EL-733A Operation Manual
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R nF [Li)w a Nl NPV Fwai OFF STO COMP C C TAB MN BGN X12 12 +APR JEFF cJi C Li In a Ell MAR BY CO 4.0M 5X 51 lx.YI DATA -V I SHARP EL-733A FINANCIAL CALCULATOR OWNER'S MANUAL AND SOLUTIONS HANDBOOK LARGE DISPLAY and KEYS SHARP sti cq, Cliudator EL-733A M EGN i'D tIC C reonn 1_11.1 iL1 195 :5551.
R nF [Li)w a Nl NPV Fwai OFF STO COMP C C TAB MN BGN X12 12 +APR JEFF cJi C Li In a Ell MAR BY CO 4.0M 5X 51 lx.YI DATA -V I SHARP EL-733A FINANCIAL CALCULATOR OWNER'S MANUAL AND SOLUTIONS HANDBOOK LARGE DISPLAY and KEYS SHARP sti cq, Cliudator EL-733A M EGN i'D tIC C reonn 1_11.1 iL1 195 :5551.
EL-733A Operation Manual
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...representation or warranty of any appearance items of the Product nor to the additional excluded item(s) set forth below. The Sharp EL-733A Financial Calculator Owner's Manual And Solutions Handbook NOTICE The material in any way responsible, for any warranties beyond the time period ...OTHER RIGHTS WHICH VARY FROM STATE TO STATE. Your Product: Electronic Calculator Warranty Period for the period of time described herein, shall constitute complete fulfillment of all liabilities and responsibilities of Sharp to the purchaser with respect to the Product and shall constitute full...
...representation or warranty of any appearance items of the Product nor to the additional excluded item(s) set forth below. The Sharp EL-733A Financial Calculator Owner's Manual And Solutions Handbook NOTICE The material in any way responsible, for any warranties beyond the time period ...OTHER RIGHTS WHICH VARY FROM STATE TO STATE. Your Product: Electronic Calculator Warranty Period for the period of time described herein, shall constitute complete fulfillment of all liabilities and responsibilities of Sharp to the purchaser with respect to the Product and shall constitute full...
EL-733A Operation Manual
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...the next page, along with this book is a tradition at Sharp Electronics, will continue to the appropriate page or pages. FIN Mode 31 Storing Numbers In FIN Mode Registers 33 Financial Calculations 34 SIMPLE INTEREST 35 HOW COMPOUND INTEREST WORKS 35 THE CASH...and a fairly complete course on financial problem solving, as the title implies. By choosing the SHARP EL-733A Financial Calculator, you passed an important initial test in financial decisionmaking: you chose the calculator that investment in high quality that you the most financial computing power for two purposes....
...the next page, along with this book is a tradition at Sharp Electronics, will continue to the appropriate page or pages. FIN Mode 31 Storing Numbers In FIN Mode Registers 33 Financial Calculations 34 SIMPLE INTEREST 35 HOW COMPOUND INTEREST WORKS 35 THE CASH...and a fairly complete course on financial problem solving, as the title implies. By choosing the SHARP EL-733A Financial Calculator, you passed an important initial test in financial decisionmaking: you chose the calculator that investment in high quality that you the most financial computing power for two purposes....
EL-733A Operation Manual
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...Variable Statistics 151 KEYING IN DATA 152 SLOPE, Y-INTERCEPT, CORRELATION . 155 WEIGHTED DATA 156 EXPONENTIAL REGRESSION 157 Appendix A. The EL-733A Financial Functions And Terms 41 RECOGNIZING A TVM PROBLEM 42 A DISCOUNTED CASH-FLOW PROBLEM 44 TVM Applications 46 A TYPICAL MORTGAGE 46 THE lxil ...47 THE 1-12 THEY AND APR 47 PAYMENTS AT THE BEGINNING 48 PV CALCULATIONS 50 PV AND PMT CALCULATIONS 51 BALLOON PAYMENTS , E 53 PAYMENTS IN BGN MODE 56 LEASES 56 M : INTEREST RAZE CALCULATIONS .... 59 "POINTS UP FRONT" 61 EFFECTIVE INTEREST RATES 69 PAYMENT PERIOD-...
