EL-738 Operation Manual
Page 18
..., variable costs per unit, unit prices, and profit. 17 Cost/Sell/Margin/Markup calculations: Calculate cost, selling price and margin/markup. Day and date calculations: Calculate dates and the number of return). These include calculations for mortgages, loans, leases, savings... rates can be converted between dates. Chapter 3 Financial Functions General Information Financial calculations The following financial functions are available. Use NORMAL mode to maturity with regular payments. Depreciation calculations: Obtain depreciation base values using three types of Money...
..., variable costs per unit, unit prices, and profit. 17 Cost/Sell/Margin/Markup calculations: Calculate cost, selling price and margin/markup. Day and date calculations: Calculate dates and the number of return). These include calculations for mortgages, loans, leases, savings... rates can be converted between dates. Chapter 3 Financial Functions General Information Financial calculations The following financial functions are available. Use NORMAL mode to maturity with regular payments. Depreciation calculations: Obtain depreciation base values using three types of Money...
EL-738 Operation Manual
Page 19
... method. PRICE (PV) COST (PV) OLD PRC (PV) PMT - M-D-Y 1* D-M-Y 1 - - - - Variables shared among calculations. TVM solver Discounted cash flow analysis Bond calculations Depreciation calculations Percent change the value of calculation they are stored in financial calculations are speci...this type of the values stored in financial calculations Financial calculations use multiple variables. P/Y and C/Y in the TVM solver are organized into variables, you change / Compound interest calculations Day and date calculations N - M-D-Y 2 * D-M-Y 2 - -...
... method. PRICE (PV) COST (PV) OLD PRC (PV) PMT - M-D-Y 1* D-M-Y 1 - - - - Variables shared among calculations. TVM solver Discounted cash flow analysis Bond calculations Depreciation calculations Percent change the value of calculation they are stored in financial calculations are speci...this type of the values stored in financial calculations Financial calculations use multiple variables. P/Y and C/Y in the TVM solver are organized into variables, you change / Compound interest calculations Day and date calculations N - M-D-Y 2 * D-M-Y 2 - -...
EL-738 Operation Manual
Page 30
... Set to annuity due (BGN is displayed). . P/Y= 1200 29 " 000 Set the number of each month. N = 24 I /Y 360 Calculate payment. @ u PMT= -1624570 Answer: The monthly investment should be leased for 10% of the retail price. The same system may be purchased for 24 months at $145 per year to 12. w 12 Q ments per...
... Set to annuity due (BGN is displayed). . P/Y= 1200 29 " 000 Set the number of each month. N = 24 I /Y 360 Calculate payment. @ u PMT= -1624570 Answer: The monthly investment should be leased for 10% of the retail price. The same system may be purchased for 24 months at $145 per year to 12. w 12 Q ments per...
EL-738 Operation Manual
Page 33
..., 900 u (-9--)~PMT -90000 Enter the annual inter- 5.5 f est rate. 5.5~I/Y 550 Set the future value to exit the P/Y and C/Y settings. PV= 14655892 Calculate the down payment. 32 Key operation . w 12 Q ments per year is automatically set (BGN is $180,000, so: Down payment = $180,000 - present...You need $33,441.08 for a down payment. Enter the total number s 25 . < of pay- . The price of compounding periods per year to default values. Press s to 0 T zero. -~FV 000 Calculate the present @ v value. s 180000 f v = 18-----PV= 3344108 Answer: You can borrow $146,558.92 ...
..., 900 u (-9--)~PMT -90000 Enter the annual inter- 5.5 f est rate. 5.5~I/Y 550 Set the future value to exit the P/Y and C/Y settings. PV= 14655892 Calculate the down payment. 32 Key operation . w 12 Q ments per year is automatically set (BGN is $180,000, so: Down payment = $180,000 - present...You need $33,441.08 for a down payment. Enter the total number s 25 . < of pay- . The price of compounding periods per year to default values. Press s to 0 T zero. -~FV 000 Calculate the present @ v value. s 180000 f v = 18-----PV= 3344108 Answer: You can borrow $146,558.92 ...
EL-738 Operation Manual
Page 45
...12 months of the security per $100 par value. *2 You can change the date format to D-M-Y (see page 10). *3 You can obtain bond prices, yields to maturity, and accrued interest. The calendar range is usually the last coupon date. Variables used in two equal... coupon amount each year. A coupon is like an "interest-only payment," and it is based on which a coupon payment is made is paid in bond calculations Variable Description Default value COUPON (PMT) Annual coupon rate (%) 0 REDEMPT (FV) Redemption value *1 0 M-D-Y 1*2 Settlement date (date of bond purchase) ...
