EL-733A Operation Manual
Page 4
... And Maintenance 160 How To Proceed If Abnormal Conditions Occur 160 Battery Replacement 161 Appendix B: Specifications 163 Calculation Range 164 Error Conditions 166 Appendix C. The EL-733A Financial Functions And Terms 41 RECOGNIZING A TVM PROBLEM 42 A DISCOUNTED CASH-FLOW PROBLEM 44 TVM Applications 46 A TYPICAL MORTGAGE 46 THE lxil KEY, MONTHLY... AND CFi 119 DISCOUNTED CASH-FLOW EXAMPLES . 119 GENERAL INVESTMENT ANALYSIS 120 WRAP-AROUND MORTGAGES 124 BLENDED RATE CONTRACTS 131 M CALCULATIONS, PARTIAL PERIODS . 131 BOND PRICE 136 DOLLARS AND CENTS -VS-
... And Maintenance 160 How To Proceed If Abnormal Conditions Occur 160 Battery Replacement 161 Appendix B: Specifications 163 Calculation Range 164 Error Conditions 166 Appendix C. The EL-733A Financial Functions And Terms 41 RECOGNIZING A TVM PROBLEM 42 A DISCOUNTED CASH-FLOW PROBLEM 44 TVM Applications 46 A TYPICAL MORTGAGE 46 THE lxil KEY, MONTHLY... AND CFi 119 DISCOUNTED CASH-FLOW EXAMPLES . 119 GENERAL INVESTMENT ANALYSIS 120 WRAP-AROUND MORTGAGES 124 BLENDED RATE CONTRACTS 131 M CALCULATIONS, PARTIAL PERIODS . 131 BOND PRICE 136 DOLLARS AND CENTS -VS-
EL-733A Operation Manual
Page 14
...of a trucking firm, you recently had wind deflectors installed on your calculator for each mile only costs you the price of a gallon of these keys is not just in the fact that the numbers in these keys represents a... the V and [d /4 keys on the tops of these keys is to allow you to save on the road cost you the price of a gallon of these keys are the keystrokes: 6.2 ( 1 E 5.7 tEA [2ndo V%I Result: -8.06 Installing the deflectors ...again, to calculate a percent increase or decrease, start the calculation as follows: El Cost Selling Price ,gAll Margin [Mu) Mark-Up
...of a trucking firm, you recently had wind deflectors installed on your calculator for each mile only costs you the price of a gallon of these keys is not just in the fact that the numbers in these keys represents a... the V and [d /4 keys on the tops of these keys is to allow you to save on the road cost you the price of a gallon of these keys are the keystrokes: 6.2 ( 1 E 5.7 tEA [2ndo V%I Result: -8.06 Installing the deflectors ...again, to calculate a percent increase or decrease, start the calculation as follows: El Cost Selling Price ,gAll Margin [Mu) Mark-Up
EL-733A Operation Manual
Page 15
.... [OM , and And this understanding about a 95% mark up and margin, what is the selling price by pressing 95 12ndl ri . Question: What is stored in FIN mode). Using the same mark-up ...these registers contain those numbers, you like to see about storing and computing also applies to the retail price of each of the four registers CST, SEL, MAR, and MU, all " registers except M). ... functions fl , n , 26 in the CST register (455.70 F-I ) and compute the selling price Solution: 502.40 El oam Result: 979.68 Notice that you sell it only changes if you store a new number there ...
.... [OM , and And this understanding about a 95% mark up and margin, what is the selling price by pressing 95 12ndl ri . Question: What is stored in FIN mode). Using the same mark-up ...these registers contain those numbers, you like to see about storing and computing also applies to the retail price of each of the four registers CST, SEL, MAR, and MU, all " registers except M). ... functions fl , n , 26 in the CST register (455.70 F-I ) and compute the selling price Solution: 502.40 El oam Result: 979.68 Notice that you sell it only changes if you store a new number there ...
EL-733A Operation Manual
Page 27
... how does that affect the payment?" You are in your calculator set to FIN mode and the display at (--) El), the buyer tells you that an affordable payment on a car if you get a 4 year loan? Keystrokes: ...the amount of the down payment to arrive at the desired price of playing "what if' on a cash-flow schedule: 1 PV=? To this on the EL-733A. That is specified to be to reduce the payment ...from I $859.85 to 11.2% APR; and, "What if the interest rate changes to 800.00? What does the price of the house...
... how does that affect the payment?" You are in your calculator set to FIN mode and the display at (--) El), the buyer tells you that an affordable payment on a car if you get a 4 year loan? Keystrokes: ...the amount of the down payment to arrive at the desired price of playing "what if' on a cash-flow schedule: 1 PV=? To this on the EL-733A. That is specified to be to reduce the payment ...from I $859.85 to 11.2% APR; and, "What if the interest rate changes to 800.00? What does the price of the house...