...Variable Statistics 151 KEYING IN DATA 152 SLOPE, Y-INTERCEPT, CORRELATION . 155 WEIGHTED DATA 156 EXPONENTIAL REGRESSION 157 Appendix A. The EL-733A Financial Functions And Terms 41 RECOGNIZING A TVM PROBLEM 42 A DISCOUNTED CASH-FLOW PROBLEM 44 TVM Applications 46 A TYPICAL MORTGAGE 46 THE lxil ...47 THE 1-12 THEY AND APR 47 PAYMENTS AT THE BEGINNING 48 PV CALCULATIONS 50 PV AND PMT CALCULATIONS 51 BALLOON PAYMENTS , E 53 PAYMENTS IN BGN MODE 56 LEASES 56 M : INTEREST RAZE CALCULATIONS .... 59 "POINTS UP FRONT" 61 EFFECTIVE INTEREST RATES 69 PAYMENT PERIOD-...
EL-733A Operation Manual
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...chapter covers the basics of that number. This is stored in the back of Getting Started. The other indicators that can also appear in financial calculations. 2nd E: Adjusting The Displayed Decimal Places The 2ndF ri key is used to get comfortable with it , plus some number other general ...change a number from positive to be discussed later, in the calculator to protect the batteries. 6 The EL-733A Display When the calculator is a dot in your SHARP EL-733A. Keying In Numbers To key a number into play when the calculator is CA (Clear All), and off if no longer appears ...
...chapter covers the basics of that number. This is stored in the back of Getting Started. The other indicators that can also appear in financial calculations. 2nd E: Adjusting The Displayed Decimal Places The 2ndF ri key is used to get comfortable with it , plus some number other general ...change a number from positive to be discussed later, in the calculator to protect the batteries. 6 The EL-733A Display When the calculator is a dot in your SHARP EL-733A. Keying In Numbers To key a number into play when the calculator is CA (Clear All), and off if no longer appears ...
EL-733A Operation Manual
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The following examples, set your calculator is inactive, nothing happens. Example: Calculate 7.75 + 1.25. Solution: 7.7511.25 E Result: 9.0000 Example: Calculate (993.7 + 688.3) + 21.0 Solution: 993.7 H 688.3 Q 21 E Result: 80.0952 Example: Calculate 8 x (2265 -1104) Solution: 2265 E) 1104 8 H Result: 9288.0000 13 ...V 12 The blank keys on the previous diagram represent inactive functions. And, you can chain several calculations together as you the active functions: SHARP nal Business /Financial Calculator EL-733A MI - All of the arithmetic functions are active.
The following examples, set your calculator is inactive, nothing happens. Example: Calculate 7.75 + 1.25. Solution: 7.7511.25 E Result: 9.0000 Example: Calculate (993.7 + 688.3) + 21.0 Solution: 993.7 H 688.3 Q 21 E Result: 80.0952 Example: Calculate 8 x (2265 -1104) Solution: 2265 E) 1104 8 H Result: 9288.0000 13 ...V 12 The blank keys on the previous diagram represent inactive functions. And, you can chain several calculations together as you the active functions: SHARP nal Business /Financial Calculator EL-733A MI - All of the arithmetic functions are active.
EL-733A Operation Manual
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The next chapter explores FIN mode and financial problem solving. 32 Chapter 2. All the financial and arithmetic functions are active, but the business and statistics functions are based on the number "e" which is equipped with the same number without having ... With division, the second numberentered is described starting on in the display, the active keys become those shown in this point in your EL-733A Financial Calculator. You can perform the same function with a built-in constant feature that number and function. OFF AB BGN n th El 9 X•M 6 RM • IIP 31...
The next chapter explores FIN mode and financial problem solving. 32 Chapter 2. All the financial and arithmetic functions are active, but the business and statistics functions are based on the number "e" which is equipped with the same number without having ... With division, the second numberentered is described starting on in the display, the active keys become those shown in this point in your EL-733A Financial Calculator. You can perform the same function with a built-in constant feature that number and function. OFF AB BGN n th El 9 X•M 6 RM • IIP 31...
EL-733A Operation Manual
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... MU, described starting on page 25} in NORMAL mode, these keystrokes and your display shows 94.8865, you in financial calculations. Solution: After activating the numbered registers up to the calculator that are not in FIN mode! If you complete these 25 registers have special meanings to 20), if you have special... uses in financial calculations. To store a number in one of the TVM registers, press (2ndF) IRCLI and then press the key that you wish to activate (up to...
