User Guide
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Notice REGISTER YOUR PRODUCT AT: www.register.hp.com THIS MANUAL AND ANY EXAMPLES CONTAINED HEREIN ARE PROVIDED "AS IS" AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. HEWLETT-PACKARD CO. SHALL NOT BE ... AND FITNESS FOR A PARTICULAR PURPOSE. Hewlett-Packard Company 4995 Murphy Canyon Rd, Suite 301 San Diego, CA 92123 Printing History Edition 4 March 2005 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 2 of Hewlett-Packard Company, except as allowed under the copyright laws.
Notice REGISTER YOUR PRODUCT AT: www.register.hp.com THIS MANUAL AND ANY EXAMPLES CONTAINED HEREIN ARE PROVIDED "AS IS" AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. HEWLETT-PACKARD CO. SHALL NOT BE ... AND FITNESS FOR A PARTICULAR PURPOSE. Hewlett-Packard Company 4995 Murphy Canyon Rd, Suite 301 San Diego, CA 92123 Printing History Edition 4 March 2005 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 2 of Hewlett-Packard Company, except as allowed under the copyright laws.
User Guide
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...tells you how to use the statistics, mathematics, and number-alteration functions. z Section 5 tells you that your hp 12c platinum Programmable Financial Calculator. Following this handbook is organized basically into three parts: z Part I (sections 1 through 7) describes how to use the various... use the powerful programming capabilities of this introduction is a brief section called Making Financial Calculations Easy-which shows you about Getting Started. Introduction About This Handbook This hp 12c platinum user's guide is intended to help you how to use the percentage and calendar...
...tells you how to use the statistics, mathematics, and number-alteration functions. z Section 5 tells you that your hp 12c platinum Programmable Financial Calculator. Following this handbook is organized basically into three parts: z Part I (sections 1 through 7) describes how to use the various... use the powerful programming capabilities of this introduction is a brief section called Making Financial Calculations Easy-which shows you about Getting Started. Introduction About This Handbook This hp 12c platinum user's guide is intended to help you how to use the percentage and calendar...
User Guide
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... Tony Hutchins, Wellington, NZ Jordi Hidalgo, Barcelona, Spain File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 4 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm Financial Calculations in the United Kingdom The calculations for most financial problems in the optional hp 12c platinum Solutions Handbook. For More Solutions to Financial Problems In addition to the specialized solutions found in the...
... Tony Hutchins, Wellington, NZ Jordi Hidalgo, Barcelona, Spain File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 4 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm Financial Calculations in the United Kingdom The calculations for most financial problems in the optional hp 12c platinum Solutions Handbook. For More Solutions to Financial Problems In addition to the specialized solutions found in the...
User Guide
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Contents Introduction 3 About This Handbook 3 Financial Calculations in the United Kingdom 4 For More Solutions to Financial Problems 4 Part I: Problem Solving 15 Section 1: Getting Started 16 Power On and Off 16 Low-Power Indication 16 Adjusting the Display Contrast 16 The Keyboard ... 32 Net Amount in RPN Mode 33 Net Amount in ALG Mode 33 Percent Difference 34 Percent of Total in RPN Mode 35 5 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 5 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm
Contents Introduction 3 About This Handbook 3 Financial Calculations in the United Kingdom 4 For More Solutions to Financial Problems 4 Part I: Problem Solving 15 Section 1: Getting Started 16 Power On and Off 16 Low-Power Indication 16 Adjusting the Display Contrast 16 The Keyboard ... 32 Net Amount in RPN Mode 33 Net Amount in ALG Mode 33 Percent Difference 34 Percent of Total in RPN Mode 35 5 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 5 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm
User Guide
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... Dates 40 Section 3: Basic Financial Functions 41 The Financial Registers 41 Storing Numbers into the Financial Registers 41 Displaying Numbers in the Financial Registers 41 Clearing the Financial Registers 42 Simple Interest Calculations 42 Financial Calculations and the Cash Flow Diagram ...Flow Entries 79 Changing Cash Flow Entries 80 Bond Calculations 82 Bond Price 82 Bond Yield 83 Depreciation Calculations 84 Section 5: Additional Operating Features 86 Continuous Memory 86 The Display 87 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 6 of 275 Printed Date...
