EL-738 Operation Manual
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... in this manual as follows: To specify log To specify 1 To specify Σxy : . Using the . to be pressed first before the key. ባ Number entry examples are shown with ordinary numbers (i.e., "100" will be indicated instead of " 1 0 0"). ቤ To specify a memory function (printed in black adjacent to press .
... in this manual as follows: To specify log To specify 1 To specify Σxy : . Using the . to be pressed first before the key. ባ Number entry examples are shown with ordinary numbers (i.e., "100" will be indicated instead of " 1 0 0"). ቤ To specify a memory function (printed in black adjacent to press .
EL-738 Operation Manual
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...pressed, "DIG(0-9)?" pendent memory (M). : Indicates that the value of significant digit can be calculated). Selecting the display notation and number of decimal places The calculator has three display notation systems (fixed decimal point, scientific notation and floating point... part of decimal places can be selected by: • Using g / y to select a number (the selected number will display the result in the inde- See the next section for displaying calculation results. • If ~ 0 0 (TAB) is stored in scientific notation (exponential ...
...pressed, "DIG(0-9)?" pendent memory (M). : Indicates that the value of significant digit can be calculated). Selecting the display notation and number of decimal places The calculator has three display notation systems (fixed decimal point, scientific notation and floating point... part of decimal places can be selected by: • Using g / y to select a number (the selected number will display the result in the inde- See the next section for displaying calculation results. • If ~ 0 0 (TAB) is stored in scientific notation (exponential ...
EL-738 Operation Manual
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Selecting the floating point number system in scientific notation outside the following preset ranges: • FLO_A ~ 0 2: 0.000000001 ≤ | X | ≤ 9,999,999,999 • FLO_B ~ 0 3: 0.01 ≤ | X | ≤ 9,999,999,... 48) • SL (Straight-line method): ~ 2 0 (default setting) • SYD (Sum-of-the-years' digits method): ~ 2 1 • DB (Declining balance method): ~ 2 2 9 In each display setting, a number is automatically displayed in scientific notation The calculator has two settings for displaying a floating point...
Selecting the floating point number system in scientific notation outside the following preset ranges: • FLO_A ~ 0 2: 0.000000001 ≤ | X | ≤ 9,999,999,999 • FLO_B ~ 0 3: 0.01 ≤ | X | ≤ 9,999,999,... 48) • SL (Straight-line method): ~ 2 0 (default setting) • SYD (Sum-of-the-years' digits method): ~ 2 1 • DB (Declining balance method): ~ 2 2 9 In each display setting, a number is automatically displayed in scientific notation The calculator has two settings for displaying a floating point...
EL-738 Operation Manual
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... 125000000 Clearing the Entry and Memories The following methods of expressions. Chapter 2 General Information Basic Calculations Entering numbers and arithmetic operations • Use the number keys 0 to 9, decimal point key ., and sign change key , to the priority levels in calculation on page 81. The closing parenthesis ) just before = or h may be omitted. • When...
... 125000000 Clearing the Entry and Memories The following methods of expressions. Chapter 2 General Information Basic Calculations Entering numbers and arithmetic operations • Use the number keys 0 to 9, decimal point key ., and sign change key , to the priority levels in calculation on page 81. The closing parenthesis ) just before = or h may be omitted. • When...
EL-738 Operation Manual
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... automatically), it on again. c or by letting it turn it will function as those used in bond calculations) displayed, when . Operation Listed Cash Entry A-H, (display) M, X-Z ANS TVM variables*1 financial variables **34 flow data STAT *7 s . k 0 (MEM) . Note that listed financial ...entering a value, the L key will resume wherever you wish to their default values. Delete key To delete a number/function, move the cursor to the number/ function you left off the calculator (by pressing . Notes: • To clear any of the "A-H, M, X-Z" or "ANS" memories, press ...
... automatically), it on again. c or by letting it turn it will function as those used in bond calculations) displayed, when . Operation Listed Cash Entry A-H, (display) M, X-Z ANS TVM variables*1 financial variables **34 flow data STAT *7 s . k 0 (MEM) . Note that listed financial ...entering a value, the L key will resume wherever you wish to their default values. Delete key To delete a number/function, move the cursor to the number/ function you left off the calculator (by pressing . Notes: • To clear any of the "A-H, M, X-Z" or "ANS" memories, press ...
EL-738 Operation Manual
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...• This mode setting will be overwritten by the number you need to scroll up or down the screen, use g or y to display the menu. • To clear all data stored in the equation display • This calculator has two editing modes: insert mode (default), and ...indicates existing data will blink), then press =. Insert and overwrite modes in memory, and restore the calculator's default settings. d or RESET the calculator. 13 k to select a number (the selected number will be retained until you to the end of the equation. Playback function After obtaining an answer, ...