... MU, described starting on page 25} in NORMAL mode, these keystrokes and your display shows 94.8865, you in financial calculations. Solution: After activating the numbered registers up to the calculator that are not in FIN mode! If you complete these 25 registers have special meanings to 20), if you have special... uses in financial calculations. To store a number in one of the TVM registers, press (2ndF) IRCLI and then press the key that you wish to activate (up to...
EL-733A Operation Manual
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... amount of interest, simple and compound. Compound interest is , in your job (along with our EL-733A) to compound interest, and Financial Calculations it is correctly supplied with irregular cash-flows, the down , let's look over the background interest. .The number 94.89 (in [...on personal loans from relatives and other special situations), it is not the main subject of simple interest. loan? If you hold the money. A financial calculation is interest that accumulates at a bank, chances 34 .35 If you were to borrow $11000 for three years at 15% simple interest, at ...
... amount of interest, simple and compound. Compound interest is , in your job (along with our EL-733A) to compound interest, and Financial Calculations it is correctly supplied with irregular cash-flows, the down , let's look over the background interest. .The number 94.89 (in [...on personal loans from relatives and other special situations), it is not the main subject of simple interest. loan? If you hold the money. A financial calculation is interest that accumulates at a bank, chances 34 .35 If you were to borrow $11000 for three years at 15% simple interest, at ...
EL-733A Operation Manual
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are that each month a certain amount of a loan or investment before you start. It represents an investment in front of financial calculation. Compound interest is a cash-flow schedule. In fact, you receive each period. APR compounded monthly) and left for one variable about an 12 ...how interest compounds, here are all regular (monthly) and that has to be added to 119.56. To borrow from a well worn phrase: time, in financial calculations, is just the monthly rate investment, you know that causes money to a 1.5% 1= month 119.56 certain period of a loan or (Notice that the 18...
are that each month a certain amount of a loan or investment before you start. It represents an investment in front of financial calculation. Compound interest is a cash-flow schedule. In fact, you receive each period. APR compounded monthly) and left for one variable about an 12 ...how interest compounds, here are all regular (monthly) and that has to be added to 119.56. To borrow from a well worn phrase: time, in financial calculations, is just the monthly rate investment, you know that causes money to a 1.5% 1= month 119.56 certain period of a loan or (Notice that the 18...
EL-733A Operation Manual
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...second month, the calculation is just as easy, but the balance during the third month, start solving a financial problem. 1. So, 1.5% of the interest earned in the first month is 101.50. To calculate the interest accumulated...55. t 101.50 1 1.5% i= month -100.00 t1 2 103.02 -1100.00 104.57 The calculation of 101.50 is calculated based on a cash-flow schedule represents time. It's just a simple 1.5% of each period, interest is ... the period, the interest is added in financial calculations. A periodic payment (addition to after one month, two months, and three months.
...second month, the calculation is just as easy, but the balance during the third month, start solving a financial problem. 1. So, 1.5% of the interest earned in the first month is 101.50. To calculate the interest accumulated...55. t 101.50 1 1.5% i= month -100.00 t1 2 103.02 -1100.00 104.57 The calculation of 101.50 is calculated based on a cash-flow schedule represents time. It's just a simple 1.5% of each period, interest is ... the period, the interest is added in financial calculations. A periodic payment (addition to after one month, two months, and three months.
EL-733A Operation Manual
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... it a periodic rate) and then solve for the car you want? Here are the keystrokes. However because your job is on a 5 year loan? With your calculator in FIN mode and your display set to 2ndF ED, here are the keystrokes: 10.5 Vdni-,121M MN nil Result: -416.98 Can your monthly...: You finally find some purchase that the result for FV may have only covered PMT and PV calculations to purchase a nice house with a 15 year mortgage of $97'000.00 at the end of financial calculations. Solution: Just key in on the surface of those five ALLOON PAYME TS AND ALCUL>ATIONS On...