... Dates 40 Section 3: Basic Financial Functions 41 The Financial Registers 41 Storing Numbers into the Financial Registers 41 Displaying Numbers in the Financial Registers 41 Clearing the Financial Registers 42 Simple Interest Calculations 42 Financial Calculations and the Cash Flow Diagram ...Flow Entries 79 Changing Cash Flow Entries 80 Bond Calculations 82 Bond Price 82 Bond Yield 83 Depreciation Calculations 84 Section 5: Additional Operating Features 86 Continuous Memory 86 The Display 87 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 6 of 275 Printed Date...
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... Scientific Notation Display Format 88 Special Displays 90 The Key in RPN Mode 90 The Key in RPN Mode 91 Arithmetic Calculations With Constants 91 Recovering From Errors in Digit Entry 92 Section 6: Statistics Functions 93 Accumulating Statistics 93 Correcting Accumulated Statistics ... in Program Lines 108 Displaying Program Lines 109 The 000 Instruction and Program Line 000 112 Expanding Program Memory 112 Setting the Calculator to a Particular Program Line 114 Executing a Program One Line at a Time 114 Interrupting Program Execution 117 Pausing During Program ...
... Scientific Notation Display Format 88 Special Displays 90 The Key in RPN Mode 90 The Key in RPN Mode 91 Arithmetic Calculations With Constants 91 Recovering From Errors in Digit Entry 92 Section 6: Statistics Functions 93 Accumulating Statistics 93 Correcting Accumulated Statistics ... in Program Lines 108 Displaying Program Lines 109 The 000 Instruction and Program Line 000 112 Expanding Program Memory 112 Setting the Calculator to a Particular Program Line 114 Executing a Program One Line at a Time 114 Interrupting Program Execution 117 Pausing During Program ...
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... Solving for Payment 202 Solving for Yield 206 Advance Payments With Residual 209 Solving for Payment 209 Solving for Yield 212 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 8 of -the-Years-Digits Depreciation 180 Full- 8 Contents Looping 126 Conditional Branching 129 Section 10: Program...149 Storing Another Program 149 Running Another Program 153 Part III: Solutions 155 Section 12: Real Estate and Lending 156 Annual Percentage Rate Calculations With Fees 156 Price of a Mortgage Traded at a Discount or Premium 159 Yield of a Mortgage Traded at a Discount or Premium...
... Solving for Payment 202 Solving for Yield 206 Advance Payments With Residual 209 Solving for Payment 209 Solving for Yield 212 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 8 of -the-Years-Digits Depreciation 180 Full- 8 Contents Looping 126 Conditional Branching 129 Section 10: Program...149 Storing Another Program 149 Running Another Program 153 Part III: Solutions 155 Section 12: Real Estate and Lending 156 Annual Percentage Rate Calculations With Fees 156 Price of a Mortgage Traded at a Discount or Premium 159 Yield of a Mortgage Traded at a Discount or Premium...
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...Percentage Functions 232 Calendar and Financial Functions 233 The LAST X Register and the Key 234 Chain Calculations in RPN Mode 234 Arithmetic Calculations with Constants 235 Appendix B: Algebraic Mode (ALG 237 Simple Arithmetic Calculations in ALG Mode 237 ...239 Parentheses Calculations 240 Percentage Functions 241 Percent Difference 241 Percent of Total 242 The Power Function 242 Appendix C: More About L 243 Appendix D: Error Conditions 245 Error 0: Mathematics 245 Error 1: Storage Register Overflow 246 File name: hp 12c pt_user's guide_English_HDPMF123E27...
...Percentage Functions 232 Calendar and Financial Functions 233 The LAST X Register and the Key 234 Chain Calculations in RPN Mode 234 Arithmetic Calculations with Constants 235 Appendix B: Algebraic Mode (ALG 237 Simple Arithmetic Calculations in ALG Mode 237 ...239 Parentheses Calculations 240 Percentage Functions 241 Percent Difference 241 Percent of Total 242 The Power Function 242 Appendix C: More About L 243 Appendix D: Error Conditions 245 Error 0: Mathematics 245 Error 1: Storage Register Overflow 246 File name: hp 12c pt_user's guide_English_HDPMF123E27...
