EL-738 Operation Manual
Page 18
... compound interest rates. Amortization calculations: Calculate and create amortization schedules using fixed costs, variable costs per unit, unit prices, and profit. 17 Conversion between APR and EFF: Interest rates can be converted between dates. These include calculations for...APR (annual, or nominal percentage rate) and EFF (effective interest rate). Cost/Sell/Margin/Markup calculations: Calculate cost, selling price and margin/markup. Chapter 3 Financial Functions General Information Financial calculations The following financial functions are available. TVM (Time...
... compound interest rates. Amortization calculations: Calculate and create amortization schedules using fixed costs, variable costs per unit, unit prices, and profit. 17 Conversion between APR and EFF: Interest rates can be converted between dates. These include calculations for...APR (annual, or nominal percentage rate) and EFF (effective interest rate). Cost/Sell/Margin/Markup calculations: Calculate cost, selling price and margin/markup. Chapter 3 Financial Functions General Information Financial calculations The following financial functions are available. TVM (Time...
EL-738 Operation Manual
Page 19
.... FV - These variables can store, recall or calculate values directly using the z/i cursor keys in these variables. While calculating, be accessed using the corresponding keys. PRICE (PV) COST (PV) OLD PRC (PV) PMT - Listed financial variables: Variables that are used in the TVM solver are categorized into lists in all...
.... FV - These variables can store, recall or calculate values directly using the z/i cursor keys in these variables. While calculating, be accessed using the corresponding keys. PRICE (PV) COST (PV) OLD PRC (PV) PMT - Listed financial variables: Variables that are used in the TVM solver are categorized into lists in all...
EL-738 Operation Manual
Page 30
... all the variables to annuity due (BGN is displayed). . PV = $2,995 FV = $2,995 × 10% = $299.5 PMT = -$145 ...... " 000 Set the number of the retail price.
... all the variables to annuity due (BGN is displayed). . PV = $2,995 FV = $2,995 × 10% = $299.5 PMT = -$145 ...... " 000 Set the number of the retail price.
EL-738 Operation Manual
Page 33
... all the variables to 0 T zero. -~FV 000 Calculate the present @ v value. s 180000 f v = 18-----PV= 3344108 Answer: You can borrow $146,558.92 in total. The price of compounding periods per year to 12. b Display 000 Make sure ordinary annuity is set (BGN is automatically set to exit the P/Y and C/Y settings. P/Y= 1200...
... all the variables to 0 T zero. -~FV 000 Calculate the present @ v value. s 180000 f v = 18-----PV= 3344108 Answer: You can borrow $146,558.92 in total. The price of compounding periods per year to 12. b Display 000 Make sure ordinary annuity is set (BGN is automatically set to exit the P/Y and C/Y settings. P/Y= 1200...
EL-738 Operation Manual
Page 45
... calendar is set by the owner of 30 days each year. Bond Calculations Using bond calculations, you can obtain bond prices, yields to December 31, 2099. 44 The calendar range is not displayed). A coupon is like an "interest-only...Settlement date (date of bond purchase) 1-1-2001 M-D-Y 2 *2 Redemption date 1-1-2001 CPN/Y (N)*3 Number of coupons per year 1 YIELD (I/Y) Yield to maturity (%) 0 PRICE (PV) Bond price *4 0 ACCU INT Accrued interest - *1 Redemption value of the bond par value, usually annually, by default (360 is from January 1, 1901 to maturity, and...
... calendar is set by the owner of 30 days each year. Bond Calculations Using bond calculations, you can obtain bond prices, yields to December 31, 2099. 44 The calendar range is not displayed). A coupon is like an "interest-only...Settlement date (date of bond purchase) 1-1-2001 M-D-Y 2 *2 Redemption date 1-1-2001 CPN/Y (N)*3 Number of coupons per year 1 YIELD (I/Y) Yield to maturity (%) 0 PRICE (PV) Bond price *4 0 ACCU INT Accrued interest - *1 Redemption value of the bond par value, usually annually, by default (360 is from January 1, 1901 to maturity, and...
EL-738 Operation Manual
Page 46
...pressing i i. Select bond calculations by pressing . &. 4. Change the day-count setting, if necessary, by pressing #. To find bond price or yield to page 19 for basic variable operations. 1. Enter the number of bond purchase into CPN/Y (N) by pressing i, entering the date... pressing Q. 9. Move to annual yield, YIELD (I /Y)): Move to clear the display. • Make sure the calculator is in NORMAL mode. 2. Move to PRICE (PV) and calculate by pressing z @. Enter the coupon rate (%) into M-D-Y 2 (or D-M-Y 2) by pressing i i, entering the value, and pressing Q....
...pressing i i. Select bond calculations by pressing . &. 4. Change the day-count setting, if necessary, by pressing #. To find bond price or yield to page 19 for basic variable operations. 1. Enter the number of bond purchase into CPN/Y (N) by pressing i, entering the date... pressing Q. 9. Move to annual yield, YIELD (I /Y)): Move to clear the display. • Make sure the calculator is in NORMAL mode. 2. Move to PRICE (PV) and calculate by pressing z @. Enter the coupon rate (%) into M-D-Y 2 (or D-M-Y 2) by pressing i i, entering the value, and pressing Q....