...12 months of the security per $100 par value. *2 You can change the date format to D-M-Y (see page 10). *3 You can obtain bond prices, yields to maturity, and accrued interest. The calendar range is usually the last coupon date. Variables used in two equal... coupon amount each year. A coupon is like an "interest-only payment," and it is based on which a coupon payment is made is paid in bond calculations Variable Description Default value COUPON (PMT) Annual coupon rate (%) 0 REDEMPT (FV) Redemption value *1 0 M-D-Y 1*2 Settlement date (date of bond purchase) ...
EL-738 Operation Manual
Page 46
... date of coupon payments per year into REDEMPT (FV) by entering the value and pressing Q. 5. Move to PRICE (PV) and calculate by pressing i, entering the date, and pressing Q. • For date entry, refer to maturity, do the following: To obtain... bond price (PRICE (PV)): Enter annual yield (%) into M-D-Y 1 (or D-M-Y 1) by pressing . &. 4. The accrued interest is calculated automatically. 45 The accrued interest is calculated automatically. Enter the redemption date into COUPON (PMT) by pressing i, entering the ...
... date of coupon payments per year into REDEMPT (FV) by entering the value and pressing Q. 5. Move to PRICE (PV) and calculate by pressing i, entering the date, and pressing Q. • For date entry, refer to maturity, do the following: To obtain... bond price (PRICE (PV)): Enter annual yield (%) into M-D-Y 1 (or D-M-Y 1) by pressing . &. 4. The accrued interest is calculated automatically. 45 The accrued interest is calculated automatically. Enter the redemption date into COUPON (PMT) by pressing i, entering the ...
EL-738 Operation Manual
Page 47
...the redemption i 08152023 Q M-D-Y 2=[TU] date. 8-15-2023 Enter the number of coupon payments per year. CPN/Y(N)= 200 YIELD(I/Y)= 720 PRICE(PV)= 9323 ACCU INT= 141 Calculate bond price including accrued interest. Procedure Key operation Bring up the initial dis- COUPON(PMT)= 650 Enter the redemption value... It was sold at $93.23 and the accrued coupon interest was $1.41 (the bond price including accrued interest would be ? 46 The asking price on August 15, 2023. Calculating bond price and accrued interest A $100, 20-year, 6.5% coupon bond is issued to yield the purchaser...
...the redemption i 08152023 Q M-D-Y 2=[TU] date. 8-15-2023 Enter the number of coupon payments per year. CPN/Y(N)= 200 YIELD(I/Y)= 720 PRICE(PV)= 9323 ACCU INT= 141 Calculate bond price including accrued interest. Procedure Key operation Bring up the initial dis- COUPON(PMT)= 650 Enter the redemption value... It was sold at $93.23 and the accrued coupon interest was $1.41 (the bond price including accrued interest would be ? 46 The asking price on August 15, 2023. Calculating bond price and accrued interest A $100, 20-year, 6.5% coupon bond is issued to yield the purchaser...
EL-738 Operation Manual
Page 48
...for date entry. • Enter using US date format (MM-DD-YYYY) or EU date format (DD-MM-YYYY). Year entry Enter four digits. Display PRICE(PV)= 9250 YIELD(I/Y)= 728 Entering dates Refer to 2099, the zero following the first "2" may be omitted. • After entry, ...the date will be stored and the abbreviated day of the week will be omitted. Day entry Enter two digits. i i i 92.5 Q Calculate the yield. Month entry Enter two digits....
...for date entry. • Enter using US date format (MM-DD-YYYY) or EU date format (DD-MM-YYYY). Year entry Enter four digits. Display PRICE(PV)= 9250 YIELD(I/Y)= 728 Entering dates Refer to 2099, the zero following the first "2" may be omitted. • After entry, ...the date will be stored and the abbreviated day of the week will be omitted. Day entry Enter two digits. i i i 92.5 Q Calculate the yield. Month entry Enter two digits....
EL-738 Operation Manual
Page 55
Select percent change PERIODS (N) Number of compounding periods. 4. Move to clear the display. • Make sure the calculator is February 21, 2011. Press s to the variable you press s during entry, any three known variables: old price, new price, percent change, or number of compounding periods Default value 0 0 0 1 Basic operations Refer to page 19 for...