User Guide
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... Linear Estimation 257 Standard Deviation 257 Factorial 257 The Rent or Buy Decision 258 Appendix F: Battery, Warranty, and Service Information 259 Battery 259 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 10 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm
... Linear Estimation 257 Standard Deviation 257 Factorial 257 The Rent or Buy Decision 258 Appendix F: Battery, Warranty, and Service Information 259 Battery 259 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 10 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm
User Guide
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... Equipment by Users in Private Household in the European Union 266 Appendix G: United Kingdom Calculations 267 Mortgages 267 Annual Percentage Rate (APR) Calculations 268 Bond Calculations 268 Function Key Index 269 Programming Key Index 272 Subject Index 274 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 11 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21...
... Equipment by Users in Private Household in the European Union 266 Appendix G: United Kingdom Calculations 267 Mortgages 267 Annual Percentage Rate (APR) Calculations 268 Bond Calculations 268 Function Key Index 269 Programming Key Index 272 Subject Index 274 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 11 of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21...
User Guide
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... = 48 periods. key. While working through this particular example: z n is 4 years × 12 periods per period. In this handbook, let's take a look at how easy financial calculations can finance your hp 12c platinum. Then, press the keys shown in the Keystrokes column below , don't be with Section 1. the present value when the...
... = 48 periods. key. While working through this particular example: z n is 4 years × 12 periods per period. In this handbook, let's take a look at how easy financial calculations can finance your hp 12c platinum. Then, press the keys shown in the Keystrokes column below , don't be with Section 1. the present value when the...
User Guide
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...in the display. Keystrokes Display fCLEARG -21,396.61 Clears previous financial data inside the calculator and sets display to Appendix F. Making Financial Calculations Easy 13 Note: A battery symbol ( ) shown in the ...upper-left corner of the display when the calculator is on signifies that pays 5.35%, compounded annually. The calendar functions and nearly all of compounding periods. 6gC 0.50 Calculates and stores the periodic interest rate. 500P 500.00 Stores periodic payment amount. File name: hp 12c...
...in the display. Keystrokes Display fCLEARG -21,396.61 Clears previous financial data inside the calculator and sets display to Appendix F. Making Financial Calculations Easy 13 Note: A battery symbol ( ) shown in the ...upper-left corner of the display when the calculator is on signifies that pays 5.35%, compounded annually. The calendar functions and nearly all of compounding periods. 6gC 0.50 Calculates and stores the periodic interest rate. 500P 500.00 Stores periodic payment amount. File name: hp 12c...
User Guide
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... that can afford to accumulate the required amount? An additional amount must be required in order to clear the previous financial data inside the calculator. What is only a small sampling of the many financial calculations that currently offers an account with your hp 12c platinum. What payment amount would be set aside to End. In this powerful...
... that can afford to accumulate the required amount? An additional amount must be required in order to clear the previous financial data inside the calculator. What is only a small sampling of the many financial calculations that currently offers an account with your hp 12c platinum. What payment amount would be set aside to End. In this powerful...
User Guide
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... ; The alternate function(s) of the display when the calculator is nearly exhausted. z To specify the alternate function printed in blue on lighting, your hp 12c platinum, press the ; key*. If not manually turned off, the calculator will turn off . These alternate functions are indicated by... refer to help prevent its being pressed inadvertently. 16 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 16 of a key, press the key alone. z To specify the primary function printed on the hp 12c platinum perform two or even three functions. Section 1 Getting Started Power On...
... ; The alternate function(s) of the display when the calculator is nearly exhausted. z To specify the alternate function printed in blue on lighting, your hp 12c platinum, press the ; key*. If not manually turned off, the calculator will turn off . These alternate functions are indicated by... refer to help prevent its being pressed inadvertently. 16 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 16 of a key, press the key alone. z To specify the primary function printed on the hp 12c platinum perform two or even three functions. Section 1 Getting Started Power On...
User Guide
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...digits is a comma. When the display shows a negative number - pressing Þ removes the minus sign from the factory - File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 17 of the decimal point is first turned on the corresponding status indicator - in sequence, just as if you were ... gold under the bracket labeled " CLEAR" appear throughout this handbook, references to use the original digit separators in the display. When the calculator is automatically separated in the display. If you wish, you can cancel it appears to display the mantissa (all 10 digits) of ...