...• This mode setting will be overwritten by the number you need to scroll up or down the screen, use g or y to display the menu. • To clear all data stored in the equation display • This calculator has two editing modes: insert mode (default), and ...indicates existing data will blink), then press =. Insert and overwrite modes in memory, and restore the calculator's default settings. d or RESET the calculator. 13 k to select a number (the selected number will be retained until you to the end of the equation. Playback function After obtaining an answer, ...
EL-738 Operation Manual
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... . For details, see page 76. It also has various variables for use in each mode for memory calculations Mode NORMAL STAT A-H, TVM Listed financial Statistical X-Z M ANS variables*1 variables*2 variables *3 × × × × : Available ...×: Unavailable 14 Change to clear the equation. Edit the equation/number or press s to insert . Memory Calculations This calculator has 11 temporary memories (A-H and X-Z), one...
... . For details, see page 76. It also has various variables for use in each mode for memory calculations Mode NORMAL STAT A-H, TVM Listed financial Statistical X-Z M ANS variables*1 variables*2 variables *3 × × × × : Available ...×: Unavailable 14 Change to clear the equation. Edit the equation/number or press s to insert . Memory Calculations This calculator has 11 temporary memories (A-H and X-Z), one...
EL-738 Operation Manual
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... costs per unit, unit prices, and profit. 17 Breakeven calculations: Calculate breakeven points (quantity) using values stored in the TVM solver. Chapter 3 Financial Functions General Information Financial calculations The following financial functions are available. Conversion between APR and... cash flows and calculate NPV (net present value) and IRR (internal rate of Money) solver: Analyze equal and regular cash flows. Day and date calculations: Calculate dates and the number of calculation methods. Depreciation calculations: Obtain depreciation base values ...
... costs per unit, unit prices, and profit. 17 Breakeven calculations: Calculate breakeven points (quantity) using values stored in the TVM solver. Chapter 3 Financial Functions General Information Financial calculations The following financial functions are available. Conversion between APR and... cash flows and calculate NPV (net present value) and IRR (internal rate of Money) solver: Analyze equal and regular cash flows. Day and date calculations: Calculate dates and the number of calculation methods. Depreciation calculations: Obtain depreciation base values ...
EL-738 Operation Manual
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... (see page 37). ". Basic operations Refer to page 28 for basic variable operations. 1. If you wish to clear the display. • Make sure the calculator is not displayed). w i Number of payments per year 0 PV v Present value 0 PMT u Payment 0 FV T Future value 0 P/Y . Select ordinary annuity or annuity due using unequal cash flows...
... (see page 37). ". Basic operations Refer to page 28 for basic variable operations. 1. If you wish to clear the display. • Make sure the calculator is not displayed). w i Number of payments per year 0 PV v Present value 0 PMT u Payment 0 FV T Future value 0 P/Y . Select ordinary annuity or annuity due using unequal cash flows...
EL-738 Operation Manual
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After entering values, press s to quit the P/Y and C/Y settings. • After setting P/Y (number of payments per year), you can use . < to C/Y as well. Enter the number of payments). w and then enter a value for P/Y. Values entered into TVM solver variables. • Enter a value and press the appropriate TVM variable key (N, f, v, u, T). • Press . The same value is automatically assigned to enter N (total number of years and press . 3. Enter values into P/Y or C/Y must be positive.
After entering values, press s to quit the P/Y and C/Y settings. • After setting P/Y (number of payments per year), you can use . < to C/Y as well. Enter the number of payments). w and then enter a value for P/Y. Values entered into TVM solver variables. • Enter a value and press the appropriate TVM variable key (N, f, v, u, T). • Press . The same value is automatically assigned to enter N (total number of years and press . 3. Enter values into P/Y or C/Y must be positive.
EL-738 Operation Manual
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... periods per year to the same value as P/Y. Key operation . Confirm the number of compounding periods per year is automatically set (BGN is not displayed). C/Y= 1200 Quit the P/Y and C/Y s settings. 000 Calculate the total num- 20 . < N ber of pay- . w 12 Q ments ...per year. After pressing the TVM variable key, you make a mistake, press L to erase the number and enter the correct number to default values. ANS~N 24000 Enter the present value...
... periods per year to the same value as P/Y. Key operation . Confirm the number of compounding periods per year is automatically set (BGN is not displayed). C/Y= 1200 Quit the P/Y and C/Y s settings. 000 Calculate the total num- 20 . < N ber of pay- . w 12 Q ments ...per year. After pressing the TVM variable key, you make a mistake, press L to erase the number and enter the correct number to default values. ANS~N 24000 Enter the present value...
