User Guide
Page 3
... name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 3 of this handbook and working through 16) gives you how to use the simple interest, compound interest, and amortization functions. Introduction About This Handbook This hp 12c platinum user's guide is a brief section called Making Financial Calculations Easy-which shows you that your hp 12c platinum does just that! z Section 2 tells you step-by -step, you can be done manually, while others involve running a program. z Part III...
... name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 3 of this handbook and working through 16) gives you how to use the simple interest, compound interest, and amortization functions. Introduction About This Handbook This hp 12c platinum user's guide is a brief section called Making Financial Calculations Easy-which shows you that your hp 12c platinum does just that! z Section 2 tells you step-by -step, you can be done manually, while others involve running a program. z Part III...
User Guide
Page 14
... Stores payment amount. Calculates and stores the number of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm Monthly payment required. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 14 of compounding periods. What is the minimum interest rate that currently offers an account with your hp 12c platinum. Annual interest rate. To begin learning about half the required amount. 14 Making Financial Calculations Easy Keystrokes M Display 10...
... Stores payment amount. Calculates and stores the number of 275 Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm Monthly payment required. File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 14 of compounding periods. What is the minimum interest rate that currently offers an account with your hp 12c platinum. Annual interest rate. To begin learning about half the required amount. 14 Making Financial Calculations Easy Keystrokes M Display 10...
User Guide
Page 19
... ALG mode, it is that might interfere with the solution of a new problem. The reason this key is pressed twice is a good idea to begin calculations by keying in it the first time clears the display and X-register only, allowing you to ensure that there are several clearing operations on the hp 12c platinum, as well. The CLEAR Keys Clearing a register or the display replaces the number in a correct number. There...
... ALG mode, it is that might interfere with the solution of a new problem. The reason this key is pressed twice is a good idea to begin calculations by keying in it the first time clears the display and X-register only, allowing you to ensure that there are several clearing operations on the hp 12c platinum, as well. The CLEAR Keys Clearing a register or the display replaces the number in a correct number. There...
User Guide
Page 21
... second number from the first. 3. After keying in the order they would appear if the calculation were written down on your hp 12c platinum, you have completed entering the number: it terminates digit entry. Press +,-,§, or z to show two decimal places of every number that you had completed entering the number, and so displayed only the digits you pressed \, two zeroes appeared following the decimal point. z 6.50 Pressing the operation key calculates...
... second number from the first. 3. After keying in the order they would appear if the calculation were written down on your hp 12c platinum, you have completed entering the number: it terminates digit entry. Press +,-,§, or z to show two decimal places of every number that you had completed entering the number, and so displayed only the digits you pressed \, two zeroes appeared following the decimal point. z 6.50 Pressing the operation key calculates...
User Guide
Page 22
... mode) Display OO 0.00 Clears any simple arithmetic calculation involves two numbers and an operation - addition, subtraction, multiplication, or division. To do such a calculation on your hp 12c platinum, you enter them. The answer is calculated when the equals key (}) is no need to press OO before starting a new calculation - 22 Section 1: Getting Started Simple Arithmetic Calculations in ALG Mode In ALG mode, any pending operations. 21.1+ 21.10 Keys in the order you...
... mode) Display OO 0.00 Clears any simple arithmetic calculation involves two numbers and an operation - addition, subtraction, multiplication, or division. To do such a calculation on your hp 12c platinum, you enter them. The answer is calculated when the equals key (}) is no need to press OO before starting a new calculation - 22 Section 1: Getting Started Simple Arithmetic Calculations in ALG Mode In ALG mode, any pending operations. 21.1+ 21.10 Keys in the order you...
User Guide
Page 25
... on paper, and then calculates with them at just the right time, if you're interested you can read all about it more efficiently and confidently, yielding a better return on the investment in the display. Section 1: Getting Started 25 Your hp 12c platinum calculates the answer in just the same way in RPN mode: Keystrokes (RPN mode) Display 3\4§ 12.00 Step 1: Multiply the numbers in...
