HP 20b Calculator Quick Start Guide
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Contents Legal Notices 2 HP 20b Business Consultant 4 1 Basic Features 6 2 Mathematical Calculations 20 3 Statistical Operations 34 4 Time Value of Money 40 5 Cash Flows 50 6 Business Problems 62 7 Bonds 68 8 Depreciation 74 9 Break-even 81 10 Warranty, Regulatory, and Contact Information 84 3
Contents Legal Notices 2 HP 20b Business Consultant 4 1 Basic Features 6 2 Mathematical Calculations 20 3 Statistical Operations 34 4 Time Value of Money 40 5 Cash Flows 50 6 Business Problems 62 7 Bonds 68 8 Depreciation 74 9 Break-even 81 10 Warranty, Regulatory, and Contact Information 84 3
HP 20b Calculator Quick Start Guide
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Feature Chapter(s) 1 Time Value of 4 Money keys 2 Cash Flows, IRR, 5 and NPV menus 3 Data and Statistics 3 menus 4 Input 1 5 Memory 1 6 Up/Insert and 1 Down/Delete keys 7 Shift key 1 8 On/Off 1 No. Feature Chapter(s) 16 Annunciator 1 display area 15 Amortization and 4,8 Depreciation menus 14 % key and 2,6 Percent Calculation menu 13 Store and Recall 1 12 Break-even menu 9 11 Backspace key 1 and Reset menu 10 Math Menu 2 9 Mathematical 2 functions (rows) 5 HP 20b Business Consultant Keyboard Map Legend No.
Feature Chapter(s) 1 Time Value of 4 Money keys 2 Cash Flows, IRR, 5 and NPV menus 3 Data and Statistics 3 menus 4 Input 1 5 Memory 1 6 Up/Insert and 1 Down/Delete keys 7 Shift key 1 8 On/Off 1 No. Feature Chapter(s) 16 Annunciator 1 display area 15 Amortization and 4,8 Depreciation menus 14 % key and 2,6 Percent Calculation menu 13 Store and Recall 1 12 Break-even menu 9 11 Backspace key 1 and Reset menu 10 Math Menu 2 9 Mathematical 2 functions (rows) 5 HP 20b Business Consultant Keyboard Map Legend No.
HP 20b Calculator Quick Start Guide
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... Special Menus The Mode, Memory, Math and Reset menus are limited to a combined total of work, when the reset commands for the macro, cash flows, statistics and delete all your entries in the Bond menu. Bond displays on screen. At this prompt, pressing I to confirm, or O to cancel. 17 Memory ...The Cash Flow and Statistics menus share the same memory and are special menus, because when you exit them by pressing O, you return to the previous menu (if any). Since...
... Special Menus The Mode, Memory, Math and Reset menus are limited to a combined total of work, when the reset commands for the macro, cash flows, statistics and delete all your entries in the Bond menu. Bond displays on screen. At this prompt, pressing I to confirm, or O to cancel. 17 Memory ...The Cash Flow and Statistics menus share the same memory and are special menus, because when you exit them by pressing O, you return to the previous menu (if any). Since...
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3 Statistical Operations Statistical Operations Figure 3-1 The Menu Map for the Data and Statistics Menus 34
3 Statistical Operations Statistical Operations Figure 3-1 The Menu Map for the Data and Statistics Menus 34
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... Figure 3-1 for y. The example is shown with navigating through the menu items, two-variable, (2 Vars ), one-variable, (1 Var ), and one -variable statistics, or a list of two secondary function keys: :y and :z. At the prompt, Stats=, confirm your choice by pressing I . Note: in a number and... press I . Press :y to open the Data menu. In this menu, enter a list of x values for one-variable statistics, a list of pairs, (x, w) for weighted, one -variable weighted, (1 Weight ). When opened, the menu displays 2 Vars. Press I to the menu above it...