EL-733A Operation Manual
Page 28
...on a 5 year loan? Solution: Again, there's only one value (n) and recalculate PV: 5 2nd 1202J El COATI PV Result: 13'486.51 Example: You finally find a car that you need to change the one ... that you need to get about $3'600 trade in , just change , and then you like with a price tag of a modern, clean, coal-fired power plant. However because your job is on the way to...at the end of financial calculations. What will involve financing. ALLOON PAYME TS AND ALCUL>ATIONS On the EL-733A, the future value ( Q ) is an amount left at that the result for the car you...
...on a 5 year loan? Solution: Again, there's only one value (n) and recalculate PV: 5 2nd 1202J El COATI PV Result: 13'486.51 Example: You finally find a car that you need to change the one ... that you need to get about $3'600 trade in , just change , and then you like with a price tag of a modern, clean, coal-fired power plant. However because your job is on the way to...at the end of financial calculations. What will involve financing. ALLOON PAYME TS AND ALCUL>ATIONS On the EL-733A, the future value ( Q ) is an amount left at that the result for the car you...
EL-733A Operation Manual
Page 30
... time. When set to buy at the beginning of financing. You can lease a car, or you can be written more complicated lease appears on a buyout price of property and buildings tend to larger facilities is short for good growth, so you would like to lease is common to show dollars and... cents, press (2nd El Example: As the president of a start-up front), or that have brought considerable success to BGN mode, the calculator assumes that amount of the ...
... time. When set to buy at the beginning of financing. You can lease a car, or you can be written more complicated lease appears on a buyout price of property and buildings tend to larger facilities is short for good growth, so you would like to lease is common to show dollars and... cents, press (2nd El Example: As the president of a start-up front), or that have brought considerable success to BGN mode, the calculator assumes that amount of the ...
EL-733A Operation Manual
Page 31
You are responsible for a price of your perspective. FV = -700'000 The cash-flow schedule above is drawn according to your rental properties for making the the payments, so they ... keystroke procedure is the real interest rate on this calculation requires BGN mode: (Mode: FIN) [II (to turn on the BGN display indicator) 775'000 El 5 Fell rx2 E) r I getting if...?" Interest calculations are of n, doing when you compute one , so the value of the building shows as a negative (including the buyout...
You are responsible for a price of your perspective. FV = -700'000 The cash-flow schedule above is drawn according to your rental properties for making the the payments, so they ... keystroke procedure is the real interest rate on this calculation requires BGN mode: (Mode: FIN) [II (to turn on the BGN display indicator) 775'000 El 5 Fell rx2 E) r I getting if...?" Interest calculations are of n, doing when you compute one , so the value of the building shows as a negative (including the buyout...
EL-733A Operation Manual
Page 45
... two payments in advance, You agree to make the two advance payments and they have to reduce the price? (2) What would the overall interest rate be if you can do not lower the price? The second part of the time line, so you have to do a little before hand modifications before you...
... two payments in advance, You agree to make the two advance payments and they have to reduce the price? (2) What would the overall interest rate be if you can do not lower the price? The second part of the time line, so you have to do a little before hand modifications before you...
EL-733A Operation Manual
Page 46
... la Result: 1'176 The highest payment they don't have more than 35% of $41200.00 a month. In the state where this manual is the price range of a mortgage payment. What is being written, taxes and insurance consume about 28% of a mortgage payment." What mortgage payment can qualify for is ...(or visualize one in other liablilities. These formulas vary slightly from state to state and from state to make up when they ask you what price range of houses they can be considerably different. Qualifying A Home Buyer If you are as payment. One rule of thumb is for qualifying a...
... la Result: 1'176 The highest payment they don't have more than 35% of $41200.00 a month. In the state where this manual is the price range of a mortgage payment. What is being written, taxes and insurance consume about 28% of a mortgage payment." What mortgage payment can qualify for is ...(or visualize one in other liablilities. These formulas vary slightly from state to state and from state to make up when they ask you what price range of houses they can be considerably different. Qualifying A Home Buyer If you are as payment. One rule of thumb is for qualifying a...
EL-733A Operation Manual
Page 50
... ago. The word "discounted" is higher than the original rate that started about $2001000. Example: A lender wishes to mean reducing the value or price of a button. From the first payment to the party that purchases the contract is used here to sell a contract for $135'000 requiring the ...the remaining payment schedule calls for 23 years of monthly $11064.87 payments, starting at 10.65% for this loan. The mortgage was selling for a price that . Work the above example, just press: 1 I21 180 IR IACCI This calculation will take a long time (around 30 seconds), but when it...