EL-738 Operation Manual
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.... @ u P/Y= 400 C/Y= 400 000 ANS~N 8000 56---~PV 5600000 -~FV 000 6.5~I /Y = 6.5% FV = 0 ...... PV = $56,000 I /Y 650 PMT= -125586 Answer: The quarterly payments are $1,255.86. 25 Calculate the total 20 . < N number of payments per year. Enter the present value. 56000 v Enter the future value. 0 T Enter the annual interest 6.5 f rate. w 4 Q Confirm the...
.... @ u P/Y= 400 C/Y= 400 000 ANS~N 8000 56---~PV 5600000 -~FV 000 6.5~I /Y = 6.5% FV = 0 ...... PV = $56,000 I /Y 650 PMT= -125586 Answer: The quarterly payments are $1,255.86. 25 Calculate the total 20 . < N number of payments per year. Enter the present value. 56000 v Enter the future value. 0 T Enter the annual interest 6.5 f rate. w 4 Q Confirm the...
EL-738 Operation Manual
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.... PV = 0 I /Y 650 FV= 792219 Answer: You will have at the end of com- FV = ? Set the number of period if you continue with the plan? Calculate the total num- 3 . < N ber of pay $200 at the end of the three-year period. 26 Enter the present...v Enter payment. , 200 u Enter the annual inter- 6.5 f est rate. Key operation . Set the number of payments and store in N. PMT = -$200 PMT = -$200 N = 12 × 3 years = 36 Procedure Set all the variables to 12. Calculate the future value. @ T P/Y= 1200 C/Y= 400 000 ANS~N 3600 -~PV 000 (-2--)~PMT -20000 6.5~I /Y ...
.... PV = 0 I /Y 650 FV= 792219 Answer: You will have at the end of com- FV = ? Set the number of period if you continue with the plan? Calculate the total num- 3 . < N ber of pay $200 at the end of the three-year period. 26 Enter the present...v Enter payment. , 200 u Enter the annual inter- 6.5 f est rate. Key operation . Set the number of payments and store in N. PMT = -$200 PMT = -$200 N = 12 × 3 years = 36 Procedure Set all the variables to 12. Calculate the future value. @ T P/Y= 1200 C/Y= 400 000 ANS~N 3600 -~PV 000 (-2--)~PMT -20000 6.5~I /Y ...
EL-738 Operation Manual
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... 5% Procedure Set all the variables to 1. b Display 000 Make sure ordinary annuity is not displayed). FV = $10,000 PV = ? Enter the total number s 20 N of money should deposit $3,768.89 now. 27 w 1 Q ments per year is automatically set (BGN is set to default values. Press ...s to 1. N = 20 years I /Y 500 Calculate the present @ v value. Set the number of compounding periods per year to exit the P/Y and C/Y settings. PV= -376889 Answer: You should you deposit now? Key ...
... 5% Procedure Set all the variables to 1. b Display 000 Make sure ordinary annuity is not displayed). FV = $10,000 PV = ? Enter the total number s 20 N of money should deposit $3,768.89 now. 27 w 1 Q ments per year is automatically set (BGN is set to default values. Press ...s to 1. N = 20 years I /Y 500 Calculate the present @ v value. Set the number of compounding periods per year to exit the P/Y and C/Y settings. PV= -376889 Answer: You should you deposit now? Key ...
EL-738 Operation Manual
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... reach the savings objective, assuming the account will be invested in order to 12. FV = $300,000 PV = 0 I/Y = 3.6% ...... Set the number of an asset. Often applied to default values. At the end of each month, a fixed amount will earn 3.6% interest compounded monthly? PMT = ... s to the finance lease of pay- . Ordinary annuity (END): This is not displayed. BGN is the default setting for financial calculations. A regular cash flow (payment) is not displayed). Note: The above selection only affects the TVM solver. 1 Ordinary annuity Your company wishes...
... reach the savings objective, assuming the account will be invested in order to 12. FV = $300,000 PV = 0 I/Y = 3.6% ...... Set the number of an asset. Often applied to default values. At the end of each month, a fixed amount will earn 3.6% interest compounded monthly? PMT = ... s to the finance lease of pay- . Ordinary annuity (END): This is not displayed. BGN is the default setting for financial calculations. A regular cash flow (payment) is not displayed). Note: The above selection only affects the TVM solver. 1 Ordinary annuity Your company wishes...
EL-738 Operation Manual
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... = -$145 ...... Key operation . " 000 Set the number of the lease, the system may be leased for 10% of the retail price. P/Y= 1200 29 The same system may be $16,245.70. 2 Annuity due Your company wishes to annuity due (BGN is displayed). . N = 24 I /Y 360 Calculate payment. @ u PMT= -1624570 Answer: The monthly investment...
