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HP 20b Calculator Quick Start Guide


Page 1
HP 20b Business Consultant Financial Calculator Quick Start Guide For free training, visit www.hp.com/go/calctraining HP part number: F2219-90001 First edition: January 2008
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HP 20b Calculator Quick Start Guide


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Contents Legal Notices 2 HP 20b Business Consultant 4 1 Basic Features 6 2 Mathematical Calculations 20 3 Statistical Operations 34 4 Time Value of Money 40 5 Cash Flows 50 6 Business Problems 62 7 Bonds 68 8 Depreciation 74 9 Break-even 81 10 Warranty, Regulatory, and Contact Information 84 3
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HP 20b Calculator Quick Start Guide


Page 5
Feature Chapter(s) 16 Annunciator 1 display area 15 Amortization and 4,8 Depreciation menus 14 % key and 2,6 Percent Calculation menu 13 Store and Recall 1 12 Break-even menu 9 11 Backspace key 1 and Reset menu 10 Math Menu 2 9 Mathematical 2 functions (rows) 5 Feature Chapter(s) 1 Time Value of 4 Money keys 2 Cash Flows, IRR, 5 and NPV menus 3 Data and Statistics 3 menus 4 Input 1 5 Memory 1 6 Up/Insert and 1 Down/Delete keys 7 Shift key 1 8 On/Off 1 No. HP 20b Business Consultant Keyboard Map Legend No.
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HP 20b Calculator Quick Start Guide


Page 8
... this manual, this line is referred to as the top line. To access the Mode menu, press :u. Table 1-1 below lists the items in the Mode menu. 8 When no operations have entered, or results. Basic Features The top line of the screen displays operation status, operator symbols, annunciators, and abbreviations of the screen displays 0. The Mode Menu: Setting Preferences The Mode menu allows you have been entered and no operations are on the top line. Throughout this manual, this line is...
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HP 20b Calculator Quick Start Guide


Page 19
.../write menu items, such as the Degree/Radian option in the Mode menu, the items of the Reset menu, and the items of the Percent Calculation (%calc ) menu perform an action when I is lit when these annunciators indicate that entering a number and pressing I stores that number in the displayed menu item. Read-only. Write-only items, such as Internal Rate of a mathematical operation) you will store the entered number in that item based...
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HP 20b Calculator Quick Start Guide


Page 21
... order in which they are performed in Chain Mode In Chain mode, if you press an operator key, +-*/, after =, the calculation is continued using the currently displayed value. Figure 2-1 Calculation in Chain mode. Mathematical Calculations To enter a number in scientific notation, first enter the mantissa, 12345, then press :w and enter the number representing the exponent, 123. To change the sign of entry, use parentheses () to enter the number 12345.12123 in the display, press the digits...
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HP 20b Calculator Quick Start Guide


Page 26
... what your problem requires. Natural log. Table 2-3 lists one-number functions along with explicit powers of 10. Calculates sine. e x. Calculates natural exponent to the section titled, The Mode Menu: Setting Preferences. X2. Calculates cosine. For more information on the Mode menu and calculator settings, refer to the power of x. Mathematical Calculations Note: before doing any trigonometric calculations in numbers with their corresponding keys. Returns square of x. You can change the setting if the active mode is set for degrees (Degrees) or...
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HP 20b Calculator Quick Start Guide


Page 32
... a calculation, you used. In Algebraic and Chain modes, press 12+L2=. When displayed, a number is 17, (5 +12). +-* and / are valid mathematical operations in memory 2. For more information, refer to stored numbers. For example, press 5:$2 to 12 digits when returning the results. With RCL displayed in the top line, key in the Mode menu. Mathematical Calculations 4. To recall a number, press L. Note how the new current value is rounded to recall memory 2. Rounding Numbers The 20b performs...
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HP 20b Calculator Quick Start Guide


Page 67
Business Problems Table 6-3 Part % of Total Example Keys = Display Description Calculates the current value of Part % Tot.=. 30 is 37.50% of 80. 67
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HP 20b Business Consultant Financial Calculator Manual


Page 1
HP 20b Business Consultant Financial Calculator Manual For free training, visit www.hp.com/go/calctraining HP part number: F2219-90201 First edition: August 2008
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HP 20b Business Consultant Financial Calculator Manual


Page 3
... Notices Revision History...2 HP 20b Business Consultant Keyboard Keyboard Map Legend ...6 1 Basic Features Welcome to the HP 20b Financial Calculator 7 Turning the Calculator On and Off 7 Selecting a Language ...7 Adjusting the Display Contrast 7 Cursor ...7 Two Line Display ...8 The Mode Menu: Setting Preferences 8 Changing the Calculation Mode 10 Key Presses and the Secondary Function : Key 11 Annunciators ...11 The I Key ...12 The = Key ...12 Using the I and = Keys 12 Editing and Clearing Entries 13 The On/CE O Key ...13 The Reset :x Menu ...13 Notes...
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HP 20b Business Consultant Financial Calculator Manual


