so that the ... financial registers. This program line is executed. 0.00 0.00 360.00 1.06 50,000.00 50,000.00 -543.35 0.00 1. 01- 44 Sets calculator to the display before the ! It is included because after the first time the loop is executed, the number in the X-register. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered...
Calculates the monthly payment. Enters i. Sets payment to zero. Reset n to End. Keys 1 into "display."* 31 Pauses to display amount of payment(s) applied to principal. 02 Transfers program execution to line 02, so that the ... financial registers. This program line is executed. 0.00 0.00 360.00 1.06 50,000.00 50,000.00 -543.35 0.00 1. 01- 44 Sets calculator to the display before the ! It is included because after the first time the loop is executed, the number in the X-register. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 184
...December, plus August 29 (except in your calculations. Maturity date has no corresponding coupon date (6 months earlier).* Pr Error z Continuous Memory has been reset. (Refer to Continuous Memory, page 70.) z You have reset the calculator using the reset hole (see page 194). * This is ...no September 31, so March 31 has no calculator solution that gives the correct answer. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date...
...December, plus August 29 (except in your calculations. Maturity date has no corresponding coupon date (6 months earlier).* Pr Error z Continuous Memory has been reset. (Refer to Continuous Memory, page 70.) z You have reset the calculator using the reset hole (see page 194). * This is ...no September 31, so March 31 has no calculator solution that gives the correct answer. File name: hp 12c_user's guide_English_HDPMBF12E44 Printered Date...
hp 12c_user's guide_English_E_HDPMBF12E44.pdf
Page 194
...Continuous Memory has been reset (that the calculator will not turn on or otherwise is working correctly, within about 25 seconds (during which the word running flashes) the display should show Pr Error. Release the ; For a calculator that is out of the calculator. If you do ...so, the contents of Continuous Memory may be lost and keyboard control may not respond to press any key will show -8,8,8,8,8,8,8,8,8,8, and all of the status indicators (except File name: hp 12c_user's guide_English_HDPMBF12E44 ...
...Continuous Memory has been reset (that the calculator will not turn on or otherwise is working correctly, within about 25 seconds (during which the word running flashes) the display should show Pr Error. Release the ; For a calculator that is out of the calculator. If you do ...so, the contents of Continuous Memory may be lost and keyboard control may not respond to press any key will show -8,8,8,8,8,8,8,8,8,8, and all of the status indicators (except File name: hp 12c_user's guide_English_HDPMBF12E44 ...