Select percent change PERIODS (N) Number of compounding periods. 4. Move to clear the display. • Make sure the calculator is February 21, 2011. Press s to the variable you press s during entry, any three known variables: old price, new price, percent change, or number of compounding periods Default value 0 0 0 1 Basic operations Refer to page 19 for...
EL-738 Operation Manual
Page 57
... variable operations. 1. z @ %(I . • To end cost/sell/margin/markup calculations, press s. COST= 000 • If you can determine costs, selling price. *2 Markup (%) is calculated based on cost. Cost/Sell/Margin/Markup Calculations Using cost/sell /margin/markup calculations Variable Description Default value COST Cost 0 SELL Selling price 0 MARGIN Profit margin (%) *1 0 MARK UP Markup (%) *2 0 *1 Profi...
... variable operations. 1. z @ %(I . • To end cost/sell/margin/markup calculations, press s. COST= 000 • If you can determine costs, selling price. *2 Markup (%) is calculated based on cost. Cost/Sell/Margin/Markup Calculations Using cost/sell /margin/markup calculations Variable Description Default value COST Cost 0 SELL Selling price 0 MARGIN Profit margin (%) *1 0 MARK UP Markup (%) *2 0 *1 Profi...
EL-738 Operation Manual
Page 58
... sofa costs $455.60. i i i 95 Q MARK UP= 9500 Calculate selling price In a furniture business, it is desirable to realize a 95% markup from cost to retail price for MARK UP, MARGIN is set to If you wish to calculate, using the z and i keys, and press @ to default values. ... UP is set all the variables to calculate. b markup calculations, and set to and vice versa. 4. COST= 000 Enter cost. 455.6 Q COST= 45560 Enter markup rate. Determining selling price. 3. z z @ SELL= 88842 Answer: The selling price should its selling price be $888.42. 57 Enter the ...
... sofa costs $455.60. i i i 95 Q MARK UP= 9500 Calculate selling price In a furniture business, it is desirable to realize a 95% markup from cost to retail price for MARK UP, MARGIN is set to If you wish to calculate, using the z and i keys, and press @ to default values. ... UP is set all the variables to calculate. b markup calculations, and set to and vice versa. 4. COST= 000 Enter cost. 455.6 Q COST= 45560 Enter markup rate. Determining selling price. 3. z z @ SELL= 88842 Answer: The selling price should its selling price be $888.42. 57 Enter the ...
EL-738 Operation Manual
Page 59
... plans to sell it at a price of any entered values will be cleared. 3. Variables used in NORMAL mode. Select breakeven calculations by pressing $. • To end breakeven calculations, press s. Breakeven Calculations Using breakeven calculations, you can calculate fixed cost, variable cost ... total $15,000. The variable cost per unit, unit price, profit and quantity. s play in breakeven calculations Variable FIXED VARIABLE PRICE PROFIT QUANTITY Description Fixed cost Variable cost per unit. Press s to calculate. FIXED= 000 • If you press s during entry...
... plans to sell it at a price of any entered values will be cleared. 3. Variables used in NORMAL mode. Select breakeven calculations by pressing $. • To end breakeven calculations, press s. Breakeven Calculations Using breakeven calculations, you can calculate fixed cost, variable cost ... total $15,000. The variable cost per unit, unit price, profit and quantity. s play in breakeven calculations Variable FIXED VARIABLE PRICE PROFIT QUANTITY Description Fixed cost Variable cost per unit. Press s to calculate. FIXED= 000 • If you press s during entry...
EL-738 Operation Manual
Page 60
i @ QUANTITY= 33937 Answer: The breakeven point of this product is . i 120 Q PRICE= 12000 Leave profit as is 339.37 units. 59 i PROFIT= 000 Calculate quantity. Procedure Key operation Display Select breakeven calculations, and set all the variables to default values. $ . VARIABLE= 7580 Enter unit price. b FIXED= 000 Enter fixed cost. 15000 Q FIXED= 1500000 Enter variable cost per i 75.80 Q unit.
i @ QUANTITY= 33937 Answer: The breakeven point of this product is . i 120 Q PRICE= 12000 Leave profit as is 339.37 units. 59 i PROFIT= 000 Calculate quantity. Procedure Key operation Display Select breakeven calculations, and set all the variables to default values. $ . VARIABLE= 7580 Enter unit price. b FIXED= 000 Enter fixed cost. 15000 Q FIXED= 1500000 Enter variable cost per i 75.80 Q unit.