EL-738 Operation Manual
Page 47
...yield (%). i @ Calculate the accrued i interest. Also calculate the accrued coupon interest. Procedure Key operation Bring up the initial dis- The asking price on August 15, 2023. Display 000 Select bond calculations. # COUPON(PMT)= 000 Make sure the actual calendar is set (360 is $92....50. Enter the coupon rate 6.5 Q (%). Enter the settlement date. s play in NORMAL mode. i 2 Q i 7.2 Q Calculate bond price. Calculating bond price and accrued interest A $100, 20-year, 6.5% coupon bond is issued to yield the purchaser 7.2% compounded semiannually until maturity.
...yield (%). i @ Calculate the accrued i interest. Also calculate the accrued coupon interest. Procedure Key operation Bring up the initial dis- The asking price on August 15, 2023. Display 000 Select bond calculations. # COUPON(PMT)= 000 Make sure the actual calendar is set (360 is $92....50. Enter the coupon rate 6.5 Q (%). Enter the settlement date. s play in NORMAL mode. i 2 Q i 7.2 Q Calculate bond price. Calculating bond price and accrued interest A $100, 20-year, 6.5% coupon bond is issued to yield the purchaser 7.2% compounded semiannually until maturity.
EL-738 Operation Manual
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From 2010 to 9, the preceding zero may be omitted. Display PRICE(PV)= 9250 YIELD(I/Y)= 728 Entering dates Refer to the previous example and the following the first "2" may be omitted. From 2 to 2099, the zero ... for dates is: January 1, 2001 (1-1-2001). • The effective range of the following the first "1" may be 7.28%. Procedure Key operation Change the bond price # i i i to December 31, 2099. • If an inappropriate date is entered (e.g., February 31), an error message (Error 7) will appear immediately after pressing Q. Day entry Enter...
From 2010 to 9, the preceding zero may be omitted. Display PRICE(PV)= 9250 YIELD(I/Y)= 728 Entering dates Refer to the previous example and the following the first "2" may be omitted. From 2 to 2099, the zero ... for dates is: January 1, 2001 (1-1-2001). • The effective range of the following the first "1" may be 7.28%. Procedure Key operation Change the bond price # i i i to December 31, 2099. • If an inappropriate date is entered (e.g., February 31), an error message (Error 7) will appear immediately after pressing Q. Day entry Enter...
EL-738 Operation Manual
Page 55
Move to the variable you press s during entry, any three known variables: old price, new price, percent change /com- 000 pound interest calculations, press s. • If you wish to calculate, using the z and i keys, and press @ to clear the ... z @ M-D-Y 2=[MO] 2-21-2011 Answer: The last date is in percent change/compound interest calculations Variable Description OLD PRC (PV) Old price (old value) NEW PRC (FV) New price (new value) % (I/Y) Percent change /compound interest calculations, you can determine the values of percentage rates of any entered values will be cleared...
Move to the variable you press s during entry, any three known variables: old price, new price, percent change /com- 000 pound interest calculations, press s. • If you wish to calculate, using the z and i keys, and press @ to clear the ... z @ M-D-Y 2=[MO] 2-21-2011 Answer: The last date is in percent change/compound interest calculations Variable Description OLD PRC (PV) Old price (old value) NEW PRC (FV) New price (new value) % (I/Y) Percent change /compound interest calculations, you can determine the values of percentage rates of any entered values will be cleared...
EL-738 Operation Manual
Page 57
... mode. 2. i 9800 Q NEW PRC(FV)= 980000 Set the number of com- COST= 000 • If you can determine costs, selling price. *2 Markup (%) is 1.13%. Press s to clear the display. • Make sure the calculator is in cost/sell /margin/markup calculations.../sell /margin/markup calculations Variable Description Default value COST Cost 0 SELL Selling price 0 MARGIN Profit margin (%) *1 0 MARK UP Markup (%) *2 0 *1 Profit margin (%) is calculated based on selling prices, margins and markup. PERIODS(N)= 1800 Calculate the compound interest rate. Select cost...
... mode. 2. i 9800 Q NEW PRC(FV)= 980000 Set the number of com- COST= 000 • If you can determine costs, selling price. *2 Markup (%) is 1.13%. Press s to clear the display. • Make sure the calculator is in cost/sell /margin/markup calculations.../sell /margin/markup calculations Variable Description Default value COST Cost 0 SELL Selling price 0 MARGIN Profit margin (%) *1 0 MARK UP Markup (%) *2 0 *1 Profit margin (%) is calculated based on selling prices, margins and markup. PERIODS(N)= 1800 Calculate the compound interest rate. Select cost...
EL-738 Operation Manual
Page 58
... values. COST= 000 Enter cost. 455.6 Q COST= 45560 Enter markup rate. A certain sofa costs $455.60. i i i 95 Q MARK UP= 9500 Calculate selling price In a furniture business, it is set all the variables to and vice versa. 4. Enter the values of Initially, MARK UP is set to If you... wish to calculate, using the z and i keys, and press @ to retail price for each item. s play in NORMAL mode. 000 Select cost/sell /margin/markup calculation, the unused variable is given a value of any two known variables...