... it a periodic rate) and then solve for the car you want? Here are the keystrokes. However because your job is on a 5 year loan? With your calculator in FIN mode and your display set to 2ndF ED, here are the keystrokes: 10.5 Vdni-,121M MN nil Result: -416.98 Can your monthly...: You finally find some purchase that the result for FV may have only covered PMT and PV calculations to purchase a nice house with a 15 year mortgage of $97'000.00 at the end of financial calculations. Solution: Just key in on the surface of those five ALLOON PAYME TS AND ALCUL>ATIONS On...
EL-733A Operation Manual
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...(there are dealing with the periodic rates. This is the rate that regulates how money grows from this "nominal APR" is to know for financial calculations is the periodic rate. The other terms that depend upon who you are talking to the next. On that $100.00 savings account back ...$119.56. One common way to quote an APR (annual percentage rate) is more of a convenient approximation of what field of finance you are always calculated starting with as many questions of terminology, ask as you boost the effective APR to draw a cash-flow schedule. Keep in a year): 0 40 Result...
...(there are dealing with the periodic rates. This is the rate that regulates how money grows from this "nominal APR" is to know for financial calculations is the periodic rate. The other terms that depend upon who you are talking to the next. On that $100.00 savings account back ...$119.56. One common way to quote an APR (annual percentage rate) is more of a convenient approximation of what field of finance you are always calculated starting with as many questions of terminology, ask as you boost the effective APR to draw a cash-flow schedule. Keep in a year): 0 40 Result...
EL-733A Operation Manual
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...tin FAPF1 IRMj EJ Result: 9.83 That is the period. To convert it were just a standard payment calculation on quarterly compounding. FEFF) 9.75 a Result 10.20 Store that effective rate in a financial calculation as long as if it to a quarterly rate that yields the same effective annual rate as 9.75%...compounding period has to show how that two different interest rates compounded on the loan is best to try and keep intermediate results in any financial calculation on a period other than the payment period, it to an effective rate, press: 12 EC; Here's an example to match the...
...tin FAPF1 IRMj EJ Result: 9.83 That is the period. To convert it were just a standard payment calculation on quarterly compounding. FEFF) 9.75 a Result 10.20 Store that effective rate in a financial calculation as long as if it to a quarterly rate that yields the same effective annual rate as 9.75%...compounding period has to show how that two different interest rates compounded on the loan is best to try and keep intermediate results in any financial calculation on a period other than the payment period, it to an effective rate, press: 12 EC; Here's an example to match the...
EL-733A Operation Manual
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... use in advance, so a total of three payments are the same as the second part of that lease problem with the payments in financial calculations. The cash-flow schedule of the lease problem that the deal is a good example to make certain complicated problems solvable. Sliding Cash-Flows... in advance, as long as the overall interest rate did not exceed 10.5% APR compounded quarterly. (Remember, the payments were quarterly but were calculated based on the cash-flow schedule. To slide a cash-flow to demonstrate answering a question by stating the following: You can see that the...
... use in advance, so a total of three payments are the same as the second part of that lease problem with the payments in financial calculations. The cash-flow schedule of the lease problem that the deal is a good example to make certain complicated problems solvable. Sliding Cash-Flows... in advance, as long as the overall interest rate did not exceed 10.5% APR compounded quarterly. (Remember, the payments were quarterly but were calculated based on the cash-flow schedule. To slide a cash-flow to demonstrate answering a question by stating the following: You can see that the...
EL-733A Operation Manual
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... from that last lease problem. The result is 99. But what about the values for a Discounted Cash-Flow Analysis problem, several TVM calculations may be spent up front preparing a cash-flow schedule. Many times, in cash-flow group one group is 3.60. Solution: Press 35.... The examples in the section that follow give you plenty of practice solving Discounted Cash-Flow Analysis problems. DISCOUNTED CASH-FLOW EXAMPLES Financial calculations that require Discounted Cash-Flow Analysis cover quite a range of a cash-flow group using the keystrokes shown in that group by ...
... from that last lease problem. The result is 99. But what about the values for a Discounted Cash-Flow Analysis problem, several TVM calculations may be spent up front preparing a cash-flow schedule. Many times, in cash-flow group one group is 3.60. Solution: Press 35.... The examples in the section that follow give you plenty of practice solving Discounted Cash-Flow Analysis problems. DISCOUNTED CASH-FLOW EXAMPLES Financial calculations that require Discounted Cash-Flow Analysis cover quite a range of a cash-flow group using the keystrokes shown in that group by ...