... on paper, and then calculates with them at just the right time, if you're interested you can read all about it more efficiently and confidently, yielding a better return on the investment in the display. Section 1: Getting Started 25 Your hp 12c platinum calculates the answer in just the same way in RPN mode: Keystrokes (RPN mode) Display 3\4§ 12.00 Step 1: Multiply the numbers in...
User Guide
Page 40
... you normally express dates in leap years), if any. In addition, the hp 12c platinum also calculates the number of days between two given dates: 1. This answer is the actual number of days between the two dates, including leap days (the extra days occurring in the month-day-year format. Key in the earlier date and separates it , press ~. 40 Section 2: Percentage and Calendar Functions Number...
... you normally express dates in leap years), if any. In addition, the hp 12c platinum also calculates the number of days between two given dates: 1. This answer is the actual number of days between the two dates, including leap days (the extra days occurring in the month-day-year format. Key in the earlier date and separates it , press ~. 40 Section 2: Percentage and Calendar Functions Number...
User Guide
Page 42
Before beginning a new financial calculation, it in the display. Key in several of the financial registers. If you may want to repeat a calculation after changing a number in the other financial registers remain unchanged. 42 Section 3: Basic Financial Functions Clearing the Financial Registers Every financial function uses numbers stored in or calculate the number of days, then press n. 2. Simple Interest Calculations The hp 12c platinum simultaneously calculates simple interest on which then contains the present value of the principal and...
Before beginning a new financial calculation, it in the display. Key in several of the financial registers. If you may want to repeat a calculation after changing a number in the other financial registers remain unchanged. 42 Section 3: Basic Financial Functions Clearing the Financial Registers Every financial function uses numbers stored in or calculate the number of days, then press n. 2. Simple Interest Calculations The hp 12c platinum simultaneously calculates simple interest on which then contains the present value of the principal and...
User Guide
Page 49
... n to set the payment mode. 5. The same is , the interest rate per quarter - they also automatically store the result in compound interest problems, the interest rate entered into the display, then press gC. Section 3: Basic Financial Functions 49 Compound Interest Calculations Specifying the Number of Compounding Periods and the Periodic Interest Rate Interest rates are usually quoted at least two of the following values: z Present value, using M. However...
... n to set the payment mode. 5. The same is , the interest rate per quarter - they also automatically store the result in compound interest problems, the interest rate entered into the display, then press gC. Section 3: Basic Financial Functions 49 Compound Interest Calculations Specifying the Number of Compounding Periods and the Periodic Interest Rate Interest rates are usually quoted at least two of the following values: z Present value, using M. However...
User Guide
Page 84
84 Section 4: Additional Financial Functions Depreciation Calculations The hp 12c platinum enables you to be entered as a percentage), using $. 2. Its salvage value is estimated at double the straight-line rate (200 percent declining-balance). Keystrokes Display 10000$ 500M 5n 200¼ 1f# ~ 2f# 10,000.00 500.00 5.00 200.00 4,000.00 5,500.00 2,400.00 Enters original cost. File name: hp 12c pt_user's guide_English_HDPMF123E27...
84 Section 4: Additional Financial Functions Depreciation Calculations The hp 12c platinum enables you to be entered as a percentage), using $. 2. Its salvage value is estimated at double the straight-line rate (200 percent declining-balance). Keystrokes Display 10000$ 500M 5n 200¼ 1f# ~ 2f# 10,000.00 500.00 5.00 200.00 4,000.00 5,500.00 2,400.00 Enters original cost. File name: hp 12c pt_user's guide_English_HDPMF123E27...
User Guide
Page 86
...: 1. You can change the batteries without losing your data and programs. Continuous Memory may be reset if the calculator is dropped or otherwise traumatized, or if power is set to RPN mode. Whenever Continuous Memory has been reset, the display will clear this message from the display. 86 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 86 of eight program lines, each containing the instruction g(000. z Date format is set to the standard format with two decimal places.
