EL-738 Operation Manual
Page 18
...between APR and EFF: Interest rates can be converted between dates. Cost/Sell/Margin/Markup calculations: Calculate cost, selling price and margin/markup. These include calculations for mortgages, loans, leases, savings, annuities and contracts or investments with accrued interest. Bond...stored in the TVM solver. Amortization calculations: Calculate and create amortization schedules using fixed costs, variable costs per unit, unit prices, and profit. 17 Depreciation calculations: Obtain depreciation base values using three types of days between APR (annual, or nominal ...
...between APR and EFF: Interest rates can be converted between dates. Cost/Sell/Margin/Markup calculations: Calculate cost, selling price and margin/markup. These include calculations for mortgages, loans, leases, savings, annuities and contracts or investments with accrued interest. Bond...stored in the TVM solver. Amortization calculations: Calculate and create amortization schedules using fixed costs, variable costs per unit, unit prices, and profit. 17 Depreciation calculations: Obtain depreciation base values using three types of days between APR (annual, or nominal ...
EL-738 Operation Manual
Page 19
... variables. Listed financial variables: Variables that are used in. Values are stored in different categories. The following two types, depending on the entry method. PRICE (PV) COST (PV) OLD PRC (PV) PMT - M-D-Y 2 * D-M-Y 2 - - *The variable names vary according to the type of a variable in all the other calculations as required. M-D-Y 1* D-M-Y 1 M-D-Y 2 * D-M-Y 2 18...
... variables. Listed financial variables: Variables that are used in. Values are stored in different categories. The following two types, depending on the entry method. PRICE (PV) COST (PV) OLD PRC (PV) PMT - M-D-Y 2 * D-M-Y 2 - - *The variable names vary according to the type of a variable in all the other calculations as required. M-D-Y 1* D-M-Y 1 M-D-Y 2 * D-M-Y 2 18...
EL-738 Operation Manual
Page 30
... FV = $2,995 × 10% = $299.5 PMT = -$145 ...... N = 24 I /Y 360 Calculate payment. @ u PMT= -1624570 Answer: The monthly investment should be leased for 10% of the retail price. Procedure Key operation Display Enter the total number s 18 N of payments. 18~N 1800 Enter the future value. 300000 T 3-----~FV 30000000 Set the present value to...
... FV = $2,995 × 10% = $299.5 PMT = -$145 ...... N = 24 I /Y 360 Calculate payment. @ u PMT= -1624570 Answer: The monthly investment should be leased for 10% of the retail price. Procedure Key operation Display Enter the total number s 18 N of payments. 18~N 1800 Enter the future value. 300000 T 3-----~FV 30000000 Set the present value to...
EL-738 Operation Manual
Page 33
... operation . N ANS~N 30000 Enter payment. , 900 u (-9--)~PMT -90000 Enter the annual inter- 5.5 f est rate. 5.5~I/Y 550 Set the future value to exit the P/Y and C/Y settings. The price of compounding periods per year to default values. s 180000 f v = 18-----PV= 3344108 Answer: You can borrow $146,558.92 in total. P/Y= 1200 The number of...
... operation . N ANS~N 30000 Enter payment. , 900 u (-9--)~PMT -90000 Enter the annual inter- 5.5 f est rate. 5.5~I/Y 550 Set the future value to exit the P/Y and C/Y settings. The price of compounding periods per year to default values. s 180000 f v = 18-----PV= 3344108 Answer: You can borrow $146,558.92 in total. P/Y= 1200 The number of...
EL-738 Operation Manual
Page 45
...bonds that have semi-annual coupons. The date on the future value of the bond. COUPON is from January 1, 1901 to maturity (%) 0 PRICE (PV) Bond price *4 0 ACCU INT Accrued interest - *1 Redemption value of the bond. A coupon is like an "interest-only payment," and it is ...date 1-1-2001 CPN/Y (N)*3 Number of coupons per year 1 YIELD (I/Y) Yield to December 31, 2099. 44 Bond Calculations Using bond calculations, you can obtain bond prices, yields to D-M-Y (see page 10). *3 You can only enter "1" or "2" - The calendar range is a percentage of the bond par value, usually ...