EL-738 Operation Manual
Page 74
...to be positive values. For one coupon period until redemption: where CPN = COUPON(PMT), RDV = REDEMPT(FV), N = CPN/Y(N), YIELD = YIELD(I/Y), PRICE = PRICE(PV). Bond calculation is 180 for semi-annual coupon and 360 for annual coupon.) PD: The number of days preceding the settlement date in the coupon period...after the settlement date. (On the 360-day calendar, TD is based on the 28th (29th for leap years). 3. Bond calculations In its bond calculations, this calculator conforms to rules set to August 29, 30, or 31, coupon payments for February occur on the following the settlement date ...
...to be positive values. For one coupon period until redemption: where CPN = COUPON(PMT), RDV = REDEMPT(FV), N = CPN/Y(N), YIELD = YIELD(I/Y), PRICE = PRICE(PV). Bond calculation is 180 for semi-annual coupon and 360 for annual coupon.) PD: The number of days preceding the settlement date in the coupon period...after the settlement date. (On the 360-day calendar, TD is based on the 28th (29th for leap years). 3. Bond calculations In its bond calculations, this calculator conforms to rules set to August 29, 30, or 31, coupon payments for February occur on the following the settlement date ...
EL-738 Operation Manual
Page 77
...an invalid operation. culations. • There was a financial calculation error, such as: • an error listed in "Financial Calculation Formulas" (see pages 72 - 75) occurred • an ...64257;nd YIELD in the function. was exceeded. (There are 10 buffers for numeric values and 24 buffers for calculation instructions). • The number of a listed financial...calculation when any of COUPON, REDEMPT, or PRICE contain negative values Depth error (Error 3): • The available number of buffers was pressed before J. Note: If an error occurs during the automatic calculation...
...an invalid operation. culations. • There was a financial calculation error, such as: • an error listed in "Financial Calculation Formulas" (see pages 72 - 75) occurred • an ...64257;nd YIELD in the function. was exceeded. (There are 10 buffers for numeric values and 24 buffers for calculation instructions). • The number of a listed financial...calculation when any of COUPON, REDEMPT, or PRICE contain negative values Depth error (Error 3): • The available number of buffers was pressed before J. Note: If an error occurs during the automatic calculation...
EL-738 Operation Manual
Page 85
... 8 EFF, 17, 51, 74 ENT (symbol), 7, 20 Entering dates, 47 Entering numbers, 11 Error, 14, 76-78 EXP, 64 Financial calculations, 17, 18, 72 FIXED, 58, 75 FLO_A (FLOAT A), FLO_B (FLOAT B), 7, 9 Floating point, 8, 9 Formulas, 72-75 FV,...18, 44, 52, 73, 75 Memory clear key, 5, 12, 13 Modify function, 63 N, 18, 22, 72 NORMAL mode, 10, 17, 60 NET_PV, 40 NEW PRC (FV), 18, 54, 75 NPV, 40, 41, 72 OLD PRC (PV), 18, 54...75 PERIODS (N), 18, 54, 75 Playback function, 13 PMT, 18, 22, 72 PRICE, 58, 75 PRICE (PV), 18, 44, 45, 73, 76 Priority levels in calculations, 81, 82 PROFIT, 58 PV, 18, 22, 72 PWR, 64 P/Y, 18...
... 8 EFF, 17, 51, 74 ENT (symbol), 7, 20 Entering dates, 47 Entering numbers, 11 Error, 14, 76-78 EXP, 64 Financial calculations, 17, 18, 72 FIXED, 58, 75 FLO_A (FLOAT A), FLO_B (FLOAT B), 7, 9 Floating point, 8, 9 Formulas, 72-75 FV,...18, 44, 52, 73, 75 Memory clear key, 5, 12, 13 Modify function, 63 N, 18, 22, 72 NORMAL mode, 10, 17, 60 NET_PV, 40 NEW PRC (FV), 18, 54, 75 NPV, 40, 41, 72 OLD PRC (PV), 18, 54...75 PERIODS (N), 18, 54, 75 Playback function, 13 PMT, 18, 22, 72 PRICE, 58, 75 PRICE (PV), 18, 44, 45, 73, 76 Priority levels in calculations, 81, 82 PROFIT, 58 PV, 18, 22, 72 PWR, 64 P/Y, 18...