...: 1. You can change the batteries without losing your data and programs. Continuous Memory may be reset if the calculator is dropped or otherwise traumatized, or if power is set to RPN mode. Whenever Continuous Memory has been reset, the display will clear this message from the display. 86 File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 86 of eight program lines, each containing the instruction g(000. z Date format is set to the standard format with two decimal places.
User Guide
Page 96
... name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 96 of hours worked. 96 Section 6: Statistics Functions Standard Deviation Pressing gv calculates the standard deviation of the x-values (sx) and of the y-values (sy). (The standard deviation of a set of data is pressed; Then we have assumed that if you sum the mean .) The standard deviation of the x-values appears in the hp 12c platinum for calculating sx and sy give best estimates of the population standard deviation based on page...
... name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 96 of hours worked. 96 Section 6: Statistics Functions Standard Deviation Pressing gv calculates the standard deviation of the x-values (sx) and of the y-values (sy). (The standard deviation of a set of data is pressed; Then we have assumed that if you sum the mean .) The standard deviation of the x-values appears in the hp 12c platinum for calculating sx and sy give best estimates of the population standard deviation based on page...
User Guide
Page 114
... program line - The decimal point is not necessary if the calculator is not in Run mode, pressing gi followed by three digit keys sets the calculator to the program line specified by the digit keys. To help you verify that line number and the keycode of the instruction stored there, just as follows: Keystrokes Display gi.000 000, Program line 000 Executing a Program One Line at a time, using Ç as described earlier) enables you can set the calculator directly...
... program line - The decimal point is not necessary if the calculator is not in Run mode, pressing gi followed by three digit keys sets the calculator to the program line specified by the digit keys. To help you verify that line number and the keycode of the instruction stored there, just as follows: Keystrokes Display gi.000 000, Program line 000 Executing a Program One Line at a time, using Ç as described earlier) enables you can set the calculator directly...
User Guide
Page 139
... instruction to be changed . 3. to insert new instructions such as follows: Keystrokes (RPN mode) Display fs Sets calculator to Program mode. to set the calculator to Program mode. 2. gi.004 004,43, 33,007 Sets calculator to program line preceding that is to be replaced; it is called program editing. Rather than clearing program memory and keying in the modified program, you can modify the program already stored in line 005 as ? Changing the Instruction in a Program Line To change the instruction in the calculator. Use...
... instruction to be changed . 3. to insert new instructions such as follows: Keystrokes (RPN mode) Display fs Sets calculator to Program mode. to set the calculator to Program mode. 2. gi.004 004,43, 33,007 Sets calculator to program line preceding that is to be replaced; it is called program editing. Rather than clearing program memory and keying in the modified program, you can modify the program already stored in line 005 as ? Changing the Instruction in a Program Line To change the instruction in the calculator. Use...
User Guide
Page 142
... under Adding Instructions by Replacement 1. Since keying in these instructions may be executed after 20% tax is not so simple as described above; This sets the calculator to use the method described below under Adding Instructions by replacement; Press gi. 142 Section 10: Program Editing Keystrokes (ALG mode) 15000t Display 12,000.00 Net income after the new instruction(s) and the last line you keyed into program memory. the contents of 275 Printed Date...
... under Adding Instructions by Replacement 1. Since keying in these instructions may be executed after 20% tax is not so simple as described above; This sets the calculator to use the method described below under Adding Instructions by replacement; Press gi. 142 Section 10: Program Editing Keystrokes (ALG mode) 15000t Display 12,000.00 Net income after the new instruction(s) and the last line you keyed into program memory. the contents of 275 Printed Date...
User Guide
Page 143
... Sets calculator to Program mode. 36 Sets calculator to last line keyed into program memory for original program. 31 Keys new instruction into program memory. Note: If program memory includes branches to change the line number(s) specified in a Program Line - Section 10: Program Editing 143 4. The program should be executed, which contains the b instruction. 009, 31 Keys in new instruction. 010, 30 Keys in original instruction, which the first new instruction is being added, remember to program lines following that the program will display the amount of 275 Printed Date...
