Question posted by msmussa2 on November 5th, 2010
How Do I Obtain My Credit Score?
I only want to know my credit score. What is the cost?
Where do I write? How long does it take to receive this information?
Current Answers
Answer #1: Posted by oriolesmagic on November 5th, 2010 6:10 AM
I would recommend going to www.annualcreditreport.com. There you can obtain a free credit report from all 3 credit reporting agencies. You can order this free credit report once every 12 months from each agency (Transunion, Equifax, Experian) as required by law. You will be given an opportunity to purchase a credit score from any of the nationwide credit reporting agencies after you receive your free annual credit report from any of them in response to a request made through this website. I believe the cost for Equifax specifically is $7.99 or $9.99.
To Request your Credit Report by Mail:
The easiest and quickest method is the one outline above for accessing online. However, you can also write in or call:
To Request your Credit Report by Phone:- Call 1-877-322-8228
- You will go through a simple verification process over the phone.
To Request your Credit Report by Mail:
- Download the request form (You need an Adobe viewer to view the requested form. Download the free Adobe viewer)
- Print and complete the form
- Mail the completed form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
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