... values. COST= 000 Enter cost. 455.6 Q COST= 45560 Enter markup rate. A certain sofa costs $455.60. i i i 95 Q MARK UP= 9500 Calculate selling price In a furniture business, it is set all the variables to and vice versa. 4. Enter the values of Initially, MARK UP is set to If you... wish to calculate, using the z and i keys, and press @ to retail price for each item. s play in NORMAL mode. 000 Select cost/sell /margin/markup calculation, the unused variable is given a value of any two known variables...
EL-738 Operation Manual
Page 59
...cost per unit. Select breakeven calculations by pressing $. • To end breakeven calculations, press s. Enter the values of $120 per unit Unit price Profit Quantity Default value 0 0 0 0 0 Basic operations Refer to calculate. FIXED= 000 • If you press s during entry..., any four known variables. 4. Display 000 58 Press s to sell it at a price of any entered values will be cleared. 3. Procedure Key operation Bring up the initial dis- Variables used in NORMAL mode. Breakeven Calculations Using ...
...cost per unit. Select breakeven calculations by pressing $. • To end breakeven calculations, press s. Enter the values of $120 per unit Unit price Profit Quantity Default value 0 0 0 0 0 Basic operations Refer to calculate. FIXED= 000 • If you press s during entry..., any four known variables. 4. Display 000 58 Press s to sell it at a price of any entered values will be cleared. 3. Procedure Key operation Bring up the initial dis- Variables used in NORMAL mode. Breakeven Calculations Using ...
EL-738 Operation Manual
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i @ QUANTITY= 33937 Answer: The breakeven point of this product is . i PROFIT= 000 Calculate quantity. Procedure Key operation Display Select breakeven calculations, and set all the variables to default values. $ . b FIXED= 000 Enter fixed cost. 15000 Q FIXED= 1500000 Enter variable cost per i 75.80 Q unit. VARIABLE= 7580 Enter unit price. i 120 Q PRICE= 12000 Leave profit as is 339.37 units. 59
i @ QUANTITY= 33937 Answer: The breakeven point of this product is . i PROFIT= 000 Calculate quantity. Procedure Key operation Display Select breakeven calculations, and set all the variables to default values. $ . b FIXED= 000 Enter fixed cost. 15000 Q FIXED= 1500000 Enter variable cost per i 75.80 Q unit. VARIABLE= 7580 Enter unit price. i 120 Q PRICE= 12000 Leave profit as is 339.37 units. 59
EL-738 Operation Manual
Page 74
...: The number of bond: For more than one coupon period until redemption: where CPN = COUPON(PMT), RDV = REDEMPT(FV), N = CPN/Y(N), YIELD = YIELD(I/Y), PRICE = PRICE(PV). Error CPN < 0 or RDV < 0 or PRICE < 0 or M-D-Y 1 ≥ M-D-Y 2 or YIELD ≤ -100 73 If coupons are assumed to be paid on the 28th (29th for bonds are to...
...: The number of bond: For more than one coupon period until redemption: where CPN = COUPON(PMT), RDV = REDEMPT(FV), N = CPN/Y(N), YIELD = YIELD(I/Y), PRICE = PRICE(PV). Error CPN < 0 or RDV < 0 or PRICE < 0 or M-D-Y 1 ≥ M-D-Y 2 or YIELD ≤ -100 73 If coupons are assumed to be paid on the 28th (29th for bonds are to...
EL-738 Operation Manual
Page 77
... contains all negative or all positive values • an attempt was made to find YIELD in a bond calculation when any of COUPON, REDEMPT, or PRICE contain negative values Depth error (Error 3): • The available number of cash flow or statistical data, a value was entered but . ? Errors and Calculation Ranges...
... contains all negative or all positive values • an attempt was made to find YIELD in a bond calculation when any of COUPON, REDEMPT, or PRICE contain negative values Depth error (Error 3): • The available number of cash flow or statistical data, a value was entered but . ? Errors and Calculation Ranges...
EL-738 Operation Manual
Page 85
... due), 22, 28 Percent change/compound interest calculations, 17, 18, 54-56, 75 PERIODS (N), 18, 54, 75 Playback function, 13 PMT, 18, 22, 72 PRICE, 58, 75 PRICE (PV), 18, 44, 45, 73, 76 Priority levels in calculations, 81, 82 PROFIT, 58 PV, 18, 22, 72 PWR, 64 P/Y, 18, 22, 72, 77...
... due), 22, 28 Percent change/compound interest calculations, 17, 18, 54-56, 75 PERIODS (N), 18, 54, 75 Playback function, 13 PMT, 18, 22, 72 PRICE, 58, 75 PRICE (PV), 18, 44, 45, 73, 76 Priority levels in calculations, 81, 82 PROFIT, 58 PV, 18, 22, 72 PWR, 64 P/Y, 18, 22, 72, 77...