... Sets calculator to Program mode. 36 Sets calculator to last line keyed into program memory for original program. 31 Keys new instruction into program memory. Note: If program memory includes branches to change the line number(s) specified in a Program Line - Section 10: Program Editing 143 4. The program should be executed, which contains the b instruction. 009, 31 Keys in new instruction. 010, 30 Keys in original instruction, which the first new instruction is being added, remember to program lines following that the program will display the amount of 275 Printed Date...
User Guide
Page 149
... step 3. This automatically converts a data storage register into seven additional lines of program memory (if there was not already a i000 instruction remaining at the end of the program. 6. If the program ends with step 4. 3. Section 11 Multiple Programs You can run programs after the first one stored in program memory by setting the calculator to the first line of the program using i before pressing t. Press gi000. Press fs to set the calculator to Program mode...
... step 3. This automatically converts a data storage register into seven additional lines of program memory (if there was not already a i000 instruction remaining at the end of the program. 6. If the program ends with step 4. 3. Section 11 Multiple Programs You can run programs after the first one stored in program memory by setting the calculator to the first line of the program using i before pressing t. Press gi000. Press fs to set the calculator to Program mode...
User Guide
Page 263
... programming instructions due to incidental use. 5. Some countries, states or provinces do not allow limitations on the duration of purchase, for the product, or (e) improper site preparation or maintenance. 6. If HP receives notice of such defects during the warranty period, HP will be uninterrupted or error free. Appendix F: Battery, Warranty, and Service Information 263 Warranty hp 12c platinum Financial Calculator; Warranty period: 12 months 1. HP...
... programming instructions due to incidental use. 5. Some countries, states or provinces do not allow limitations on the duration of purchase, for the product, or (e) improper site preparation or maintenance. 6. If HP receives notice of such defects during the warranty period, HP will be uninterrupted or error free. Appendix F: Battery, Warranty, and Service Information 263 Warranty hp 12c platinum Financial Calculator; Warranty period: 12 months 1. HP...
User Guide
Page 270
... Function Key Index Financial CLEAR G Clears contents of financial registers (page 42). × Sets payment mode to Begin for compound interest calculations involving payments (page 46). Â Sets payment mode to 1. Used for all cash flows except the initial cash flow in the n-register (page 49). ¼ Stores or computes interest rate per compounding period (page 41). A Multiplies a number in displayed X-register by 12 and stores the resulting value in...
... Function Key Index Financial CLEAR G Clears contents of financial registers (page 42). × Sets payment mode to Begin for compound interest calculations involving payments (page 46). Â Sets payment mode to 1. Used for all cash flows except the initial cash flow in the n-register (page 49). ¼ Stores or computes interest rate per compounding period (page 41). A Multiplies a number in displayed X-register by 12 and stores the resulting value in...
User Guide
Page 271
...). Number Alteration B Rounds mantissa of 10-digit number in X-register to power of number in the X-register (page 100). File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 271 of (x, y) Raises e (approximately data pairs (page 97). 2.718281828) to estimate a y-value for a given x-value. Also computes strength of linear relationship (r) ¡ Computes square of the number displayed in X-register (page 102). Function Key Index 271 Ö Computes mean Modes (average) of x-values and y-values using accumulated statistics ] sets calculator to RPN mode...
...). Number Alteration B Rounds mantissa of 10-digit number in X-register to power of number in the X-register (page 100). File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 271 of (x, y) Raises e (approximately data pairs (page 97). 2.718281828) to estimate a y-value for a given x-value. Also computes strength of linear relationship (r) ¡ Computes square of the number displayed in X-register (page 102). Function Key Index 271 Ö Computes mean Modes (average) of x-values and y-values using accumulated statistics ] sets calculator to RPN mode...