Page 7
... active setting. Press repeatedly until the desired language is displayed. If you see the low battery symbol () in number entry mode. 7 The calculator automatically turns itself off does not erase any data. 1 Basic Features Basic Features Welcome to the HP 20b Financial Calculator This manual is designed to familiarize you with key presses, screen shots, and examples of cash flow diagrams. There are in the display, replace the batteries. To turn...
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HP 20b Business Consultant Financial Calculator Manual


Page 10
... is English. Table 1-2 Changing the Calculation Mode Keys :u Display Description Opens the Mode menu, starting with first setting option, FIX, the number of digits displayed to RPN. TVM Standard or TVM Activate or deactivate the compounding per year (C/YR) option in Chapter 3. Changing the Calculation Mode After viewing the default settings, suppose you want to change the calculation mode from Chain to the right of money (TVM) Canada calculations. Annual or Semiannual Bond type. For...
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HP 20b Business Consultant Financial Calculator Manual


Page 15
... Return (IRR% ) in the Net Present Value (NPV) menu, are selected, indicating that entering a I % ) in the IRR menu are four types of a sub-menu (%calc menu), changing a mode or setting (Mode menu), or erasing data (Reset menu). 15 they are selected, both the INPUT and small (=) annunciators are calculated values computed internally by the calculator. 3. However, the key does not calculate a value for that the INPUT annunciator is pressed. Read/write. Read-only. Write-only. I = number and pressing stores that number...
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HP 20b Business Consultant Financial Calculator Manual


Page 17
... an operator key, , after , the calculation is continued using the currently displayed value. () In Chain mode, if you wish to override the left to right order of entry, use parentheses to prioritize operations.   For example, to calculate 1  2  3 , you may enter the problem as written from left to right, with parentheses to right returns 9. For example, in Chain Mode Keys 1+ (2*3) = Display Description Sets operational priority, inputs numbers, and multiplies...
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HP 20b Business Consultant Financial Calculator Manual


Page 19
... RPN Stack of Figure 3 after the Addition Operation Last Number :d Each time you want to 3.000 Table 2-2 Last Number Keys :u3I Display Description Sets FIX= to reuse a number, such as shown in the expression: 1.23  56.123 56.123 See Table 2-2 for instance, the calculator "pops" or moves the two numbers from the bottom levels (Levels 1 and 2) out...
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HP 20b Business Consultant Financial Calculator Manual


Page 23
... symbol ( ) appears on the Mode menu and calculator settings, refer to the power of x. :n :f :g Calculates square root. Calculates natural exponent to the section titled, The Mode Menu: Setting Preferences in Chapter 1. You will need to calculate 6 , press . The result of 2.45 is set for degrees (Degrees) or radians (Radians). Table 2-4 Shifted Function Mathematical Operations Keys :p Description Calculates sine. :q :r Calculates cosine. Returns a random number in the Math menu, check whether the angle mode is calculated immediately and displayed on the bottom line...
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HP 20b Business Consultant Financial Calculator Manual


Page 27
...:h. Mathematical CalculationsnCr  nPr Y x is displayed, or when you wish to enter a number. n! n! Permutation= n  r! +-/ * Perform calculations with and , : but press to store 15 in a memory, press , followed by the key representing the memory number. Press 15. 2. Figure 9 I In RPN mode, key in the same way you would perform calculations with these memories any time a number is the power function, nCr stands for the number of combinations...
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HP 20b Business Consultant Financial Calculator Manual


Page 28
... valid mathematical operations for memories. :t < > To view the stored values in memory 2 is useful when you need to the section titled, The Mode Menu: Setting Preferences in the Time Value of Money (TVM) variables, press followed by the FIX item in a Menu In a menu, you can recall the current value of any t memory by selecting the memory and typing a number followed by the key. You can also use and after the decimal point set by the desired...
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HP 20b Business Consultant Financial Calculator Manual


Page 75
..., 58 scientific notation: EEX key, 16 scroll: up arrow key. Dev., 62 y prediction, 62 y standard deviation, 62 y to the power of Sigma x, 63; See RPN symbol: battery, 7 T tangent: TAN key, 23 thousands separator, 9 time value of x: key, 23 square root key, 23 standard deviation, 61 start: amortization period, 33 start date: depreciation, 58 Index statistics: menu items, 62; See RPN rounding numbers: RND key, 23 RPN: Reverse Polish Notation, 18 RPN stack, 18 S S.E. Stats key, 61; square of x key, 23 nCr...

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  • HP 20b Calculator Quick Start Guide
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