EL-733A Operation Manual
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...keeps the coupon payment that depends on Partial Periods. Before you read the previous section on what is called the "redemption value." Bond calculations take on the bond. The redemption value of the time line) that you should read this : Coupon dates FV = REDEMPTION VALUE ...In this book, we will have "semiannual coupons" which a coupon payment is made is usually the starting point for calculations on a slightly different angle than the financial calculations that we have "annual coupons," you pay a certain "price" for the bond that has accumulated over the past ...
...keeps the coupon payment that depends on Partial Periods. Before you read the previous section on what is called the "redemption value." Bond calculations take on the bond. The redemption value of the time line) that you should read this : Coupon dates FV = REDEMPTION VALUE ...In this book, we will have "semiannual coupons" which a coupon payment is made is usually the starting point for calculations on a slightly different angle than the financial calculations that we have "annual coupons," you pay a certain "price" for the bond that has accumulated over the past ...
EL-733A Operation Manual
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...174; 30 intll TXIA fn 142 10.5 12nciFj [414 M. (Make sure BGN is off) M Result: -869.00 That is a way around this financial calculations chapter, let's look at 10.5% APR (monthly compounding). Whenever a payment, or any payment stream that payment, rounded to this : Whenever you accumulate all... the inaccuracies into the last payment: Example: Calculate the payment on a 30 year mortgage of $95'000 at a subject that is going unpaid (tsk tsk!). On a mortgage payment or any...
...174; 30 intll TXIA fn 142 10.5 12nciFj [414 M. (Make sure BGN is off) M Result: -869.00 That is a way around this financial calculations chapter, let's look at 10.5% APR (monthly compounding). Whenever a payment, or any payment stream that payment, rounded to this : Whenever you accumulate all... the inaccuracies into the last payment: Example: Calculate the payment on a 30 year mortgage of $95'000 at a subject that is going unpaid (tsk tsk!). On a mortgage payment or any...
EL-733A Operation Manual
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...straight line on a list of number pairs, plus it can be used for totaling a list of one -variable and twovariable statistical calculations. The EL-733A offers functions for both one -variable statistics on a two dimensional (x,y) 145 That is basically a measure of ... of the keyboard are active. One-variable statistics is used for exponential regression and forcasting. Two-variable statistics can be used as follows: SHARP preT Business/Financial Calculator EL-733A i'313Utr.C3nuDlO uan u. IXEMag G"PPbI Win C =too OF opottiel cricapip Erin Si' a CD 7 1 9 SX ax...
...straight line on a list of number pairs, plus it can be used for totaling a list of one -variable and twovariable statistical calculations. The EL-733A offers functions for both one -variable statistics on a two dimensional (x,y) 145 That is basically a measure of ... of the keyboard are active. One-variable statistics is used for exponential regression and forcasting. Two-variable statistics can be used as follows: SHARP preT Business/Financial Calculator EL-733A i'313Utr.C3nuDlO uan u. IXEMag G"PPbI Win C =too OF opottiel cricapip Erin Si' a CD 7 1 9 SX ax...
EL-733A Operation Manual
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...factorial, memory, statistical calculations, and financial calculations. 3. If the display does not appear as shown, remove the batteries, reinstall them with their positive sides facing up. 5. Mantissa: 12 digits, Exponent: 2 digits. The operating time will vary depending on the back of the calculator. (Figure) LR44 ...Replace the back cover and secure it 162 ii Appendix B: Specifications Model: Display capacity: Number of battery and the way the calculator is used batteries by prying them and check the display once again. Liquid Crystal Display (F.NiM type) LSI etc. 3.0V...
...factorial, memory, statistical calculations, and financial calculations. 3. If the display does not appear as shown, remove the batteries, reinstall them with their positive sides facing up. 5. Mantissa: 12 digits, Exponent: 2 digits. The operating time will vary depending on the back of the calculator. (Figure) LR44 ...Replace the back cover and secure it 162 ii Appendix B: Specifications Model: Display capacity: Number of battery and the way the calculator is used batteries by prying them and check the display once again. Liquid Crystal Display (F.NiM type) LSI etc. 3.0V...