Question posted by n12n on June 7th, 2014
When Are My Funds Available After Deposit?
Current Answers
Answer #1: Posted by assisting2014 on June 7th, 2014 2:36 AM
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June 1st, 2014 Points: 38,210
By direct deposit: we credit your account on the day the deposit is scheduled to occur. In most cases, a direct deposit is the fastest and easiest way to get funds into your account.
By wire transfer: we credit your account the day we receive it. Wire transfers typically have to be set up for each transfer. In most cases, there is a fee for sending or receiving a wire transfer, but it can be worth the expense since you know the money will be there when you need it.
Cash with a teller or ATM: you can usually access it immediately at the teller or ATM. If you're not sure, ask your teller when the funds you deposited will be available.
At an ATM (for Consumer Accounts): For check deposits, generally $200 of the deposit is available immediately, and the rest of your deposit is usually available the next business day. New accounts generally do not receive any immediate availability. For Business Accounts: check deposits are generally available the next business day.
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