... Figure 3-1 for y. The example is shown with navigating through the menu items, two-variable, (2 Vars ), one-variable, (1 Var ), and one -variable statistics, or a list of two secondary function keys: :y and :z. At the prompt, Stats=, confirm your choice by pressing I . Note: in a number and... press I . Press :y to open the Data menu. In this menu, enter a list of x values for one-variable statistics, a list of pairs, (x, w) for weighted, one -variable weighted, (1 Weight ). When opened, the menu displays 2 Vars. Press I to the menu above it...
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What is the sum of the linear regression line? What is the slope and y-intercept of all the y values? Table 3-1 Months and Sales Numbers Month 1 2 3 4 5 Sales Values 150 165 160 175 170 Table 3-2 Statistics Example Keys :y Display Description Opens Data menu starting with the month number as x, and the sales values as y. Enter these into the Data menu. Statistical Operations Sales for the last five months are represented by the pairs of values shown below, with the current value for month seven. Using the Stats menu for Predictions, predict sales for X(1). 36
What is the sum of the linear regression line? What is the slope and y-intercept of all the y values? Table 3-1 Months and Sales Numbers Month 1 2 3 4 5 Sales Values 150 165 160 175 170 Table 3-2 Statistics Example Keys :y Display Description Opens Data menu starting with the month number as x, and the sales values as y. Enter these into the Data menu. Statistical Operations Sales for the last five months are represented by the pairs of values shown below, with the current value for month seven. Using the Stats menu for Predictions, predict sales for X(1). 36
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Inputs current values for X(3) and Y(3). Opens Stats menu. 37 Inputs current values for X(4) and Y(4). Displays current value for X(6). Displays current value for X(5). Displays current value for X(2). Displays current value for X(4). Displays current value for X(2) and Y(2). Inputs current values for X(3). Inputs current values for X(1) and Y(1). Table 3-2 Statistics Example Keys 1I1 50I Display 2I1 65I 3I1 60I 4I1 75I 5I1 70I :z Statistical Operations Description Inputs current values for X(5) and Y(5).
Inputs current values for X(3) and Y(3). Opens Stats menu. 37 Inputs current values for X(4) and Y(4). Displays current value for X(6). Displays current value for X(5). Displays current value for X(2). Displays current value for X(4). Displays current value for X(2) and Y(2). Inputs current values for X(3). Inputs current values for X(1) and Y(1). Table 3-2 Statistics Example Keys 1I1 50I Display 2I1 65I 3I1 60I 4I1 75I 5I1 70I :z Statistical Operations Description Inputs current values for X(5) and Y(5).
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Statistical Operations Table 3-2 Statistics Example Keys < Display I
Statistical Operations Table 3-2 Statistics Example Keys < Display I
HP 20b Business Consultant Financial Calculator Manual
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...in a Menu 28 Rounding Numbers...28 Percentages...28 3 Time Value of Money Time Value of Money (TVM) Keys 30 Calculating Payments on a Loan 32 Amortization ...33 Creating an Amortization Schedule 34 Interest Conversion Menu 35 Using the Interest Conversion Menu... Calculation Example 47 6 Date Calculation The Date Calculation Menu 49 Date Calculation Example 49 7 Break-even The Break-even Menu ...51 Break-even Example 51 8 Business Problems The Percent Calculation Menu 53 Percent Calculation Examples 54 9 Depreciation The Depreciation Menu ...56 Depreciation Example 58 10 Statistical ...
...in a Menu 28 Rounding Numbers...28 Percentages...28 3 Time Value of Money Time Value of Money (TVM) Keys 30 Calculating Payments on a Loan 32 Amortization ...33 Creating an Amortization Schedule 34 Interest Conversion Menu 35 Using the Interest Conversion Menu... Calculation Example 47 6 Date Calculation The Date Calculation Menu 49 Date Calculation Example 49 7 Break-even The Break-even Menu ...51 Break-even Example 51 8 Business Problems The Percent Calculation Menu 53 Percent Calculation Examples 54 9 Depreciation The Depreciation Menu ...56 Depreciation Example 58 10 Statistical ...