... ago. The word "discounted" is higher than the original rate that started about $2001000. Example: A lender wishes to mean reducing the value or price of a button. From the first payment to the party that purchases the contract is used here to sell a contract for $135'000 requiring the ...the remaining payment schedule calls for 23 years of monthly $11064.87 payments, starting at 10.65% for this loan. The mortgage was selling for a price that . Work the above example, just press: 1 I21 180 IR IACCI This calculation will take a long time (around 30 seconds), but when it...
EL-733A Operation Manual
Page 51
... 14% APR compounded monthly by 12. 95'000 +/-I ET) CumP) M (pause) Ej 12 Result: 12.72 Is that your desired return? Question: If the asking price is unnecessary (other than for $87'559.08. Once you a monthly income of the investment). You are as follows: (Mode: FIN) 14 (2ndFJ Ej ®...
... 14% APR compounded monthly by 12. 95'000 +/-I ET) CumP) M (pause) Ej 12 Result: 12.72 Is that your desired return? Question: If the asking price is unnecessary (other than for $87'559.08. Once you a monthly income of the investment). You are as follows: (Mode: FIN) 14 (2ndFJ Ej ®...
EL-733A Operation Manual
Page 54
... A cash-flow group could consist of the first period), FV (the cash-flow at it is shown on new meanings. So, unless they lower the price by the value of each cash-flow making up of connected groups of cash-flow groups. or up and down a cash-flow schedule. In TVM... cash-flow analysis. But a regular, level stream of payments can be necessary to incorporate the exciting capabilities of the cash-flow schedule to generalize your EL-733A. The demand for a 10.5% maximum interest rate. Another way to look at the end of the last period), and PMT (a regular stream of...
... A cash-flow group could consist of the first period), FV (the cash-flow at it is shown on new meanings. So, unless they lower the price by the value of each cash-flow making up of connected groups of cash-flow groups. or up and down a cash-flow schedule. In TVM... cash-flow analysis. But a regular, level stream of payments can be necessary to incorporate the exciting capabilities of the cash-flow schedule to generalize your EL-733A. The demand for a 10.5% maximum interest rate. Another way to look at the end of the last period), and PMT (a regular stream of...
EL-733A Operation Manual
Page 70
... each year's coupon amount is paid in two equal payments six months apart. It is this section you should read the previous section on the EL-733A can handle most bond calculations. If you purchase a bond, you will describe a few of terminology, but it is based on a slightly...book, we will receive annually while you will not even scratch the surface of this : Coupon dates FV = REDEMPTION VALUE (Not BGN mode) V = PRICE Purchase Date MT = COUPON AMO = YIELD Maturity date 137 This is different from a loan or mortgage where the present value (the amount at some date...
... each year's coupon amount is paid in two equal payments six months apart. It is this section you should read the previous section on the EL-733A can handle most bond calculations. If you purchase a bond, you will describe a few of terminology, but it is based on a slightly...book, we will receive annually while you will not even scratch the surface of this : Coupon dates FV = REDEMPTION VALUE (Not BGN mode) V = PRICE Purchase Date MT = COUPON AMO = YIELD Maturity date 137 This is different from a loan or mortgage where the present value (the amount at some date...
EL-733A Operation Manual
Page 71
...coupon means that the coupon payment will depend on 30/360 days. The purchase date is just El) . The price in this case is just the tPV of the above schedule includes both the price and the amount of the coupon payment that has accumulated in the current period. Thus, when you...current period. Based on the cash-flow schedule. Because this question will come every six months. Then, you have to correctly calculating yield given price or price given yield is exactly 180 days. You can determine the amount of $100, what is 70 + 138 159 The trick to ask the ...
...coupon means that the coupon payment will depend on 30/360 days. The purchase date is just El) . The price in this case is just the tPV of the above schedule includes both the price and the amount of the coupon payment that has accumulated in the current period. Thus, when you...current period. Based on the cash-flow schedule. Because this question will come every six months. Then, you have to correctly calculating yield given price or price given yield is exactly 180 days. You can determine the amount of $100, what is 70 + 138 159 The trick to ask the ...
EL-733A Operation Manual
Page 72
... can get a 10% yield-to deal with partial periods. 140 141 You can make guesses at the true yield and then calculate the price as you can 't solve for this is $91.33. 3.6 [Fivr1170 M180 E]1+1-I 01u170 M180 El Pawl 0 Result: -89.48 You will have to -maturity. If you know the... price of the bond, subtract that $89.48 is the price plus the accumulated coupon payment for the current period. Remember, if the purchase date falls ...
... can get a 10% yield-to deal with partial periods. 140 141 You can make guesses at the true yield and then calculate the price as you can 't solve for this is $91.33. 3.6 [Fivr1170 M180 E]1+1-I 01u170 M180 El Pawl 0 Result: -89.48 You will have to -maturity. If you know the... price of the bond, subtract that $89.48 is the price plus the accumulated coupon payment for the current period. Remember, if the purchase date falls ...