...bonds that have semi-annual coupons. The date on the future value of the bond. COUPON is from January 1, 1901 to maturity (%) 0 PRICE (PV) Bond price *4 0 ACCU INT Accrued interest - *1 Redemption value of the bond. A coupon is like an "interest-only payment," and it is ...date 1-1-2001 CPN/Y (N)*3 Number of coupons per year 1 YIELD (I/Y) Yield to December 31, 2099. 44 Bond Calculations Using bond calculations, you can obtain bond prices, yields to D-M-Y (see page 10). *3 You can only enter "1" or "2" - The calendar range is a percentage of the bond par value, usually ...
EL-738 Operation Manual
Page 46
... • For date entry, refer to annual yield, YIELD (I /Y) by pressing i, entering the value, and pressing Q. Move to PRICE (PV) and enter the bond price by pressing i and @. Display the accrued interest (ACCU INT) by pressing #. Display the accrued interest (ACCU INT) by pressing .... &. 4. The accrued interest is calculated automatically. To obtain yield to maturity (YIELD (I/Y)): Move to PRICE (PV) and calculate by pressing i i, entering the value, and pressing Q. Change the day-count setting, if necessary, by pressing i i. Enter...
... • For date entry, refer to annual yield, YIELD (I /Y) by pressing i, entering the value, and pressing Q. Move to PRICE (PV) and enter the bond price by pressing i and @. Display the accrued interest (ACCU INT) by pressing #. Display the accrued interest (ACCU INT) by pressing .... &. 4. The accrued interest is calculated automatically. To obtain yield to maturity (YIELD (I/Y)): Move to PRICE (PV) and calculate by pressing i i, entering the value, and pressing Q. Change the day-count setting, if necessary, by pressing i i. Enter...
EL-738 Operation Manual
Page 47
... not displayed). What will your yield be $94.64). The asking price on August 15, 2023. i 2 Q i 7.2 Q Calculate bond price. CPN/Y(N)= 200 YIELD(I/Y)= 720 PRICE(PV)= 9323 ACCU INT= 141 Calculate bond price including accrued interest. Enter the annual yield (%). Procedure Key operation Bring up...M-D-Y 2=[TU] date. 8-15-2023 Enter the number of coupon payments per year. Enter the settlement date. Calculating bond price and accrued interest A $100, 20-year, 6.5% coupon bond is issued to yield the purchaser 7.2% compounded semiannually until maturity. At what...
... not displayed). What will your yield be $94.64). The asking price on August 15, 2023. i 2 Q i 7.2 Q Calculate bond price. CPN/Y(N)= 200 YIELD(I/Y)= 720 PRICE(PV)= 9323 ACCU INT= 141 Calculate bond price including accrued interest. Enter the annual yield (%). Procedure Key operation Bring up...M-D-Y 2=[TU] date. 8-15-2023 Enter the number of coupon payments per year. Enter the settlement date. Calculating bond price and accrued interest A $100, 20-year, 6.5% coupon bond is issued to yield the purchaser 7.2% compounded semiannually until maturity. At what...
EL-738 Operation Manual
Page 48
... to the display before you wish to 9, the preceding zero may be omitted. From 2010 to 9, the preceding zero may be omitted. Display PRICE(PV)= 9250 YIELD(I/Y)= 728 Entering dates Refer to the display that was shown before the entry, enter the appropriate date, and press Q. •... of the week will be 7.28%. In this case, follow either of dates is: January 1, 1901 to $92.50. Procedure Key operation Change the bond price # i i i to December 31, 2099. • If an inappropriate date is entered (e.g., February 31), an error message (Error 7) will appear immediately after pressing...
