How Can I Get My Next Payments On My 1st And 2nd Mortgage Waived And Added To Eo

You can call CitiMortgage and ask to defer your payments - (the payments are added on to the end of the loan). Explain that your daughter had some unexpected expenses this month.

Some lenders will do this, others won't. It depends upon your credit history and their policies. There may be some fees involved (usually large ones) and you need to ask lots of questions. You need to know:

1) If you received a mortgage deferment, what are the terms? Be sure to find out up front how much you will owe, and find out if payments will be cumulative at the end of the deal.

2) Make sure that they are willing to defer your payments without reporting to a credit agency and without you incurring unbearable late fees.