...digits is a comma. When the display shows a negative number - pressing Þ removes the minus sign from the factory - File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 17 of the decimal point is first turned on the corresponding status indicator - in sequence, just as if you were ... gold under the bracket labeled " CLEAR" appear throughout this handbook, references to use the original digit separators in the display. When the calculator is automatically separated in the display. If you wish, you can cancel it appears to display the mantissa (all 10 digits) of ...
User Guide
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...its left , giving a mantissa of 1.7814 and an exponent of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 18 of 12: Keystrokes Display 1.7814Æ12 1.7814 12 1,781,400,000,000 entered in scientific notation. 18 Section ...called the "exponent" of decimal places you entered. gÚ clears the most recent digit entered. 5+ gÚ 128.63 0.00 Clears the calculator line. Backspacing While you are entering a number, pressing gÚ deletes the last character you moved the decimal point is only one ), the ...
...its left , giving a mantissa of 1.7814 and an exponent of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 18 of 12: Keystrokes Display 1.7814Æ12 1.7814 12 1,781,400,000,000 entered in scientific notation. 18 Section ...called the "exponent" of decimal places you entered. gÚ clears the most recent digit entered. 5+ gÚ 128.63 0.00 Clears the calculator line. Backspacing While you are entering a number, pressing gÚ deletes the last character you moved the decimal point is only one ), the ...
User Guide
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... is a good idea to correct an erroneous entry by pressing OO. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 19 of O will clear any pending expressions. fCLEARH Data storage registers, financial registers, stack and LAST X registers, and display. Clearing program memory replaces the instructions...} is another way to ensure that there are no pending operations before beginning a new calculation, since the } key will ensure that there are several clearing operations on the hp 12c platinum, as well. The CLEAR Keys Clearing a register or the display replaces the number in...
... is a good idea to correct an erroneous entry by pressing OO. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 19 of O will clear any pending expressions. fCLEARH Data storage registers, financial registers, stack and LAST X registers, and display. Clearing program memory replaces the instructions...} is another way to ensure that there are no pending operations before beginning a new calculation, since the } key will ensure that there are several clearing operations on the hp 12c platinum, as well. The CLEAR Keys Clearing a register or the display replaces the number in...
User Guide
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... addition, subtraction, multiplication, and division in both modes. When the Undo indicator is lit. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 20 of calculations are stored automatically, hence you do not have to press OO before doing the calculation. In RPN mode, you enter the first number, press +, enter the second number, and finally...
... addition, subtraction, multiplication, and division in both modes. When the Undo indicator is lit. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 20 of calculations are stored automatically, hence you do not have to press OO before doing the calculation. In RPN mode, you enter the first number, press +, enter the second number, and finally...
User Guide
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... the first. 2 2. Pressing \ tells the calculator that after keying in RPN Mode In RPN mode, any simple arithmetic calculation involves two numbers and an operation - and prefix keys - To do such a calculation on your hp 12c platinum, you have completed entering the number: it terminates... digit entry. In summary, to calculate 13 ÷ 2, proceed as follows: ...
... the first. 2 2. Pressing \ tells the calculator that after keying in RPN Mode In RPN mode, any simple arithmetic calculation involves two numbers and an operation - and prefix keys - To do such a calculation on your hp 12c platinum, you have completed entering the number: it terminates... digit entry. In summary, to calculate 13 ÷ 2, proceed as follows: ...
User Guide
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... pending operations. 77.35- 77.35 90.89} -13.54 } completes the calculation. 65gr§12} 96.75 New calculation: 65 ×12 z3.5} 27.64 Calculates 96.75 ÷ 3.5 You can also do such a calculation on your hp 12c platinum, you tell the calculator the first number, then the operation to add the second. 23.8 } 23.8 44...
... pending operations. 77.35- 77.35 90.89} -13.54 } completes the calculation. 65gr§12} 96.75 New calculation: 65 ×12 z3.5} 27.64 Calculates 96.75 ÷ 3.5 You can also do such a calculation on your hp 12c platinum, you tell the calculator the first number, then the operation to add the second. 23.8 } 23.8 44...