... to the display before you wish to 9, the preceding zero may be omitted. From 2010 to 9, the preceding zero may be omitted. Display PRICE(PV)= 9250 YIELD(I/Y)= 728 Entering dates Refer to the display that was shown before the entry, enter the appropriate date, and press Q. •... of the week will be 7.28%. In this case, follow either of dates is: January 1, 1901 to $92.50. Procedure Key operation Change the bond price # i i i to December 31, 2099. • If an inappropriate date is entered (e.g., February 31), an error message (Error 7) will appear immediately after pressing...
EL-738 Operation Manual
Page 55
... Change/Compound Interest Calculations Using percent change/compound interest calculations, you press s during entry, any three known variables: old price, new price, percent change /com- 000 pound interest calculations, press s. • If you can determine the values of percentage rates...21-2011 Answer: The last date is in percent change/compound interest calculations Variable Description OLD PRC (PV) Old price (old value) NEW PRC (FV) New price (new value) % (I/Y) Percent change /compound interest calculations by OLD PRC(PV)= pressing . Variables used in NORMAL mode. 2.
... Change/Compound Interest Calculations Using percent change/compound interest calculations, you press s during entry, any three known variables: old price, new price, percent change /com- 000 pound interest calculations, press s. • If you can determine the values of percentage rates...21-2011 Answer: The last date is in percent change/compound interest calculations Variable Description OLD PRC (PV) Old price (old value) NEW PRC (FV) New price (new value) % (I/Y) Percent change /compound interest calculations by OLD PRC(PV)= pressing . Variables used in NORMAL mode. 2.
EL-738 Operation Manual
Page 57
... and markup. z @ %(I . • To end cost/sell /margin/markup calculations Variable Description Default value COST Cost 0 SELL Selling price 0 MARGIN Profit margin (%) *1 0 MARK UP Markup (%) *2 0 *1 Profit margin (%) is calculated based on cost. Cost/Sell/Margin/Markup Calculations Using cost/sell/margin/markup ...
... and markup. z @ %(I . • To end cost/sell /margin/markup calculations Variable Description Default value COST Cost 0 SELL Selling price 0 MARGIN Profit margin (%) *1 0 MARK UP Markup (%) *2 0 *1 Profit margin (%) is calculated based on cost. Cost/Sell/Margin/Markup Calculations Using cost/sell/margin/markup ...
EL-738 Operation Manual
Page 58
...markup calculation, the unused variable is given a value of any cost/sell /margin I . b markup calculations, and set all the variables to retail price for MARK UP, MARGIN is desirable to realize a 95% markup from cost to default values. COST= 000 Enter cost. 455.6 Q COST= 45560 ...Enter markup rate. Enter the values of Initially, MARK UP is set to calculate. i i i 95 Q MARK UP= 9500 Calculate selling price should its selling price In a furniture business, it is set to If you wish to calculate, using the z and i keys, and press @ to and vice versa. 4....
...markup calculation, the unused variable is given a value of any cost/sell /margin I . b markup calculations, and set all the variables to retail price for MARK UP, MARGIN is desirable to realize a 95% markup from cost to default values. COST= 000 Enter cost. 455.6 Q COST= 45560 ...Enter markup rate. Enter the values of Initially, MARK UP is set to calculate. i i i 95 Q MARK UP= 9500 Calculate selling price should its selling price In a furniture business, it is set to If you wish to calculate, using the z and i keys, and press @ to and vice versa. 4....
EL-738 Operation Manual
Page 59
... keys, and press @ to calculate. Calculating the breakeven point Your company has developed a new product and plans to sell it at a price of any entered values will be cleared. 3. What is $75.80 and the fixed costs total $15,000. Enter the values... variable operations. 1. s play in NORMAL mode. 2. Variables used in breakeven calculations Variable FIXED VARIABLE PRICE PROFIT QUANTITY Description Fixed cost Variable cost per unit, unit price, profit and quantity. Breakeven Calculations Using breakeven calculations, you can calculate fixed cost, ...
... keys, and press @ to calculate. Calculating the breakeven point Your company has developed a new product and plans to sell it at a price of any entered values will be cleared. 3. What is $75.80 and the fixed costs total $15,000. Enter the values... variable operations. 1. s play in NORMAL mode. 2. Variables used in breakeven calculations Variable FIXED VARIABLE PRICE PROFIT QUANTITY Description Fixed cost Variable cost per unit, unit price, profit and quantity. Breakeven Calculations Using breakeven calculations, you can calculate fixed cost, ...