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Statistics Example...63 11 Errors Error Messages and Calculator Status 65 12 Warranty, Regulatory, and Contact Information Replacing the Batteries...67 HP Limited Hardware Warranty and Customer Care 67 Customer Care ...68 Product Regulatory & Environment Information 71 Index Contents 5
Statistics Example...63 11 Errors Error Messages and Calculator Status 65 12 Warranty, Regulatory, and Contact Information Replacing the Batteries...67 HP Limited Hardware Warranty and Customer Care 67 Customer Care ...68 Product Regulatory & Environment Information 71 Index Contents 5
HP 20b Business Consultant Financial Calculator Manual
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... NPV 4 menus 3 Data and Statistics menus 9 4 Input key 1 5 Memory menu 1 6 Up/Insert and Down/Delete 1 keys 7 Secondary function key 1 8 On/Off and clear entry key 1 6 No. HP 20b Business Consultant Keyboard HP 20b Business Consultant Keyboard Keyboard Map Legend No. Feature Chapter(s) 16 Annunciator display area 1 15 Amortization and Depreciation 3,8 menus 14 % key and Percent 2,6 Calculation menu 13 Store and...
... NPV 4 menus 3 Data and Statistics menus 9 4 Input key 1 5 Memory menu 1 6 Up/Insert and Down/Delete 1 keys 7 Secondary function key 1 8 On/Off and clear entry key 1 6 No. HP 20b Business Consultant Keyboard HP 20b Business Consultant Keyboard Keyboard Map Legend No. Feature Chapter(s) 16 Annunciator display area 1 15 Amortization and Depreciation 3,8 menus 14 % key and Percent 2,6 Calculation menu 13 Store and...
HP 20b Business Consultant Financial Calculator Manual
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... of the memory by pressing . 13 Press to work in the Bond menu. If you select the command to reset the cash flow (Cash Flow ), statistics (Stats ), or all , of these O special menus, pressing to exit them returns you are special menus; All?, Del. Data?, and Del. I O choice. TVM displays on... Reset menus are working with memory 1 (Mem 1 ). Memory and the Memory Menu The Memory menu contains the following items: memories 1-9 (Mem 1-9 ) and 0 (Mem 0 ), Cash Flow, Statistics (Stats), and :t < > Memory.
... of the memory by pressing . 13 Press to work in the Bond menu. If you select the command to reset the cash flow (Cash Flow ), statistics (Stats ), or all , of these O special menus, pressing to exit them returns you are special menus; All?, Del. Data?, and Del. I O choice. TVM displays on... Reset menus are working with memory 1 (Mem 1 ). Memory and the Memory Menu The Memory menu contains the following items: memories 1-9 (Mem 1-9 ) and 0 (Mem 0 ), Cash Flow, Statistics (Stats), and :t < > Memory.
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...- For example, to the section titled, Storing and Recalling Numbers in Chapter 2. Once opened, you can represent a significant amount of the calculator's functions are limited to confirm your choice. If you arrive at the last item in the menu. The number displayed with this number displayed...? Basic Features For more information about storing and recalling numbers, refer to access the Break-even menu, press . When the cash flow or statistics items are displayed, a number also appears on the first menu item scrolls to work , you to the first item. > Similarly, pressing ...
...- For example, to the section titled, Storing and Recalling Numbers in Chapter 2. Once opened, you can represent a significant amount of the calculator's functions are limited to confirm your choice. If you arrive at the last item in the menu. The number displayed with this number displayed...? Basic Features For more information about storing and recalling numbers, refer to access the Break-even menu, press . When the cash flow or statistics items are displayed, a number also appears on the first menu item scrolls to work , you to the first item. > Similarly, pressing ...