... = -$145 ...... Key operation . " 000 Set the number of the lease, the system may be leased for 10% of the retail price. P/Y= 1200 29 The same system may be $16,245.70. 2 Annuity due Your company wishes to annuity due (BGN is displayed). . N = 24 I /Y 360 Calculate payment. @ u PMT= -1624570 Answer: The monthly investment...
EL-738 Operation Manual
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...your company charge for the machine? N = 34 FV = -$1,500 30 PV = ? Procedure Key operation Display The number of compounding periods per year is less than to purchase one. 3 Calculating the present value of a lease with trade-in value of $1,500 with 34 monthly payments remaining. On a fi..., so it would be more cost-effective to lease a computer system than that of 18%, compounded monthly, how much should your company. Enter the total number s 24 N of payments. 24~N 2400 Enter the future value. 2995 x 10 . % T ANS~FV 29950 Enter payment. , 145 u (-145)~PMT -...
...your company charge for the machine? N = 34 FV = -$1,500 30 PV = ? Procedure Key operation Display The number of compounding periods per year is less than to purchase one. 3 Calculating the present value of a lease with trade-in value of $1,500 with 34 monthly payments remaining. On a fi..., so it would be more cost-effective to lease a computer system than that of 18%, compounded monthly, how much should your company. Enter the total number s 24 N of payments. 24~N 2400 Enter the future value. 2995 x 10 . % T ANS~FV 29950 Enter payment. , 145 u (-145)~PMT -...
EL-738 Operation Manual
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... N of compounding periods per year to exit the P/Y and C/Y settings. I /Y 1800 Enter the future value. , 1500 T (-15--)~FV -150000 Calculate the present @ v value. P/Y= 1200 The number of payments. 34~N 3400 Enter payment. , 200 u (-2--)~PMT -20000 Enter the annual inter- 18 f est rate. 18~I /Y = 5.5% ...... The fi...charged for $180,000. Procedure Key operation Display Set all the variables to buy a house for the machine. 4 Calculating down payment? If you can you need for a down payment and amount to borrow You wish to . PV = ? " 000 Set the...
... N of compounding periods per year to exit the P/Y and C/Y settings. I /Y 1800 Enter the future value. , 1500 T (-15--)~FV -150000 Calculate the present @ v value. P/Y= 1200 The number of payments. 34~N 3400 Enter payment. , 200 u (-2--)~PMT -20000 Enter the annual inter- 18 f est rate. 18~I /Y = 5.5% ...... The fi...charged for $180,000. Procedure Key operation Display Set all the variables to buy a house for the machine. 4 Calculating down payment? If you can you need for a down payment and amount to borrow You wish to . PV = ? " 000 Set the...
EL-738 Operation Manual
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... rate. 5.5~I/Y 550 Set the future value to exit the P/Y and C/Y settings. Enter the total number s 25 . < of compounding periods per year to 12. Key operation . P/Y= 1200 The number of payments. Press s to 0 T zero. -~FV 000 Calculate the present @ v value. The price of pay- . w 12 Q ments per year is... automatically set (BGN is not displayed). Set the number of the house is set to default values. PV= 14655892 Calculate the down payment. 32 present value = $180,000 - $146,558.92 You need $33,441.08 for a ...
... rate. 5.5~I/Y 550 Set the future value to exit the P/Y and C/Y settings. Enter the total number s 25 . < of compounding periods per year to 12. Key operation . P/Y= 1200 The number of payments. Press s to 0 T zero. -~FV 000 Calculate the present @ v value. The price of pay- . w 12 Q ments per year is... automatically set (BGN is not displayed). Set the number of the house is set to default values. PV= 14655892 Calculate the down payment. 32 present value = $180,000 - $146,558.92 You need $33,441.08 for a ...
EL-738 Operation Manual
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... > . Confirming and editing data Confirming data Press > to "0.00," is dependent on calculator display notation settings. Use z/ i to display a data item from a previously entered data set number Frequency value 38 s*1 play in NORMAL mode. 000 Enter cash flow data. , 25000 J DATA SET...8000 J DATA SET:CF 400 *1 If there is displayed in order by data item (identifier, number, and value). Cash flow identifier CF D-= -2500000 Frequency identifier CF N-= 100 Data set number Cash flow value Data set . b to clear it. *2 The format of the data set (cash ...
... > . Confirming and editing data Confirming data Press > to "0.00," is dependent on calculator display notation settings. Use z/ i to display a data item from a previously entered data set number Frequency value 38 s*1 play in NORMAL mode. 000 Enter cash flow data. , 25000 J DATA SET...8000 J DATA SET:CF 400 *1 If there is displayed in order by data item (identifier, number, and value). Cash flow identifier CF D-= -2500000 Frequency identifier CF N-= 100 Data set number Cash flow value Data set . b to clear it. *2 The format of the data set (cash ...