EL-738 Operation Manual
Page 60
b FIXED= 000 Enter fixed cost. 15000 Q FIXED= 1500000 Enter variable cost per i 75.80 Q unit. VARIABLE= 7580 Enter unit price. i @ QUANTITY= 33937 Answer: The breakeven point of this product is . i 120 Q PRICE= 12000 Leave profit as is 339.37 units. 59 Procedure Key operation Display Select breakeven calculations, and set all the variables to default values. $ . i PROFIT= 000 Calculate quantity.
b FIXED= 000 Enter fixed cost. 15000 Q FIXED= 1500000 Enter variable cost per i 75.80 Q unit. VARIABLE= 7580 Enter unit price. i @ QUANTITY= 33937 Answer: The breakeven point of this product is . i 120 Q PRICE= 12000 Leave profit as is 339.37 units. 59 Procedure Key operation Display Select breakeven calculations, and set all the variables to default values. $ . i PROFIT= 000 Calculate quantity.
EL-738 Operation Manual
Page 74
...period that begins with the coupon date previous to the next highest whole number, if necessary). Yield is not supported. 4. Error CPN < 0 or RDV < 0 or PRICE < 0 or M-D-Y 1 ≥ M-D-Y 2 or YIELD ≤ -100 73 FD = TD - Bond calculation is 180 for semi-annual coupon and 360 for ... of bond: For more than one coupon period until redemption: where CPN = COUPON(PMT), RDV = REDEMPT(FV), N = CPN/Y(N), YIELD = YIELD(I/Y), PRICE = PRICE(PV). Negative values in any of the variables used for annual coupon.) PD: The number of days preceding the settlement date in the coupon period...
...period that begins with the coupon date previous to the next highest whole number, if necessary). Yield is not supported. 4. Error CPN < 0 or RDV < 0 or PRICE < 0 or M-D-Y 1 ≥ M-D-Y 2 or YIELD ≤ -100 73 FD = TD - Bond calculation is 180 for semi-annual coupon and 360 for ... of bond: For more than one coupon period until redemption: where CPN = COUPON(PMT), RDV = REDEMPT(FV), N = CPN/Y(N), YIELD = YIELD(I/Y), PRICE = PRICE(PV). Negative values in any of the variables used for annual coupon.) PD: The number of days preceding the settlement date in the coupon period...
EL-738 Operation Manual
Page 77
... contains all negative or all positive values • an attempt was made to find YIELD in a bond calculation when any of COUPON, REDEMPT, or PRICE contain negative values Depth error (Error 3): • The available number of buffers was exceeded. (There are 10 buffers for numeric values and 24 buffers for...
... contains all negative or all positive values • an attempt was made to find YIELD in a bond calculation when any of COUPON, REDEMPT, or PRICE contain negative values Depth error (Error 3): • The available number of buffers was exceeded. (There are 10 buffers for numeric values and 24 buffers for...
EL-738 Operation Manual
Page 85
... due), 22, 28 Percent change/compound interest calculations, 17, 18, 54-56, 75 PERIODS (N), 18, 54, 75 Playback function, 13 PMT, 18, 22, 72 PRICE, 58, 75 PRICE (PV), 18, 44, 45, 73, 76 Priority levels in calculations, 81, 82 PROFIT, 58 PV, 18, 22, 72 PWR, 64 P/Y, 18, 22, 72, 77...
... due), 22, 28 Percent change/compound interest calculations, 17, 18, 54-56, 75 PERIODS (N), 18, 54, 75 Playback function, 13 PMT, 18, 22, 72 PRICE, 58, 75 PRICE (PV), 18, 44, 45, 73, 76 Priority levels in calculations, 81, 82 PROFIT, 58 PV, 18, 22, 72 PWR, 64 P/Y, 18, 22, 72, 77...