HP 20b Business Consultant Financial Calculator Manual
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10 Statistical Operations Statistical Operations Figure 1 The Menu Maps for the Data and Statistics Menus 60
10 Statistical Operations Statistical Operations Figure 1 The Menu Maps for the Data and Statistics Menus 60
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... or repeatedly to open the Data menu. Note: if you press , the calculator automatically selects the curve that is not available. Once in a number and press . :z Press to the Statistics menu, press :z. See Figure 1. Statistical Operations The Data and Stats Menus :y :z Statistics analysis functions are no items for y and the Predictions sub-menu is...
... or repeatedly to open the Data menu. Note: if you press , the calculator automatically selects the curve that is not available. Once in a number and press . :z Press to the Statistics menu, press :z. See Figure 1. Statistical Operations The Data and Stats Menus :y :z Statistics analysis functions are no items for y and the Predictions sub-menu is...
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...the mean. Correlation The correlation coefficient for a linear model. Covariance A measure of Y, based upon the model calculated to fit the data. Y Std. Y Population Dev Population Standard deviation for X: a measure of how ...Statistics Menu Items Menu Item Nb Item Description Number of items. X Mean Average of the x values. 62 Sigma X The sum of X values. X Population Dev Population Standard deviation for a given hypothetical value of how much two variables change in the range -1 through 1 that measures how closely the calculated...
...the mean. Correlation The correlation coefficient for a linear model. Covariance A measure of Y, based upon the model calculated to fit the data. Y Std. Y Population Dev Population Standard deviation for X: a measure of how ...Statistics Menu Items Menu Item Nb Item Description Number of items. X Mean Average of the x values. 62 Sigma X The sum of X values. X Population Dev Population Standard deviation for a given hypothetical value of how much two variables change in the range -1 through 1 that measures how closely the calculated...
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... values for X(3) and Y(3). Enter these into the Data menu. See Tables 10-2 and 10-3. Inputs values for X(4) and Y(4). Inputs values for X(2) and Y(2). Using the Statistics menu for Predictions, predict sales for the last five months are represented by the pairs of the x and y values. Sigma XY The sum of the... products of values shown below, with the month number as x, and the sales values as y. What is the sum of the y values. Statistics Example Sales for month seven. Table 10-2 Months and Sales Month 1 Sales Values 150 2 165 3 160 4 175 5 170 Table 10...
... values for X(3) and Y(3). Enter these into the Data menu. See Tables 10-2 and 10-3. Inputs values for X(4) and Y(4). Inputs values for X(2) and Y(2). Using the Statistics menu for Predictions, predict sales for the last five months are represented by the pairs of the x and y values. Sigma XY The sum of the... products of values shown below, with the month number as x, and the sales values as y. What is the sum of the y values. Statistics Example Sales for month seven. Table 10-2 Months and Sales Month 1 Sales Values 150 2 165 3 160 4 175 5 170 Table 10...
HP 20b Business Consultant Financial Calculator Manual
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Table 10-3 Statistics Example Keys 5I1 70I Display Statistical Operations Description Inputs values for X(5) and Y(5). :z Opens Stats menu.
Table 10-3 Statistics Example Keys 5I1 70I Display Statistical Operations Description Inputs values for X(5) and Y(5). :z Opens Stats menu.
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... more than 12 pending operations. No solution found. 66 Returned by long functions if user stops the calculation prior to complete the operation. User should supply a new guess... Returned by statistics functions if there is infinite. Returned by TVM/Amort if N is no payback on this problem. Returned if the result is... Found ER: Stack ER: Parenthesis: ER: Insufficient Memory ER: No Solution Found Errors Status Returned when there are many , etc. Returned if IRR tries to calculate a solution but cannot find it.
... more than 12 pending operations. No solution found. 66 Returned by long functions if user stops the calculation prior to complete the operation. User should supply a new guess... Returned by statistics functions if there is infinite. Returned by TVM/Amort if N is no payback on this problem. Returned if the result is... Found ER: Stack ER: Parenthesis: ER: Insufficient Memory ER: No Solution Found Errors Status Returned when there are many , etc. Returned if IRR tries to calculate a solution but cannot find it.