Setting Up A Payza Account

1.) I just joined an MLM opportunity and in order to fund my account and receive commissions from them I was told that I need a Payza account and must add a bank account to my Payza account, but the thing is, I do not have a bank account so my question is, can I use my mother or father's bank account to set up my Payza account and receive and add funds?2.) When I add a bank account to my Payza account, does the bank account have to be in my own name or can it be in my husband's name (or in the name of one of my parents)?3.) If I do not have a bank account, what are some other methods where I can receive my money?4.) What phone number can I call to speak to a live Payza representative who can walk me through signing up?